Cost of Living Comparison Between Moshi and Ubud, Bali Cost of Living Comparison Between Moshi and Ubud, Bali

Monthly Cost of Living

A single person spends $250 per month in Moshi vs $1,419 in Ubud, Bali, rent included.

A couple spends around $428 per month in Moshi vs $2,540 in Ubud, Bali, rent included.

A family of three spends $607 per month in Moshi vs $3,660 in Ubud, Bali, rent included.

Moshi is about 82% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Moshi sits 81% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.15 TZS 8,133

$3.56 Rp 63.7K

-11.52%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

Water (0.33 liter bottle)

$0.70 Rp 12.5K

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$0.56 TZS 1,447

$1.81 Rp 32.3K

-69.06%

White Bread (500g)

$0.73 TZS 1,888

$2.52 Rp 45.0K

-71.03%

Rice (white) (1kg)

$1.38 TZS 3,557

$1.16 Rp 20.7K

18.97%

Eggs

$2.46 Rp 43.9K

Local Cheese (1kg)

$8.55 TZS 22.0K

$14.71 Rp 262.7K

-41.88%

Chicken Fillets (1kg)

$3.91 TZS 10.1K

$4.32 Rp 77.1K

-9.49%

Beef Round Steak (1kg)

$3.00 TZS 7,747

$12.14 Rp 216.7K

-75.29%

Apples (1kg)

$3.84 Rp 68.6K

Banana (1kg)

$0.38 TZS 978

$1.56 Rp 27.8K

-75.64%

Oranges (1kg)

$1.58 TZS 4,083

$2.83 Rp 50.6K

-44.17%

Tomato (1kg)

$0.75 TZS 1,945

$2.33 Rp 41.5K

-67.81%

Potato (1kg)

$0.73 TZS 1,888

$1.91 Rp 34.2K

-61.78%

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.41 TZS 1,052

$0.78 Rp 13.8K

-47.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.40 TZS 1,036

$0.27 Rp 4,800

48.15%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$1.27 TZS 3,274

$0.79 Rp 14.2K

60.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 TZS 302.3K

$79.9 Rp 1.4M

46.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.97 TZS 10.2K

$4.06 Rp 72.6K

-2.22%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$19.70 TZS 50.8K

$55.5 Rp 991.8K

-64.53%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$197 TZS 508.3K

$2,039 Rp 36.4M

-90.34%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$96.4 TZS 248.7K

$165 Rp 3.0M

-41.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moshi: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

Salaries run about 71% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moshi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 468%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $375 per month in Moshi and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $250 in Moshi and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 228% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moshi, where all-in costs run around $250, than in Ubud, Bali at $1,419. In Moshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.