Last update: Oct 2026

Cost of Living Comparison Between Moshi and Ubud, Bali

For one person, living is cheaper in Moshi: $246 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Moshi

🇹🇿 Tanzania

$246

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Moshi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moshi and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $246 per month in Moshi vs $1,353 in Ubud, Bali, rent included.

Moshi $246
Ubud, Bali $1,353

A couple spends around $425 per month in Moshi vs $2,297 in Ubud, Bali, rent included.

Moshi $425
Ubud, Bali $2,297

A family of three spends $604 per month in Moshi vs $3,241 in Ubud, Bali, rent included.

Moshi $604
Ubud, Bali $3,241

Moshi is about 82% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Moshi sits 82% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 TZS 8,080

$3.23 Rp 58.1K

-4.33%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$0.60 TZS 1,565

$1.57 Rp 28.3K

-61.78%

White Bread (500g)

$0.77 TZS 2,022

$2.19 Rp 39.5K

-64.84%

Rice (white) (1kg)

$1.34 TZS 3,510

$1.18 Rp 21.2K

13.56%

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$8.45 TZS 22.1K

$17.65 Rp 317.7K

-52.12%

Chicken Fillets (1kg)

$3.84 TZS 10.0K

$3.78 Rp 68.0K

1.59%

Beef Round Steak (1kg)

$2.96 TZS 7,752

$11.95 Rp 215.1K

-75.23%

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$0.39 TZS 1,033

$1.59 Rp 28.6K

-75.47%

Oranges (1kg)

$1.49 TZS 3,915

$2.31 Rp 41.6K

-35.50%

Tomato (1kg)

$0.76 TZS 2,002

$1.91 Rp 34.3K

-60.21%

Potato (1kg)

$0.77 TZS 2,027

$1.78 Rp 32.1K

-56.74%

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.40 TZS 1,037

$0.53 Rp 9,509

-24.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.77 TZS 2,008

$0.23 Rp 4,112

234.78%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.17 TZS 3,075

$0.83 Rp 14.9K

40.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 TZS 299.8K

$80.0 Rp 1.4M

43.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.82 TZS 9,999

$6.56 Rp 118.1K

-41.77%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$18.83 TZS 49.3K

$45.58 Rp 820.4K

-58.69%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$185 TZS 485.5K

$1,702 Rp 30.6M

-89.11%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$95.2 TZS 249.4K

$166 Rp 3.0M

-42.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moshi: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moshi

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Moshi

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Moshi

–

Ubud, Bali

$107 7.9%

Eating Out

Moshi

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Moshi

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Moshi

–

Ubud, Bali

$63 4.6%

Getting Around

Moshi

–

Ubud, Bali

$12 0.9%

Cost Breakdown

Salaries run about 75% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

Good to know

🇹🇿 Moshi

🇮🇩 Ubud, Bali

🕒 Local time

13:49 1:49 PM

18:49 6:49 PM

5 h ahead of Moshi

🌤 Weather

👥 Population

221,733

74,800

💱 Currency

Tanzanian Shilling TZS Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of October 20, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,944 TZS (10,000 TZS = 3.4 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TZS in detail →

On the map

Lowest

Highest

Between locations

Moshi Ubud, Bali 8,630 km ≈ 11 h nonstop flight

From you

Moshi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moshi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 450%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $369 per month in Moshi and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $246 in Moshi and $1,353 in Ubud, Bali. That's a gap of about 450%.

Groceries cost about 213% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moshi, where all-in costs run around $246, than in Ubud, Bali at $1,353. In Moshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.