Cost of Living Comparison Between Ubud, Bali and Moshi Cost of Living Comparison Between Ubud, Bali and Moshi

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $242 in Moshi, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $424 in Moshi, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $605 in Moshi, rent included.

Ubud, Bali costs about 476% more than Moshi, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Moshi is 82% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$3.01 TZS 7,911

11.96%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

Cappuccino

$2.64 Rp 46.6K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

$0.55 TZS 1,446

181.82%

White Bread (500g)

$2.22 Rp 39.2K

$0.71 TZS 1,876

212.68%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.35 TZS 3,545

-16.30%

Eggs

$2.09 Rp 36.8K

Local Cheese (1kg)

$17.39 Rp 306.6K

$8.47 TZS 22.3K

105.31%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.86 TZS 10.2K

0.26%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$2.94 TZS 7,729

326.87%

Apples (1kg)

$3.62 Rp 63.8K

Banana (1kg)

$1.56 Rp 27.5K

$0.40 TZS 1,045

290.00%

Oranges (1kg)

$2.35 Rp 41.5K

$1.53 TZS 4,013

53.59%

Tomato (1kg)

$2.06 Rp 36.2K

$0.73 TZS 1,919

182.19%

Potato (1kg)

$1.90 Rp 33.5K

$0.76 TZS 1,999

150.00%

Onion (1kg)

$2.34 Rp 41.2K

Lettuce (1 head)

$1.03 Rp 18.2K

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.37 TZS 968

48.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.72 TZS 1,895

-62.50%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.18 TZS 3,101

-35.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$111 TZS 292.9K

-24.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.71 TZS 9,742

74.12%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

Gym Membership (Monthly)

$56.0 Rp 986.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$18.96 TZS 49.9K

140.30%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

Men's Leather Business Shoes

$80.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$187 TZS 491.6K

842.54%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$93.7 TZS 246.5K

81.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Moshi: August 31, 2026

Cost Breakdown

Salaries run about 81% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moshi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 476%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $363 in Moshi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $242 in Moshi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 224% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moshi, where all-in costs run around $242, than in Ubud, Bali at $1,396. In Moshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.