Cost of Living Comparison Between Ubud, Bali and Moshi Cost of Living Comparison Between Ubud, Bali and Moshi

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $251 in Moshi, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $433 in Moshi, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $616 in Moshi, rent included.

Ubud, Bali costs about 461% more than Moshi, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Moshi is 81% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$3.00 TZS 7,875

15.00%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

Cappuccino

$2.75 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

Water (0.33 liter bottle)

$0.75 Rp 13.4K

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

Milk (1 liter)

$1.74 Rp 31.1K

$0.60 TZS 1,569

190.00%

White Bread (500g)

$2.46 Rp 44.0K

$0.79 TZS 2,063

211.39%

Rice (white) (1kg)

$1.17 Rp 20.9K

$1.33 TZS 3,502

-12.03%

Eggs

$2.43 Rp 43.5K

Local Cheese (1kg)

$14.50 Rp 259.5K

$8.33 TZS 21.9K

74.07%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$3.80 TZS 9,980

14.47%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$3.11 TZS 8,151

285.21%

Apples (1kg)

$3.72 Rp 66.5K

Banana (1kg)

$1.63 Rp 29.1K

$0.38 TZS 995

328.95%

Oranges (1kg)

$2.74 Rp 49.1K

$1.53 TZS 4,017

79.08%

Tomato (1kg)

$2.24 Rp 40.1K

$0.80 TZS 2,111

180.00%

Potato (1kg)

$1.92 Rp 34.3K

$0.73 TZS 1,922

163.01%

Onion (1kg)

$2.28 Rp 40.7K

Lettuce (1 head)

$1.06 Rp 19.0K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.38 TZS 987

89.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

Wine (Bottle)

$23.19 Rp 414.9K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$0.38 TZS 993

-28.95%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.21 TZS 3,187

-33.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$118 TZS 308.4K

-33.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$3.96 TZS 10.4K

2.78%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$19.34 TZS 50.7K

179.94%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$191 TZS 499.9K

976.16%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$95.1 TZS 249.4K

75.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Moshi: July 12, 2026

Cost Breakdown

Salaries run about 76% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moshi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 461%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $376 in Moshi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $251 in Moshi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 224% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moshi, where all-in costs run around $251, than in Ubud, Bali at $1,408. In Moshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.