Cost of Living Comparison Between Ubud, Bali and Moshi Cost of Living Comparison Between Ubud, Bali and Moshi

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $250 in Moshi, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $428 in Moshi, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $607 in Moshi, rent included.

Ubud, Bali costs about 468% more than Moshi, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Moshi is 81% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.15 TZS 8,133

13.02%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

Water (0.33 liter bottle)

$0.70 Rp 12.5K

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.81 Rp 32.3K

$0.56 TZS 1,447

223.21%

White Bread (500g)

$2.52 Rp 45.0K

$0.73 TZS 1,888

245.21%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.38 TZS 3,557

-15.94%

Eggs

$2.46 Rp 43.9K

Local Cheese (1kg)

$14.71 Rp 262.7K

$8.55 TZS 22.0K

72.05%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$3.91 TZS 10.1K

10.49%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$3.00 TZS 7,747

304.67%

Apples (1kg)

$3.84 Rp 68.6K

Banana (1kg)

$1.56 Rp 27.8K

$0.38 TZS 978

310.53%

Oranges (1kg)

$2.83 Rp 50.6K

$1.58 TZS 4,083

79.11%

Tomato (1kg)

$2.33 Rp 41.5K

$0.75 TZS 1,945

210.67%

Potato (1kg)

$1.91 Rp 34.2K

$0.73 TZS 1,888

161.64%

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.41 TZS 1,052

90.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.40 TZS 1,036

-32.50%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.27 TZS 3,274

-37.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$117 TZS 302.3K

-31.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$3.97 TZS 10.2K

2.27%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$19.70 TZS 50.8K

181.93%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$197 TZS 508.3K

934.67%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$96.4 TZS 248.7K

71.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Moshi: May 31, 2026

Cost Breakdown

Salaries run about 71% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moshi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 468%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $375 in Moshi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $250 in Moshi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 228% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moshi, where all-in costs run around $250, than in Ubud, Bali at $1,419. In Moshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.