Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Moshi

For one person, living is cheaper in Moshi: $246 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Moshi

🇹🇿 Tanzania

$246

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Moshi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Moshi actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $246 in Moshi, rent included.

Ubud, Bali $1,353
Moshi $246

A couple spends around $2,297 per month in Ubud, Bali vs $425 in Moshi, rent included.

Ubud, Bali $2,297
Moshi $425

A family of three spends $3,241 per month in Ubud, Bali vs $604 in Moshi, rent included.

Ubud, Bali $3,241
Moshi $604

Ubud, Bali costs about 450% more than Moshi, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Moshi is 82% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.09 TZS 8,080

4.53%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.60 TZS 1,565

161.67%

White Bread (500g)

$2.19 Rp 39.5K

$0.77 TZS 2,022

184.42%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.34 TZS 3,510

-11.94%

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.45 TZS 22.1K

108.88%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.84 TZS 10.0K

-1.56%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$2.96 TZS 7,752

303.72%

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

$0.39 TZS 1,033

307.69%

Oranges (1kg)

$2.31 Rp 41.6K

$1.49 TZS 3,915

55.03%

Tomato (1kg)

$1.91 Rp 34.3K

$0.76 TZS 2,002

151.32%

Potato (1kg)

$1.78 Rp 32.1K

$0.77 TZS 2,027

131.17%

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.40 TZS 1,037

32.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.77 TZS 2,008

-70.13%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.17 TZS 3,075

-29.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$114 TZS 299.8K

-30.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.82 TZS 9,999

71.73%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$18.83 TZS 49.3K

142.06%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$185 TZS 485.5K

817.91%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$95.2 TZS 249.4K

74.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Moshi: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Moshi

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Moshi

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Moshi

–

Eating Out

Ubud, Bali

$106 7.9%

Moshi

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Moshi

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Moshi

–

Getting Around

Ubud, Bali

$12 0.9%

Moshi

–

Cost Breakdown

Salaries run about 75% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

Good to know

🇮🇩 Ubud, Bali

🇹🇿 Moshi

🕒 Local time

22:18 10:18 PM

17:18 5:18 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

221,733

💱 Currency

Indonesian Rupiah IDR Rp

Tanzanian Shilling TZS Sh

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

Exchange rates and currency converter

TZS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Tanzanian Shilling exchange rates as of October 20, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,944 TZS (10,000 TZS = 3.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Moshi 8,630 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Moshi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moshi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 450%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $369 in Moshi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $246 in Moshi. That's a gap of about 450%.

Groceries cost about 213% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Moshi, where all-in costs run around $246, than in Ubud, Bali at $1,353. In Moshi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moshi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moshi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.