Last update: Oct 2026

Cost of Living Comparison Between Moshi and Cebu

For one person, living is cheaper in Moshi: $246 a month against $918 in Cebu, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index

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Moshi

🇹🇿 Tanzania

$246

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Moshi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moshi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $246 in Moshi versus $918 in Cebu.

Moshi $246
Cebu $918

Estimated couple costs with rent: $427 in Moshi versus $1,409 in Cebu.

Moshi $427
Cebu $1,409

Monthly costs for a family of three with rent: $608 in Moshi versus $1,900 in Cebu.

Moshi $608
Cebu $1,900

Living in Moshi costs roughly 73% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Moshi 82% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.98 TZS 7,811

$3.09 ₱195

-3.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

Water (0.33 liter bottle)

$0.53 ₱33.45

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$0.56 TZS 1,456

$1.92 ₱121

-70.83%

White Bread (500g)

$0.78 TZS 2,054

$1.36 ₱85.5

-42.65%

Rice (white) (1kg)

$1.35 TZS 3,540

$1.01 ₱63.6

33.66%

Eggs

$2.03 ₱128

Local Cheese (1kg)

$8.46 TZS 22.2K

$9.86 ₱621

-14.20%

Chicken Fillets (1kg)

$3.84 TZS 10.0K

$4.39 ₱277

-12.53%

Beef Round Steak (1kg)

$3.01 TZS 7,894

$7.60 ₱479

-60.39%

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$0.40 TZS 1,043

$1.39 ₱87.8

-71.22%

Oranges (1kg)

$1.55 TZS 4,067

$2.33 ₱147

-33.48%

Tomato (1kg)

$0.73 TZS 1,905

$1.50 ₱94.3

-51.33%

Potato (1kg)

$0.79 TZS 2,070

$2.36 ₱149

-66.53%

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.36 TZS 950

$0.63 ₱39.73

-42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱380

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.74 TZS 1,933

$0.25 ₱15.87

196.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.23 TZS 3,224

$1.31 ₱82.8

-6.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 TZS 302.1K

$120 ₱7,573

-4.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.69 TZS 9,668

$14.00 ₱882

-73.64%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

Gym Membership (Monthly)

$32.33 ₱2,036

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

Jeans (Levis 501 Or Similar)

$19.09 TZS 50.0K

$49.33 ₱3,107

-61.30%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

Men's Leather Business Shoes

$57.2 ₱3,603

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$191 TZS 499.1K

$615 ₱38.8K

-69.03%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$94.6 TZS 247.6K

$346 ₱21.8K

-72.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moshi: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moshi

–

Cebu

$309 33.6%

Groceries & Markets

Moshi

–

Cebu

$206 22.4%

Monthly Utilities & Internet

Moshi

–

Cebu

$162 17.6%

Clothing & Footwear

Moshi

–

Cebu

$94 10.2%

Eating Out

Moshi

–

Cebu

$88 9.6%

Sport & Entertainment

Moshi

–

Cebu

$44 4.8%

Getting Around

Moshi

–

Cebu

$16 1.7%

Cost Breakdown

Cebu pays 266% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Good to know

🇹🇿 Moshi

🇵🇭 Cebu

🕒 Local time

16:41 4:41 PM

21:41 9:41 PM

5 h ahead of Moshi

🌤 Weather

👥 Population

221,733

964,169

💱 Currency

Tanzanian Shilling TZS Sh

Philippine Peso PHP ₱

📈 Exchange rate

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of October 17, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,945 TZS (10,000 TZS = 3.4 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to TZS in detail →

On the map

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Highest

Between locations

Moshi Cebu 9,700 km ≈ 13 h nonstop flight

From you

Moshi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moshi vs Cebu: Cost of Living - Frequently Asked Questions

Moshi is cheaper overall, especially in groceries, eating out, and clothing. The 273% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 266% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 125% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $246 per month in Moshi versus $918 in Cebu – a 273% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Moshi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Moshi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Moshi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moshi gentler on the wallet – expenses run 273% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.