Last update: Oct 2026

Cost of Living Comparison Between Cebu and Moshi

For one person, living is cheaper in Moshi: $246 a month against $918 in Cebu, rent and utilities included – about $8,100 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Moshi

🇹🇿 Tanzania

$246

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Moshi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Moshi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $246 in Moshi.

Cebu $918
Moshi $246

Estimated couple costs with rent: $1,409 in Cebu versus $427 in Moshi.

Cebu $1,409
Moshi $427

Monthly costs for a family of three with rent: $1,900 in Cebu versus $608 in Moshi.

Cebu $1,900
Moshi $608

Living in Cebu is roughly 273% more expensive than in Moshi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Moshi 82% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.98 TZS 7,811

3.69%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

Water (0.33 liter bottle)

$0.53 ₱33.43

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.56 TZS 1,456

242.86%

White Bread (500g)

$1.36 ₱85.4

$0.78 TZS 2,054

74.36%

Rice (white) (1kg)

$1.01 ₱63.5

$1.35 TZS 3,540

-25.19%

Eggs

$2.03 ₱128

Local Cheese (1kg)

$9.86 ₱621

$8.46 TZS 22.2K

16.55%

Chicken Fillets (1kg)

$4.39 ₱277

$3.84 TZS 10.0K

14.32%

Beef Round Steak (1kg)

$7.60 ₱479

$3.01 TZS 7,894

152.49%

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

$0.40 TZS 1,043

247.50%

Oranges (1kg)

$2.33 ₱147

$1.55 TZS 4,067

50.32%

Tomato (1kg)

$1.50 ₱94.3

$0.73 TZS 1,905

105.48%

Potato (1kg)

$2.36 ₱149

$0.79 TZS 2,070

198.73%

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.36 TZS 950

75.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.74 TZS 1,933

-66.22%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$1.23 TZS 3,224

6.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$115 TZS 302.1K

4.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.69 TZS 9,668

279.40%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$19.09 TZS 50.0K

158.41%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$191 TZS 499.1K

222.85%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$94.6 TZS 247.6K

265.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Moshi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Moshi

–

Groceries & Markets

Cebu

$206 22.4%

Moshi

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Moshi

–

Clothing & Footwear

Cebu

$94 10.2%

Moshi

–

Eating Out

Cebu

$88 9.6%

Moshi

–

Sport & Entertainment

Cebu

$44 4.8%

Moshi

–

Getting Around

Cebu

$16 1.7%

Moshi

–

Cost Breakdown

Cebu pays 266% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Good to know

🇵🇭 Cebu

🇹🇿 Moshi

🕒 Local time

00:22 12:22 AM

19:22 7:22 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

221,733

💱 Currency

Philippine Peso PHP ₱

Tanzanian Shilling TZS Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

Exchange rates and currency converter

TZS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Tanzanian Shilling exchange rates as of October 17, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,945 TZS (10,000 TZS = 3.4 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Moshi 9,700 km ≈ 13 h nonstop flight

From you

Cebu
Moshi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Moshi: Cost of Living - Frequently Asked Questions

Moshi is cheaper overall, especially in groceries, clothing, and eating out. The 273% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 266% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 125% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $246 in Moshi – a 273% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Moshi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Moshi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Moshi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moshi gentler on the wallet – expenses run 273% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.