Cost of Living Comparison Between Morristown, TN and Ubud, Bali Cost of Living Comparison Between Morristown, TN and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,551 in Morristown, TN versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $3,815 in Morristown, TN versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,079 in Morristown, TN versus $3,778 in Ubud, Bali.

Living in Morristown, TN is roughly 83% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Morristown, TN 91% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Morristown, TN
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.22 $16.22
$3.43 Rp 61.4K
372.89%
Three-Course Dinner for Two, Mid-Range
$80.8 $80.8
$31.97 Rp 572.4K
152.86%
Fast Food Meal (McDonalds, etc)
$10.82 $10.82
$5.05 Rp 90.4K
114.26%
Cappuccino
$5.45 $5.45
$2.71 Rp 48.6K
101.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$1.39 Rp 24.9K
84.89%
Water (0.33 liter bottle)
$2.08 $2.08
$0.74 Rp 13.3K
181.08%
Local Beer (0.5 liter draught)
$6.40 $6.40
$2.89 Rp 51.8K
121.45%
Imported Beer (0.33 liter bottle)
$7.56 $7.56
$3.79 Rp 67.9K
99.47%
🛒 Groceries & Markets
Morristown, TN
Ubud, Bali
Difference
Milk (1 liter)
$0.90 $0.90
$1.79 Rp 32.1K
-49.72%
White Bread (500g)
$3.56 $3.56
$2.51 Rp 44.9K
41.83%
Rice (white) (1kg)
$4.77 $4.77
$1.21 Rp 21.7K
294.21%
Eggs
$4.17 $4.17
$2.37 Rp 42.4K
75.95%
Local Cheese (1kg)
$13.75 $13.75
$14.43 Rp 258.4K
-4.71%
Chicken Fillets (1kg)
$13.55 $13.55
$4.15 Rp 74.3K
226.51%
Beef Round Steak (1kg)
$12.40 $12.40
$12.11 Rp 216.9K
2.39%
Apples (1kg)
$6.53 $6.53
$3.77 Rp 67.5K
73.21%
Banana (1kg)
$1.64 $1.64
$1.63 Rp 29.1K
0.61%
Oranges (1kg)
$4.41 $4.41
$2.71 Rp 48.5K
62.73%
Tomato (1kg)
$3.64 $3.64
$2.26 Rp 40.4K
61.06%
Potato (1kg)
$3.67 $3.67
$1.93 Rp 34.5K
90.16%
Onion (1kg)
$4.95 $4.95
$2.19 Rp 39.3K
126.03%
Lettuce (1 head)
$2.36 $2.36
$1.02 Rp 18.2K
131.37%
Water (1.5 liter bottle)
$3.12 $3.12
$0.72 Rp 12.8K
333.33%
Cigarettes 20 Pack (Marlboro, Camel)
$8.19 $8.19
$3.18 Rp 57.0K
157.55%
Wine (Bottle)
$12.92 $12.92
$23.84 Rp 426.8K
-45.81%
Local Beer (0.5 liter bottle)
$1.92 $1.92
$2.77 Rp 49.7K
-30.69%
Imported Beer (0.33 liter bottle)
$3.59 $3.59
$2.75 Rp 49.3K
30.55%
🚌 Getting Around
Morristown, TN
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.94 $1.94
$0.27 Rp 4,786
618.52%
Public Transport Monthly Pass (Regular Price)
$49.35 $49.35
$8.20 Rp 146.8K
501.83%
Taxi Start (Normal Tariff)
$1.71 $1.71
$0.48 Rp 8,653
256.25%
Taxi (Normal Tariff) (1km)
$1.89 $1.89
$0.42 Rp 7,545
350.00%
Taxi 1hour Waiting (Normal Tariff)
$29.75 $29.75
$6.03 Rp 107.9K
393.37%
Gasoline (1 liter)
$0.79 $0.79
$0.82 Rp 14.7K
-3.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K $24.5K
$26.6K Rp 475.6M
-7.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$32.2K Rp 576.6M
-19.41%
🧾 Monthly Utilities & Internet
Morristown, TN
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 $139
$78.3 Rp 1.4M
77.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.5 $55.5
$3.91 Rp 70.1K
1318.16%
Internet (50+ Mbps, Unlimited Data)
$70.6 $70.6
$23.91 Rp 428.2K
195.11%
🎉 Sport & Entertainment
Morristown, TN
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.15 $42.15
$96.2 Rp 1.7M
-56.18%
Tennis Court (1 Hour on Weekend)
-
$6.53 Rp 116.8K
-
Cinema Ticket
$12.46 $12.46
$4.01 Rp 71.9K
210.72%
🧸 Childcare & Education
Morristown, TN
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 $1,019
$303 Rp 5.4M
236.90%
International Primary School, 1 Child (Yearly)
$25.1K $25.1K
$6,551 Rp 117.3M
283.54%
👕👟 Clothing & Footwear
Morristown, TN
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$40.95 $40.95
$55.3 Rp 990.4K
-25.96%
Summer Dress (H&M, Zara, etc)
$31.47 $31.47
$38.32 Rp 686.1K
-17.88%
Sport Shoes (Adidas, Nike)
$96.2 $96.2
$88.5 Rp 1.6M
8.69%
Men's Leather Business Shoes
$121 $121
$76.7 Rp 1.4M
58.03%
🏠 Accommodation & Living
Morristown, TN
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$762 $762
$986 Rp 17.6M
-22.69%
1-bedroom Apartment, Outside City Center (Monthly)
$1,367 $1,367
$682 Rp 12.2M
100.43%
3-bedroom Apartment, City Center (Monthly)
$2,667 $2,667
$3,420 Rp 61.2M
-22.02%
3-bedroom Apartment, Outside City Center (Monthly)
$2,223 $2,223
$2,075 Rp 37.1M
7.16%
Buy Apartment in City Center (m2)
-
$2,762 Rp 49.5M
-
Buy Apartment Outside City Center (m2)
-
$2,243 Rp 40.2M
-
💵 Salaries & Financials
Morristown, TN
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,670 $2,670
$169 Rp 3.0M
1482.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
13.28
-51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Morristown, TN: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $762 in Morristown, TN and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Morristown, TN pays 1482% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Morristown, TN vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $415 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Morristown, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Morristown, TN?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 83% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Morristown, TN or Ubud, Bali?
Average pay runs 1482% higher in Morristown, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Morristown, TN and Ubud, Bali?
Rent for a central apartment: $762 in Morristown, TN versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 502% less than in Morristown, TN. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,019 in Morristown, TN versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 a realistic budget for living in Morristown, TN or in Ubud, Bali?
At $1,397 in Ubud, Bali versus $2,551 in Morristown, TN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Morristown, TN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Morristown, TN or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Morristown, TN, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Morristown, TN or Ubud, Bali?
Safety-wise, Morristown, TN and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Morristown, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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