Last update: Oct 2026

Cost of Living Comparison Between Monument, CO and Lima

For one person, living is cheaper in Lima: $996 a month against $3,324 in Monument, CO, rent and utilities included – about $27,900 less a year. Rent and utilities account for most of the difference.

161

Cost of Living Index in Monument, CO
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Monument, CO Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Monument, CO

🇺🇸 United States

$3,324

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Monument, CO and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monument, CO and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,324 in Monument, CO versus $996 in Lima.

Monument, CO $3,324
Lima $996

Estimated couple costs with rent: $4,622 in Monument, CO versus $1,594 in Lima.

Monument, CO $4,622
Lima $1,594

Monthly costs for a family of three with rent: $5,919 in Monument, CO versus $2,191 in Lima.

Monument, CO $5,919
Lima $2,191

Living in Monument, CO is roughly 234% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Monument, CO is 148% above, Lima is 26% below.

Meal at Budget Restaurant

$24.83 $24.83

$4.42 PEN 15.16

461.76%

Three-Course Dinner for Two, Mid-Range

$70.5 $70.5

$35.04 PEN 120

101.31%

Fast Food Meal (McDonalds, etc)

$10.67 $10.67

$6.84 PEN 23.44

55.99%

Cappuccino

$5.55 $5.55

$3.27 PEN 11.22

69.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 $2.68

$1.10 PEN 3.78

143.64%

Water (0.33 liter bottle)

$2.26 $2.26

$0.65 PEN 2.22

247.69%

Local Beer (0.5 liter draught)

$5.87 $5.87

$2.58 PEN 8.85

127.52%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$4.47 PEN 15.34

57.49%

Milk (1 liter)

$0.98 $0.98

$1.59 PEN 5.46

-38.36%

White Bread (500g)

$3.14 $3.14

$2.58 PEN 8.86

21.71%

Rice (white) (1kg)

$2.86 $2.86

$1.36 PEN 4.65

110.29%

Eggs

$5.97 $5.97

$2.95 PEN 10.11

102.37%

Local Cheese (1kg)

$14.03 $14.03

$9.10 PEN 31.19

54.18%

Chicken Fillets (1kg)

$13.70 $13.70

$5.81 PEN 19.91

135.80%

Beef Round Steak (1kg)

$19.44 $19.44

$9.83 PEN 33.68

97.76%

Apples (1kg)

$5.62 $5.62

$2.01 PEN 6.89

179.60%

Banana (1kg)

$1.41 $1.41

$1.08 PEN 3.69

30.56%

Oranges (1kg)

$3.22 $3.22

$1.37 PEN 4.70

135.04%

Tomato (1kg)

$4.62 $4.62

$1.48 PEN 5.06

212.16%

Potato (1kg)

$2.49 $2.49

$0.96 PEN 3.30

159.38%

Onion (1kg)

$2.63 $2.63

$0.85 PEN 2.92

209.41%

Lettuce (1 head)

$1.80 $1.80

$0.88 PEN 3.02

104.55%

Water (1.5 liter bottle)

$2.00 $2.00

$0.87 PEN 2.97

129.89%

Cigarettes 20 Pack (Marlboro, Camel)

$9.86 $9.86

$5.90 PEN 20.24

67.12%

Wine (Bottle)

$15.93 $15.93

$8.81 PEN 30.20

80.82%

Local Beer (0.5 liter bottle)

$2.30 $2.30

$1.92 PEN 6.57

19.79%

Imported Beer (0.33 liter bottle)

$2.55 $2.55

$3.20 PEN 10.98

-20.31%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 91.7

Taxi Start (Normal Tariff)

$3.60 $3.60

$3.81 PEN 13.06

-5.51%

Taxi (Normal Tariff) (1km)

$1.16 $1.16

$2.04 PEN 7.00

-43.14%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$7.14 PEN 24.49

256.02%

Gasoline (1 liter)

$0.98 $0.98

$1.65 PEN 5.65

-40.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K $24.5K

$22.2K PEN 76.0K

10.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.7K PEN 88.0K

-1.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$73.0 PEN 250

172.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$82.8 $82.8

$16.26 PEN 55.7

409.04%

Internet (50+ Mbps, Unlimited Data)

$76.9 $76.9

$27.60 PEN 94.6

178.44%

Gym Membership (Monthly)

$24.64 $24.64

$33.07 PEN 113

-25.49%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 66.8

Cinema Ticket

$15.06 $15.06

$7.39 PEN 25.32

103.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,466 $1,466

$182 PEN 624

705.63%

International Primary School, 1 Child (Yearly)

$6,481 $6,481

$13.3K PEN 45.7K

-51.35%

Jeans (Levis 501 Or Similar)

$59.5 $59.5

$52.6 PEN 180

13.11%

Summer Dress (H&M, Zara, etc)

$34.51 $34.51

$34.23 PEN 117

0.82%

Sport Shoes (Adidas, Nike)

$81.1 $81.1

$83.8 PEN 287

-3.24%

Men's Leather Business Shoes

$100 $100

$79.0 PEN 271

27.02%

1-bedroom Apartment, City Center (Monthly)

$1,982 $1,982

$723 PEN 2,479

173.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,973 $1,973

$340 PEN 1,166

480.18%

3-bedroom Apartment, City Center (Monthly)

$2,994 $2,994

$1,184 PEN 4,060

152.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,962 $2,962

$635 PEN 2,176

366.72%

Buy Apartment in City Center (m2)

$2,449 PEN 8,393

Buy Apartment Outside City Center (m2)

$1,372 PEN 4,701

Average Monthly Net Salary (After Tax)

$653 PEN 2,237

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

8.94

-26.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monument, CO: October 6, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monument, CO

$2K 60%

Lima

$340 33.6% 82.8% $1.6K

Groceries & Markets

Monument, CO

$410 12.5%

Lima

$226 22.4% 44.8% $184

Eating Out

Monument, CO

$360 11%

Lima

$124 12.3% 65.6% $236

Monthly Utilities & Internet

Monument, CO

$359 10.9%

Lima

$117 11.6% 67.4% $242

Clothing & Footwear

Monument, CO

$124 3.8%

Lima

$112 11.1% 9.4% $12

Sport & Entertainment

Monument, CO

$55 1.7%

Lima

$48 4.7% 12.6% $6.9

Getting Around

Monument, CO

$9.4 * 0.3%

Lima

$43 4.3% 362% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,982 in Monument, CO and $723 in Lima. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Monument, CO vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $410 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Monument, CO

🇵🇪 Lima

🕒 Local time

08:35 8:35 AM

09:35 9:35 AM

1 h ahead of Monument, CO

🌤 Weather

👥 Population

10,000

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.892 EUR

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Peruvian Sol exchange rates as of October 11, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

PEN to USD in detail →

On the map

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Between locations

Monument, CO Lima 6,380 km ≈ 8 h nonstop flight

From you

Monument, CO
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monument, CO vs Lima: Cost of Living - Frequently Asked Questions

Monument, CO and Lima differ by about 234% in total monthly costs ($3,324 vs $996 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,986 in Monument, CO and $1,494 in Lima to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,982 in Monument, CO versus $723 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 81% higher in Monument, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,324 per month in Monument, CO versus $996 in Lima – a 234% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $3,324 in Monument, CO, a $2,000 budget is realistic in Lima but tight or insufficient in Monument, CO. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monument, CO and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 234% less than in Monument, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.