Last update: Oct 2026

Cost of Living Comparison Between Lima and Monument, CO

For one person, living is cheaper in Lima: $996 a month against $3,324 in Monument, CO, rent and utilities included – about $27,900 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Lima
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Lima Living Index
161

Cost of Living Index in Monument, CO
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Monument, CO Living Index

Jump to prices

Lima

🇵🇪 Peru

$996

/mo nomad

Monument, CO

🇺🇸 United States

$3,324

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Monument, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Monument, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Lima versus $3,324 in Monument, CO.

Lima $996
Monument, CO $3,324

Estimated couple costs with rent: $1,594 in Lima versus $4,622 in Monument, CO.

Lima $1,594
Monument, CO $4,622

Monthly costs for a family of three with rent: $2,191 in Lima versus $5,919 in Monument, CO.

Lima $2,191
Monument, CO $5,919

Living in Lima costs roughly 70% less than in Monument, CO, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lima is 26% below, Monument, CO is 148% above.

Meal at Budget Restaurant

$4.42 PEN 15.16

$24.83 $24.83

-82.20%

Three-Course Dinner for Two, Mid-Range

$35.04 PEN 120

$70.5 $70.5

-50.33%

Fast Food Meal (McDonalds, etc)

$6.84 PEN 23.44

$10.67 $10.67

-35.90%

Cappuccino

$3.27 PEN 11.22

$5.55 $5.55

-41.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 PEN 3.78

$2.68 $2.68

-58.96%

Water (0.33 liter bottle)

$0.65 PEN 2.22

$2.26 $2.26

-71.24%

Local Beer (0.5 liter draught)

$2.58 PEN 8.85

$5.87 $5.87

-56.05%

Imported Beer (0.33 liter bottle)

$4.47 PEN 15.34

$7.04 $7.04

-36.51%

Milk (1 liter)

$1.59 PEN 5.46

$0.98 $0.98

62.24%

White Bread (500g)

$2.58 PEN 8.86

$3.14 $3.14

-17.83%

Rice (white) (1kg)

$1.36 PEN 4.65

$2.86 $2.86

-52.45%

Eggs

$2.95 PEN 10.11

$5.97 $5.97

-50.59%

Local Cheese (1kg)

$9.10 PEN 31.19

$14.03 $14.03

-35.14%

Chicken Fillets (1kg)

$5.81 PEN 19.91

$13.70 $13.70

-57.59%

Beef Round Steak (1kg)

$9.83 PEN 33.68

$19.44 $19.44

-49.43%

Apples (1kg)

$2.01 PEN 6.89

$5.62 $5.62

-64.23%

Banana (1kg)

$1.08 PEN 3.69

$1.41 $1.41

-23.40%

Oranges (1kg)

$1.37 PEN 4.70

$3.22 $3.22

-57.45%

Tomato (1kg)

$1.48 PEN 5.06

$4.62 $4.62

-67.97%

Potato (1kg)

$0.96 PEN 3.30

$2.49 $2.49

-61.45%

Onion (1kg)

$0.85 PEN 2.92

$2.63 $2.63

-67.68%

Lettuce (1 head)

$0.88 PEN 3.02

$1.80 $1.80

-51.11%

Water (1.5 liter bottle)

$0.87 PEN 2.97

$2.00 $2.00

-56.50%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.24

$9.86 $9.86

-40.16%

Wine (Bottle)

$8.81 PEN 30.20

$15.93 $15.93

-44.70%

Local Beer (0.5 liter bottle)

$1.92 PEN 6.57

$2.30 $2.30

-16.52%

Imported Beer (0.33 liter bottle)

$3.20 PEN 10.98

$2.55 $2.55

25.49%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 91.7

Taxi Start (Normal Tariff)

$3.81 PEN 13.06

$3.60 $3.60

5.83%

Taxi (Normal Tariff) (1km)

$2.04 PEN 7.00

$1.16 $1.16

75.86%

Taxi 1hour Waiting (Normal Tariff)

$7.14 PEN 24.49

$25.42 $25.42

-71.91%

Gasoline (1 liter)

$1.65 PEN 5.65

$0.98 $0.98

68.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PEN 76.0K

$24.5K $24.5K

-9.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K PEN 88.0K

$25.3K $25.3K

1.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 PEN 250

$199 $199

-63.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.26 PEN 55.7

$82.8 $82.8

-80.36%

Internet (50+ Mbps, Unlimited Data)

$27.60 PEN 94.6

$76.9 $76.9

-64.09%

Gym Membership (Monthly)

$33.07 PEN 113

$24.64 $24.64

34.21%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 66.8

Cinema Ticket

$7.39 PEN 25.32

$15.06 $15.06

-50.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 624

$1,466 $1,466

-87.59%

International Primary School, 1 Child (Yearly)

$13.3K PEN 45.7K

$6,481 $6,481

105.53%

Jeans (Levis 501 Or Similar)

$52.6 PEN 180

$59.5 $59.5

-11.59%

Summer Dress (H&M, Zara, etc)

$34.23 PEN 117

$34.51 $34.51

-0.81%

Sport Shoes (Adidas, Nike)

$83.8 PEN 287

$81.1 $81.1

3.34%

Men's Leather Business Shoes

$79.0 PEN 271

$100 $100

-21.27%

1-bedroom Apartment, City Center (Monthly)

$723 PEN 2,479

$1,982 $1,982

-63.50%

1-bedroom Apartment, Outside City Center (Monthly)

$340 PEN 1,166

$1,973 $1,973

-82.76%

3-bedroom Apartment, City Center (Monthly)

$1,184 PEN 4,060

$2,994 $2,994

-60.44%

3-bedroom Apartment, Outside City Center (Monthly)

$635 PEN 2,176

$2,962 $2,962

-78.57%

Buy Apartment in City Center (m2)

$2,449 PEN 8,393

Buy Apartment Outside City Center (m2)

$1,372 PEN 4,701

Average Monthly Net Salary (After Tax)

$653 PEN 2,237

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

6.61

35.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 4, 2026

Last update for Monument, CO: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$340 33.6%

Monument, CO

$2K 60% 480% $1.6K

Groceries & Markets

Lima

$226 22.4%

Monument, CO

$410 12.5% 81.3% $184

Eating Out

Lima

$124 12.3%

Monument, CO

$360 11% 191% $236

Monthly Utilities & Internet

Lima

$117 11.6%

Monument, CO

$359 10.9% 207% $242

Clothing & Footwear

Lima

$112 11.1%

Monument, CO

$124 3.8% 10.3% $12

Sport & Entertainment

Lima

$48 4.7%

Monument, CO

$55 1.7% 14.4% $6.9

Getting Around

Lima

$43 4.3%

Monument, CO

$9.4 * 0.3% 78.4% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $723 in Lima and $1,982 in Monument, CO. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Lima vs $71.0 in Monument, CO for a mid-range dinner for two. Groceries echo the gap at $226 vs $410 per month, with Lima cheaper across the board.

Good to know

🇵🇪 Lima

🇺🇸 Monument, CO

🕒 Local time

11:08 11:08 AM

10:08 10:08 AM

1 h behind Lima

🌤 Weather

👥 Population

9,989,369 Capital

10,000

💱 Currency

Peruvian Sol PEN S/

United States Dollar USD $

📈 Exchange rate

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 11, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to PEN in detail →

On the map

Lowest

Highest

Between locations

Lima Monument, CO 6,380 km ≈ 8 h nonstop flight

From you

Lima
Monument, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Monument, CO: Cost of Living - Frequently Asked Questions

Lima and Monument, CO differ by about 234% in total monthly costs ($996 vs $3,324 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,494 in Lima and $4,986 in Monument, CO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $723 in Lima versus $1,982 in Monument, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 81% higher in Monument, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $996 per month in Lima versus $3,324 in Monument, CO – a 234% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $3,324 in Monument, CO, a $2,000 budget is realistic in Lima but tight or insufficient in Monument, CO. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lima and Monument, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 234% less than in Monument, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.