Last update: Oct 2026

Cost of Living Comparison Between Monument, CO and Seattle, WA

For one person, living is cheaper in Monument, CO: $3,286 a month against $3,782 in Seattle, WA, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

161

Cost of Living Index in Monument, CO
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Monument, CO Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Monument, CO

🇺🇸 United States

$3,286

/mo nomad

Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Monthly Cost of Living

How much you'll spend in Monument, CO and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monument, CO and in Seattle, WA actually costs, broken down by who's living it.

A single person spends $3,286 per month in Monument, CO vs $3,782 in Seattle, WA, rent included.

Monument, CO $3,286
Seattle, WA $3,782

A couple spends around $4,580 per month in Monument, CO vs $5,636 in Seattle, WA, rent included.

Monument, CO $4,580
Seattle, WA $5,636

A family of three spends $5,874 per month in Monument, CO vs $7,489 in Seattle, WA, rent included.

Monument, CO $5,874
Seattle, WA $7,489

Monument, CO is about 13% cheaper than Seattle, WA, and outside of rent the biggest gap is in groceries.

Both Monument, CO and Seattle, WA sit above the global median – Monument, CO by 143%, Seattle, WA by 179%.

Meal at Budget Restaurant

$24.98 $24.98

$24.52 $24.52

1.88%

Three-Course Dinner for Two, Mid-Range

$71.4 $71.4

$98.2 $98.2

-27.33%

Fast Food Meal (McDonalds, etc)

$10.39 $10.39

$14.79 $14.79

-29.75%

Cappuccino

$5.44 $5.44

$6.52 $6.52

-16.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$3.23 $3.23

-14.86%

Water (0.33 liter bottle)

$2.20 $2.20

$3.17 $3.17

-30.60%

Local Beer (0.5 liter draught)

$5.92 $5.92

$7.85 $7.85

-24.59%

Imported Beer (0.33 liter bottle)

$7.00 $7.00

$8.03 $8.03

-12.83%

Milk (1 liter)

$0.90 $0.90

$1.21 $1.21

-25.62%

White Bread (500g)

$3.33 $3.33

$5.14 $5.14

-35.21%

Rice (white) (1kg)

$2.83 $2.83

$6.05 $6.05

-53.22%

Eggs

$6.12 $6.12

$4.88 $4.88

25.41%

Local Cheese (1kg)

$14.08 $14.08

$19.18 $19.18

-26.59%

Chicken Fillets (1kg)

$13.76 $13.76

$18.91 $18.91

-27.23%

Beef Round Steak (1kg)

$19.64 $19.64

$23.31 $23.31

-15.74%

Apples (1kg)

$5.46 $5.46

$5.99 $5.99

-8.85%

Banana (1kg)

$1.37 $1.37

$1.93 $1.93

-29.02%

Oranges (1kg)

$3.11 $3.11

$5.25 $5.25

-40.76%

Tomato (1kg)

$4.62 $4.62

$6.57 $6.57

-29.68%

Potato (1kg)

$2.39 $2.39

$3.62 $3.62

-33.98%

Onion (1kg)

$2.58 $2.58

$3.31 $3.31

-22.05%

Lettuce (1 head)

$1.71 $1.71

$2.78 $2.78

-38.49%

Water (1.5 liter bottle)

$1.99 $1.99

$2.51 $2.51

-20.72%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$12.18 $12.18

-17.08%

Wine (Bottle)

$15.94 $15.94

$14.83 $14.83

7.48%

Local Beer (0.5 liter bottle)

$2.36 $2.36

$4.22 $4.22

-44.08%

Imported Beer (0.33 liter bottle)

$2.49 $2.49

$5.77 $5.77

-56.85%

One-way Ticket (Public Transport)

$2.95 $2.95

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$3.79 $3.79

$2.65 $2.65

43.02%

Taxi (Normal Tariff) (1km)

$1.16 $1.16

$1.72 $1.72

-32.56%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$29.72 $29.72

-14.47%

Gasoline (1 liter)

$0.99 $0.99

$1.49 $1.49

-33.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$35.9K $35.9K

-22.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

-0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$302 $302

-34.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$81.9 $81.9

$70.1 $70.1

16.84%

Internet (50+ Mbps, Unlimited Data)

$75.1 $75.1

$85.3 $85.3

-11.92%

Gym Membership (Monthly)

$25.31 $25.31

$77.8 $77.8

-67.48%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$15.26 $15.26

$17.84 $17.84

-14.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,484 $1,484

$2,973 $2,973

-50.08%

International Primary School, 1 Child (Yearly)

$6,400 $6,400

$31.3K $31.3K

-79.54%

Jeans (Levis 501 Or Similar)

$57.6 $57.6

$76.6 $76.6

-24.73%

Summer Dress (H&M, Zara, etc)

$34.38 $34.38

$54.1 $54.1

-36.39%

Sport Shoes (Adidas, Nike)

$82.3 $82.3

$128 $128

-35.74%

Men's Leather Business Shoes

$99.9 $99.9

$164 $164

-39.12%

1-bedroom Apartment, City Center (Monthly)

$1,982 $1,982

$2,445 $2,445

-18.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,972 $1,972

$1,947 $1,947

1.29%

3-bedroom Apartment, City Center (Monthly)

$3,055 $3,055

$4,744 $4,744

-35.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,986 $2,986

$3,469 $3,469

-13.92%

Buy Apartment in City Center (m2)

$7,367 $7,367

Buy Apartment Outside City Center (m2)

$5,127 $5,127

Average Monthly Net Salary (After Tax)

$6,506 $6,506

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.89

-4.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monument, CO: October 20, 2026

Last update for Seattle, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monument, CO

$2K 60%

Seattle, WA

$1.9K 51.5% 1.3% $25

Groceries & Markets

Monument, CO

$411 12.5%

Seattle, WA

$546 14.4% 32.8% $135

Eating Out

Monument, CO

$360 10.9%

Seattle, WA

$400 10.6% 11.1% $40

Monthly Utilities & Internet

Monument, CO

$355 10.8%

Seattle, WA

$457 12.1% 28.6% $102

Clothing & Footwear

Monument, CO

$123 3.8%

Seattle, WA

$190 5% 54.2% $67

Sport & Entertainment

Monument, CO

$56 1.7%

Seattle, WA

$114 3% 103% $58

Getting Around

Monument, CO

$9.6 * 0.3%

Seattle, WA

$129 3.4% 1247% $120

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,982 in Monument, CO versus $2,445 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Monument, CO versus $98.0 in Seattle, WA. Monthly groceries follow the same trend: $411 vs $546 – making Monument, CO the more affordable choice for daily food spending.

Good to know

🇺🇸 Monument, CO

🇺🇸 Seattle, WA

🕒 Local time

17:46 5:46 PM

16:46 4:46 PM

1 h behind Monument, CO

🌤 Weather

👥 Population

10,000

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Monument, CO Seattle, WA 1,690 km ≈ 2 h 30 min nonstop flight

From you

Monument, CO
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monument, CO vs Seattle, WA: Cost of Living - Frequently Asked Questions

Yes – Seattle, WA is pricier by about 15%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,930 per month in Monument, CO and $5,673 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monument, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $71.0 in Monument, CO and $98.0 in Seattle, WA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,286 in Monument, CO and $3,782 in Seattle, WA. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Monument, CO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Monument, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.