Last update: Oct 2026

Cost of Living Comparison Between Montserrat and the United Kingdom

Name: United Kingdom
Address: GB

For one person, living is cheaper in Montserrat: $926 a month against $2,462 in the United Kingdom, rent and utilities included – about $18,400 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in the United Kingdom
Learn more

United Kingdom Living Index

Jump to prices

🇲🇸 Montserrat

$926

/mo nomad

🇬🇧 United Kingdom

$2,462

/mo nomad

Monthly Cost of Living

How much you'll spend in Montserrat and in the United Kingdom

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montserrat and in the United Kingdom actually costs, broken down by who's living it.

Monthly costs for one person with rent: $926 in Montserrat versus $2,462 in the United Kingdom.

Montserrat $926
United Kingdom $2,462

Estimated couple costs with rent: $2,169 in Montserrat versus $3,600 in the United Kingdom.

Montserrat $2,169
United Kingdom $3,600

Monthly costs for a family of three with rent: $3,412 in Montserrat versus $4,738 in the United Kingdom.

Montserrat $3,412
United Kingdom $4,738

Internal cost variation is higher in the United Kingdom: monthly costs span $1,126 to $4,646, compared to $923–$923 in Montserrat. City choice carries more weight in the United Kingdom.

Living in Montserrat costs about 62% less than in the United Kingdom on average.

Montserrat (32% below) and the United Kingdom (81% above) straddle the global median.

Meal at Budget Restaurant

$18.83 EC$50.8

$21.48 £16.15

-12.34%

Three-Course Dinner for Two, Mid-Range

$48.48 EC$131

$85.7 £64.4

-43.46%

Fast Food Meal (McDonalds, etc)

$12.21 EC$32.97

$10.61 £7.98

15.08%

Cappuccino

$7.28 EC$19.65

$4.91 £3.69

48.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 EC$7.70

$2.66 £2.00

7.14%

Water (0.33 liter bottle)

$1.52 EC$4.10

$1.87 £1.40

-18.72%

Local Beer (0.5 liter draught)

$2.91 EC$7.85

$6.63 £4.98

-56.11%

Imported Beer (0.33 liter bottle)

$4.33 EC$11.70

$6.84 £5.14

-36.70%

Milk (1 liter)

$3.44 EC$9.27

$1.68 £1.26

104.76%

White Bread (500g)

$2.99 EC$8.08

$1.72 £1.29

73.84%

Rice (white) (1kg)

$2.17 £1.63

Eggs

$7.23 EC$19.52

$4.00 £3.01

80.75%

Local Cheese (1kg)

$5.89 EC$15.90

$9.42 £7.08

-37.47%

Chicken Fillets (1kg)

$9.49 EC$25.63

$9.19 £6.90

3.26%

Beef Round Steak (1kg)

$22.96 EC$62.0

$14.77 £11.10

55.45%

Apples (1kg)

$3.32 EC$8.96

$2.97 £2.23

11.78%

Banana (1kg)

$1.62 £1.22

Oranges (1kg)

$2.85 £2.15

Tomato (1kg)

$4.54 EC$12.26

$3.52 £2.65

28.98%

Potato (1kg)

$1.83 £1.38

Onion (1kg)

$2.28 EC$6.14

$1.61 £1.21

41.61%

Lettuce (1 head)

$5.03 EC$13.58

$1.25 £0.94

302.40%

Water (1.5 liter bottle)

$1.66 £1.25

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.77

Wine (Bottle)

$22.02 EC$59.5

$10.50 £7.89

109.71%

Local Beer (0.5 liter bottle)

$2.98 £2.24

Imported Beer (0.33 liter bottle)

$4.39 EC$11.85

$3.51 £2.64

25.07%

One-way Ticket (Public Transport)

$1.89 EC$5.09

$3.98 £2.99

-52.51%

Public Transport Monthly Pass (Regular Price)

$107 £80.7

Taxi Start (Normal Tariff)

$5.18 £3.89

Taxi (Normal Tariff) (1km)

$4.66 EC$12.59

$2.35 £1.76

98.30%

Taxi 1hour Waiting (Normal Tariff)

$1.87 EC$5.04

$26.84 £20.17

-93.03%

Gasoline (1 liter)

$1.99 £1.49

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K EC$59.8K

$39.4K £29.6K

-43.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K EC$40.8K

$40.5K £30.4K

-62.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.9 EC$245

$327 £246

-72.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.11 EC$111

$18.21 £13.69

125.76%

Internet (50+ Mbps, Unlimited Data)

$48.51 EC$131

$43.60 £32.77

11.26%

Gym Membership (Monthly)

$55.6 EC$150

$42.36 £31.83

31.30%

Tennis Court (1 Hour on Weekend)

$18.22 £13.69

Cinema Ticket

$13.85 £10.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,868 £1,404

International Primary School, 1 Child (Yearly)

$22.6K £17.0K

Jeans (Levis 501 Or Similar)

$92.9 £69.8

Summer Dress (H&M, Zara, etc)

$45.92 £34.51

Sport Shoes (Adidas, Nike)

$102 £76.4

Men's Leather Business Shoes

$102 £76.8

1-bedroom Apartment, City Center (Monthly)

$1,342 £1,009

1-bedroom Apartment, Outside City Center (Monthly)

$1,073 £807

3-bedroom Apartment, City Center (Monthly)

$1,292 EC$3,489

$2,231 £1,677

-42.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,320 EC$3,563

$1,742 £1,309

-24.24%

Buy Apartment in City Center (m2)

$5,601 £4,210

Buy Apartment Outside City Center (m2)

$4,265 £3,205

Average Monthly Net Salary (After Tax)

$1,604 EC$4,331

$3,349 £2,517

-52.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montserrat: October 25, 2026

Last update for the United Kingdom: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montserrat

–

United Kingdom

$1.1K 43.6%

Monthly Utilities & Internet

Montserrat

–

United Kingdom

$389 15.8%

Eating Out

Montserrat

–

United Kingdom

$328 13.3%

Groceries & Markets

Montserrat

–

United Kingdom

$307 12.5%

Clothing & Footwear

Montserrat

–

United Kingdom

$154 6.3%

Getting Around

Montserrat

–

United Kingdom

$140 5.7%

Sport & Entertainment

Montserrat

–

United Kingdom

$70 2.9%

Cost Breakdown

National salary averages: $1,320 in Montserrat, $3,251 in the United Kingdom. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 77% more in the United Kingdom.

Salaries are about 2.5 times higher in the United Kingdom, and purchasing power comes out stronger in Montserrat.

Good to know

🇲🇸 Montserrat

🇬🇧 United Kingdom

🕒 Local time

05:28 5:28 AM

09:28 9:28 AM

4 h ahead of Montserrat

🌤 Weather

👥 Population

5,440

67,326,569

💱 Currency

East Caribbean Dollar XCD $

British Pound GBP £

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

British Pound exchange rates as of October 28, 2026: 1 USD = 0.752 GBP (1 GBP = 1.33 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

USD to XCD in detail →

On the map

Lowest

Highest

Between locations

Montserrat United Kingdom 6,630 km ≈ 9 h nonstop flight

From you

Montserrat
United Kingdom

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montserrat vs United Kingdom: Cost of Living - Frequently Asked Questions

At $926 per month in Montserrat and $2,462 in the United Kingdom, there’s a 166% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Montserrat is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Montserrat wins on affordability; the United Kingdom may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.