Last update: Oct 2026

Cost of Living Comparison Between the United Kingdom and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in Montserrat: $927 a month against $2,508 in the United Kingdom, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in the United Kingdom
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United Kingdom Living Index

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🇬🇧 United Kingdom

$2,508

/mo nomad

🇲🇸 Montserrat

$927

/mo nomad

Monthly Cost of Living

How much you'll spend in the United Kingdom and in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United Kingdom and in Montserrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,508 in the United Kingdom versus $927 in Montserrat.

United Kingdom $2,508
Montserrat $927

Estimated couple costs with rent: $3,619 in the United Kingdom versus $2,150 in Montserrat.

United Kingdom $3,619
Montserrat $2,150

Monthly costs for a family of three with rent: $4,730 in the United Kingdom versus $3,374 in Montserrat.

United Kingdom $4,730
Montserrat $3,374

Internal cost variation is higher in the United Kingdom: monthly costs span $1,139 to $4,519, compared to $922–$922 in Montserrat. City choice carries more weight in the United Kingdom.

Living in the United Kingdom is roughly 171% more expensive than in Montserrat on average.

The United Kingdom (85% above) and Montserrat (31% below) straddle the global median.

Meal at Budget Restaurant

$21.67 £16.18

$18.86 EC$50.9

14.90%

Three-Course Dinner for Two, Mid-Range

$86.1 £64.3

$47.27 EC$128

82.15%

Fast Food Meal (McDonalds, etc)

$10.52 £7.85

$12.24 EC$33.05

-14.05%

Cappuccino

$4.89 £3.65

$7.04 EC$19.01

-30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 £1.94

$2.90 EC$7.83

-10.34%

Water (0.33 liter bottle)

$1.88 £1.41

$1.57 EC$4.23

19.75%

Local Beer (0.5 liter draught)

$6.82 £5.09

$2.98 EC$8.04

128.86%

Imported Beer (0.33 liter bottle)

$6.55 £4.89

$4.43 EC$11.96

47.86%

Milk (1 liter)

$1.71 £1.27

$3.53 EC$9.54

-51.56%

White Bread (500g)

$1.66 £1.24

$3.02 EC$8.15

-45.03%

Rice (white) (1kg)

$2.23 £1.67

Eggs

$4.14 £3.09

$7.34 EC$19.83

-43.60%

Local Cheese (1kg)

$9.94 £7.42

$5.98 EC$16.13

66.22%

Chicken Fillets (1kg)

$9.37 £7.00

$9.04 EC$24.40

3.65%

Beef Round Steak (1kg)

$14.69 £10.96

$22.93 EC$61.9

-35.94%

Apples (1kg)

$3.10 £2.31

$3.23 EC$8.73

-4.02%

Banana (1kg)

$1.62 £1.21

Oranges (1kg)

$2.90 £2.17

Tomato (1kg)

$3.39 £2.53

$4.57 EC$12.34

-25.82%

Potato (1kg)

$1.77 £1.32

Onion (1kg)

$1.63 £1.21

$2.23 EC$6.03

-26.91%

Lettuce (1 head)

$1.19 £0.89

$5.05 EC$13.62

-76.44%

Water (1.5 liter bottle)

$1.64 £1.22

Cigarettes 20 Pack (Marlboro, Camel)

$24.10 £17.99

Wine (Bottle)

$10.78 £8.04

$22.43 EC$60.6

-51.94%

Local Beer (0.5 liter bottle)

$3.11 £2.32

Imported Beer (0.33 liter bottle)

$3.43 £2.56

$4.45 EC$12.02

-22.92%

One-way Ticket (Public Transport)

$3.95 £2.95

$1.86 EC$5.03

112.37%

Public Transport Monthly Pass (Regular Price)

$108 £80.5

Taxi Start (Normal Tariff)

$5.25 £3.92

Taxi (Normal Tariff) (1km)

$2.15 £1.61

$4.69 EC$12.67

-54.16%

Taxi 1hour Waiting (Normal Tariff)

$26.45 £19.74

$1.89 EC$5.10

1299.47%

Gasoline (1 liter)

$2.06 £1.54

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.6K £29.6K

$22.5K EC$60.9K

75.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.3K £30.8K

$14.9K EC$40.1K

177.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$324 £242

$93.7 EC$253

245.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.04 £13.47

$40.57 EC$110

-55.53%

Internet (50+ Mbps, Unlimited Data)

$43.17 £32.23

$46.93 EC$127

-8.01%

Gym Membership (Monthly)

$41.63 £31.08

$56.5 EC$153

-26.31%

Tennis Court (1 Hour on Weekend)

$18.43 £13.76

Cinema Ticket

$14.10 £10.53

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,846 £1,378

International Primary School, 1 Child (Yearly)

$26.8K £20.0K

Jeans (Levis 501 Or Similar)

$93.2 £69.6

Summer Dress (H&M, Zara, etc)

$45.49 £33.96

Sport Shoes (Adidas, Nike)

$102 £76.3

Men's Leather Business Shoes

$100 £74.8

1-bedroom Apartment, City Center (Monthly)

$1,376 £1,027

1-bedroom Apartment, Outside City Center (Monthly)

$1,120 £836

3-bedroom Apartment, City Center (Monthly)

$2,249 £1,679

$1,300 EC$3,511

72.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,729 £1,291

$1,290 EC$3,483

34.03%

Buy Apartment in City Center (m2)

$5,631 £4,204

Buy Apartment Outside City Center (m2)

$4,197 £3,133

Average Monthly Net Salary (After Tax)

$3,540 £2,642

$1,587 EC$4,285

123.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United Kingdom: October 31, 2026

Last update for Montserrat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United Kingdom

$1.1K 44.7%

Montserrat

–

Monthly Utilities & Internet

United Kingdom

$385 15.4%

Montserrat

–

Eating Out

United Kingdom

$329 13.1%

Montserrat

–

Groceries & Markets

United Kingdom

$311 12.4%

Montserrat

–

Clothing & Footwear

United Kingdom

$153 6.1%

Montserrat

–

Getting Around

United Kingdom

$140 5.6%

Montserrat

–

Sport & Entertainment

United Kingdom

$70 2.8%

Montserrat

–

Cost Breakdown

National salary averages: $3,387 in the United Kingdom, $1,301 in Montserrat. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 75% more in the United Kingdom.

Salaries are about 2.6 times higher in the United Kingdom.

Good to know

🇬🇧 United Kingdom

🇲🇸 Montserrat

🕒 Local time

20:13 8:13 PM

16:13 4:13 PM

4 h behind the United Kingdom

🌤 Weather

👥 Population

67,326,569

5,440

💱 Currency

British Pound GBP £

East Caribbean Dollar XCD $

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

1 XCD = 0.37 USD

1 XCD = 0.331 EUR

Exchange rates and currency converter

XCD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 6, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.02 XCD (1 XCD = 0.331 EUR).

USD to GBP in detail →

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Between locations

United Kingdom Montserrat 6,630 km ≈ 9 h nonstop flight

From you

United Kingdom
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United Kingdom vs Montserrat: Cost of Living - Frequently Asked Questions

At $927 per month in Montserrat and $2,508 in the United Kingdom, Montserrat comes out about 63% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Montserrat is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Montserrat wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.