Last update: Oct 2026

Cost of Living Comparison Between Montserrat and Ubud, Bali

For one person, living is cheaper in Montserrat: $915 a month against $1,348 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇲🇸 Montserrat

$915

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Montserrat is 37.6% more expensive than Ubud, Bali without rent, and 32.1% cheaper with rent.

😐 Family of 3: Montserrat is 59.9% more expensive than Ubud, Bali without rent, and 3.9% more expensive with rent.

Meal at Budget Restaurant

$18.34 EC$49.51

$3.33 Rp 59.6K

450.75%

Three-Course Dinner for Two, Mid-Range

$48.48 EC$131

$35.42 Rp 633.1K

36.87%

Fast Food Meal (McDonalds, etc)

$11.85 EC$31.99

$5.76 Rp 102.9K

105.73%

Cappuccino

$6.95 EC$18.77

$2.63 Rp 47.0K

164.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 EC$7.85

$1.74 Rp 31.0K

67.24%

Water (0.33 liter bottle)

$1.53 EC$4.13

$0.77 Rp 13.8K

98.70%

Local Beer (0.5 liter draught)

$2.94 EC$7.94

$2.71 Rp 48.4K

8.49%

Imported Beer (0.33 liter bottle)

$4.36 EC$11.77

$4.52 Rp 80.8K

-3.54%

Milk (1 liter)

$3.36 EC$9.08

$1.53 Rp 27.4K

119.61%

White Bread (500g)

$3.01 EC$8.14

$2.20 Rp 39.2K

36.82%

Rice (white) (1kg)

$1.22 Rp 21.8K

Eggs

$7.40 EC$19.99

$2.14 Rp 38.2K

245.79%

Local Cheese (1kg)

$6.00 EC$16.19

$17.73 Rp 316.9K

-66.16%

Chicken Fillets (1kg)

$9.49 EC$25.63

$3.86 Rp 68.9K

145.85%

Beef Round Steak (1kg)

$23.53 EC$63.5

$12.03 Rp 215.0K

95.59%

Apples (1kg)

$3.18 EC$8.59

$3.61 Rp 64.5K

-11.91%

Banana (1kg)

$1.51 Rp 27.1K

Oranges (1kg)

$2.32 Rp 41.4K

Tomato (1kg)

$4.54 EC$12.27

$2.00 Rp 35.8K

127.00%

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.24 EC$6.04

$2.39 Rp 42.7K

-6.28%

Lettuce (1 head)

$5.16 EC$13.92

$0.99 Rp 17.8K

421.21%

Water (1.5 liter bottle)

$0.52 Rp 9,373

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

Wine (Bottle)

$22.16 EC$59.8

$22.98 Rp 410.7K

-3.57%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$4.46 EC$12.03

$3.00 Rp 53.6K

48.67%

One-way Ticket (Public Transport)

$1.87 EC$5.06

$0.24 Rp 4,255

679.17%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$4.54 EC$12.26

$0.42 Rp 7,582

980.95%

Taxi 1hour Waiting (Normal Tariff)

$1.82 EC$4.93

$5.45 Rp 97.4K

-66.61%

Gasoline (1 liter)

$0.84 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K EC$60.2K

$24.3K Rp 434.8M

-8.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K EC$40.3K

$31.9K Rp 570.0M

-53.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.9 EC$248

$80.8 Rp 1.4M

13.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.24 EC$111

$6.58 Rp 117.6K

526.75%

Internet (50+ Mbps, Unlimited Data)

$46.84 EC$126

$18.24 Rp 326.1K

156.80%

Gym Membership (Monthly)

$56.1 EC$151

$55.1 Rp 985.4K

1.69%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$1,300 EC$3,511

$3,618 Rp 64.7M

-64.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,281 EC$3,460

$1,735 Rp 31.0M

-26.13%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$1,594 EC$4,304

$166 Rp 3.0M

862.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montserrat: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montserrat

–

Ubud, Bali

$674 49.6%

Groceries & Markets

Montserrat

–

Ubud, Bali

$290 21.4%

Eating Out

Montserrat

–

Ubud, Bali

$108 8%

Clothing & Footwear

Montserrat

–

Ubud, Bali

$106 7.8%

Monthly Utilities & Internet

Montserrat

–

Ubud, Bali

$106 7.8%

Sport & Entertainment

Montserrat

–

Ubud, Bali

$64 4.7%

Getting Around

Montserrat

–

Ubud, Bali

$11 0.8%

Good to know

🇲🇸 Montserrat

🇮🇩 Ubud, Bali

🕒 Local time

04:46 4:46 AM

16:46 4:46 PM

12 h ahead of Montserrat

🌤 Weather

👥 Population

5,440

74,800

💱 Currency

East Caribbean Dollar XCD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of October 10, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to XCD in detail →

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