Last update: Oct 2026

Cost of Living Comparison Between Montserrat and Spain

Name: Spain
Address: ES

For one person, living is cheaper in Montserrat: $926 a month against $1,775 in Spain, rent and utilities included – about $10,200 less a year. Higher rent and utilities in Spain outweigh lower spending on other living expenses.

86

Cost of Living Index in Spain
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Spain Living Index

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🇲🇸 Montserrat

$926

/mo nomad

🇪🇸 Spain

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Montserrat and in Spain

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montserrat and in Spain actually costs, broken down by who's living it.

Monthly costs for one person with rent: $926 in Montserrat versus $1,775 in Spain.

Montserrat $926
Spain $1,775

Estimated couple costs with rent: $2,169 in Montserrat versus $2,606 in Spain.

Montserrat $2,169
Spain $2,606

Monthly costs for a family of three with rent: $3,412 in Montserrat versus $3,438 in Spain.

Montserrat $3,412
Spain $3,438

Internal cost variation is higher in Spain: monthly costs span $931 to $2,610, compared to $923–$923 in Montserrat. City choice carries more weight in Spain.

Living in Montserrat costs about 48% less than in Spain on average.

Montserrat (32% below) and Spain (30% above) straddle the global median.

Meal at Budget Restaurant

$18.83 EC$50.8

$16.69 €15.00

12.82%

Three-Course Dinner for Two, Mid-Range

$48.48 EC$131

$55.7 €50.0

-12.96%

Fast Food Meal (McDonalds, etc)

$12.21 EC$32.97

$11.37 €10.21

7.39%

Cappuccino

$7.28 EC$19.65

$2.42 €2.17

200.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 EC$7.70

$2.68 €2.41

6.34%

Water (0.33 liter bottle)

$1.52 EC$4.10

$1.79 €1.61

-15.08%

Local Beer (0.5 liter draught)

$2.91 EC$7.85

$3.42 €3.08

-14.91%

Imported Beer (0.33 liter bottle)

$4.33 EC$11.70

$3.88 €3.48

11.60%

Milk (1 liter)

$3.44 EC$9.27

$1.20 €1.08

186.67%

White Bread (500g)

$2.99 EC$8.08

$1.48 €1.33

102.03%

Rice (white) (1kg)

$1.67 €1.50

Eggs

$7.23 EC$19.52

$3.42 €3.07

111.40%

Local Cheese (1kg)

$5.89 EC$15.90

$14.17 €12.73

-58.43%

Chicken Fillets (1kg)

$9.49 EC$25.63

$8.33 €7.48

13.93%

Beef Round Steak (1kg)

$22.96 EC$62.0

$16.20 €14.56

41.73%

Apples (1kg)

$3.32 EC$8.96

$2.45 €2.20

35.51%

Banana (1kg)

$2.03 €1.83

Oranges (1kg)

$2.08 €1.87

Tomato (1kg)

$4.54 EC$12.26

$2.58 €2.32

75.97%

Potato (1kg)

$1.83 €1.64

Onion (1kg)

$2.28 EC$6.14

$2.00 €1.80

14.00%

Lettuce (1 head)

$5.03 EC$13.58

$1.31 €1.18

283.97%

Water (1.5 liter bottle)

$0.77 €0.69

Cigarettes 20 Pack (Marlboro, Camel)

$6.36 €5.72

Wine (Bottle)

$22.02 EC$59.5

$5.64 €5.07

290.43%

Local Beer (0.5 liter bottle)

$1.30 €1.17

Imported Beer (0.33 liter bottle)

$4.39 EC$11.85

$2.09 €1.87

110.05%

One-way Ticket (Public Transport)

$1.89 EC$5.09

$1.64 €1.48

15.24%

Public Transport Monthly Pass (Regular Price)

$32.91 €29.57

Taxi Start (Normal Tariff)

$4.43 €3.98

Taxi (Normal Tariff) (1km)

$4.66 EC$12.59

$1.47 €1.32

217.01%

Taxi 1hour Waiting (Normal Tariff)

$1.87 EC$5.04

$24.98 €22.45

-92.51%

Gasoline (1 liter)

$1.77 €1.59

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K EC$59.8K

$35.5K €31.9K

-37.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K EC$40.8K

$30.6K €27.5K

-50.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.9 EC$245

$149 €134

-39.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.11 EC$111

$17.67 €15.88

132.65%

Internet (50+ Mbps, Unlimited Data)

$48.51 EC$131

$31.88 €28.64

52.16%

Gym Membership (Monthly)

$55.6 EC$150

$44.24 €39.75

25.72%

Tennis Court (1 Hour on Weekend)

$15.29 €13.74

Cinema Ticket

$9.66 €8.68

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 €489

International Primary School, 1 Child (Yearly)

$10.6K €9,530

Jeans (Levis 501 Or Similar)

$84.9 €76.3

Summer Dress (H&M, Zara, etc)

$37.11 €33.35

Sport Shoes (Adidas, Nike)

$89.2 €80.1

Men's Leather Business Shoes

$106 €95.0

1-bedroom Apartment, City Center (Monthly)

$1,056 €949

1-bedroom Apartment, Outside City Center (Monthly)

$808 €726

3-bedroom Apartment, City Center (Monthly)

$1,292 EC$3,489

$1,621 €1,456

-20.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,320 EC$3,563

$1,246 €1,120

5.91%

Buy Apartment in City Center (m2)

$4,135 €3,716

Buy Apartment Outside City Center (m2)

$2,633 €2,365

Average Monthly Net Salary (After Tax)

$1,604 EC$4,331

$1,999 €1,796

-19.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montserrat: October 25, 2026

Last update for Spain: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montserrat

–

Spain

$808 45.5%

Groceries & Markets

Montserrat

–

Spain

$272 15.3%

Eating Out

Montserrat

–

Spain

$239 13.5%

Monthly Utilities & Internet

Montserrat

–

Spain

$199 11.2%

Clothing & Footwear

Montserrat

–

Spain

$143 8%

Sport & Entertainment

Montserrat

–

Spain

$64 3.6%

Getting Around

Montserrat

–

Spain

$51 2.9%

Cost Breakdown

National salary averages: $1,320 in Montserrat, $1,972 in Spain. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 21% more in Spain.

Salaries are 49% higher in Spain, and purchasing power comes out stronger in Montserrat.

Good to know

🇲🇸 Montserrat

🇪🇸 Spain

🕒 Local time

05:25 5:25 AM

10:25 10:25 AM

5 h ahead of Montserrat

🌤 Weather

👥 Population

5,440

47,415,750

💱 Currency

East Caribbean Dollar XCD $

Euro EUR €

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to XCD in detail →

On the map

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Between locations

Montserrat Spain 6,160 km ≈ 8 h nonstop flight

From you

Montserrat
Spain

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montserrat vs Spain: Cost of Living - Frequently Asked Questions

At $926 per month in Montserrat and $1,775 in Spain, there’s a 92% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Montserrat is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Montserrat wins on affordability; Spain may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.