😐Monthly costs for one person with rent: $1,646 in Spain versus $723 in Montserrat.
😐Estimated couple costs with rent: $2,401 in Spain versus $1,939 in Montserrat.
🙂Monthly costs for a family of three with rent: $3,155 in Spain versus $3,155 in Montserrat.
😐Living in Spain is roughly 128% more expensive than Montserrat on average.
📊Spain (23% above) and Montserrat (46% below) straddle the global median.
📏Internal cost variation is higher in Spain: monthly costs span $1,133 to $3,262, compared to $723–$723 in Montserrat. City choice carries more weight in Spain.
Currency
🍽 Eating Out
Spain
Montserrat
Difference
Meal at Budget Restaurant
$16.17€13.91
$18.25EC$49.29
-11.40%
Three-Course Dinner for Two, Mid-Range
$57.3€49.27
$48.03EC$130
19.26%
Fast Food Meal(McDonalds, etc)
$10.62€9.14
$7.58EC$20.46
40.11%
Cappuccino
$2.38€2.05
$6.41EC$17.30
-62.87%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.59€2.23
$2.50EC$6.75
3.60%
Water(0.33 liter bottle)
$1.91€1.64
$1.39EC$3.75
37.41%
Local Beer(0.5 liter draught)
$3.49€3.00
$2.63EC$7.11
32.70%
Imported Beer(0.33 liter bottle)
$4.03€3.46
$4.40EC$11.88
-8.41%
🛒 Groceries & Markets
Spain
Montserrat
Difference
Milk(1 liter)
$1.24€1.07
$3.35EC$9.03
-62.99%
White Bread(500g)
$1.59€1.37
$3.02EC$8.15
-47.35%
Rice(white)(1kg)
$1.59€1.37
-
-
Eggs
$3.05€2.62
$6.98EC$18.84
-56.30%
Local Cheese(1kg)
$14.55€12.52
$6.10EC$16.46
138.52%
Chicken Fillets(1kg)
$8.42€7.24
$9.30EC$25.12
-9.46%
Beef Round Steak(1kg)
$15.52€13.35
$23.89EC$64.5
-35.04%
Apples(1kg)
$2.54€2.18
$3.21EC$8.68
-20.87%
Banana(1kg)
$2.01€1.73
-
-
Oranges(1kg)
$2.09€1.80
-
-
Tomato(1kg)
$2.53€2.18
$4.53EC$12.24
-44.15%
Potato(1kg)
$1.85€1.59
-
-
Onion(1kg)
$1.89€1.63
$2.24EC$6.06
-15.63%
Lettuce(1 head)
$1.35€1.16
$5.30EC$14.32
-74.53%
Water(1.5 liter bottle)
$0.74€0.64
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$6.35€5.47
-
-
Wine(Bottle)
$5.66€4.87
$22.32EC$60.3
-74.64%
Local Beer(0.5 liter bottle)
$1.25€1.08
-
-
Imported Beer(0.33 liter bottle)
$2.06€1.77
$4.36EC$11.77
-52.75%
🚌 Getting Around
Spain
Montserrat
Difference
One-way Ticket(Public Transport)
$1.69€1.46
$1.81EC$4.89
-6.63%
Public Transport Monthly Pass(Regular Price)
$35.10€30.20
-
-
Taxi Start(Normal Tariff)
$4.42€3.80
-
-
Taxi(Normal Tariff)(1km)
$1.34€1.15
-
-
Taxi 1hour Waiting(Normal Tariff)
$26.32€22.64
-
-
Gasoline(1 liter)
$1.84€1.58
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K€33.4K
$22.3KEC$60.3K
73.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K€27.2K
$16.4KEC$44.2K
93.35%
🧾 Monthly Utilities & Internet
Spain
Montserrat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$150€129
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.56€17.69
$40.83EC$110
-49.64%
Internet(50+ Mbps, Unlimited Data)
$34.49€29.67
-
-
🎉 Sport & Entertainment
Spain
Montserrat
Difference
Gym Membership(Monthly)
$47.96€41.25
$55.4EC$150
-13.46%
Tennis Court(1 Hour on Weekend)
$16.05€13.80
-
-
Cinema Ticket
$8.99€7.73
-
-
🧸 Childcare & Education
Spain
Montserrat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$509€438
-
-
International Primary School, 1 Child(Yearly)
$9,884€8,502
-
-
👕👟 Clothing & Footwear
Spain
Montserrat
Difference
Jeans(Levis 501 Or Similar)
$86.5€74.4
-
-
Summer Dress(H&M, Zara, etc)
$37.14€31.95
-
-
Sport Shoes(Adidas, Nike)
$92.0€79.1
-
-
Men's Leather Business Shoes
$109€93.6
-
-
🏠 Accommodation & Living
Spain
Montserrat
Difference
1-bedroom Apartment, City Center(Monthly)
$1,045€899
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$834€717
-
-
3-bedroom Apartment, City Center(Monthly)
$1,689€1,453
$1,293EC$3,492
30.64%
3-bedroom Apartment, Outside City Center(Monthly)
$1,238€1,065
$1,294EC$3,495
-4.34%
Buy Apartment in City Center(m2)
$4,378€3,766
-
-
Buy Apartment Outside City Center(m2)
$2,747€2,363
-
-
💵 Salaries & Financials
Spain
Montserrat
Difference
Average Monthly Net Salary(After Tax)
$2,073€1,783
$1,543EC$4,167
34.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.51
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Spain: May 30, 2026
Last update for Montserrat: June 1, 2026
Cost Breakdown
💰National salary averages: $2,030 in Spain, $1,307 in Montserrat. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Dining out costs 10% more in Spain.
⭐Salaries are 55% higher in Spain, giving Montserrat stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spain vs Montserrat: Cost of Living - Frequently Asked Questions
What is the cost difference between Montserrat and Spain?
At $723 per month in Montserrat and $2,198 in Spain, there's a 204% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Montserrat is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in Spain beats Montserrat across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Montserrat or Spain?
In Montserrat, $1,000 covers most cities easily. In Spain, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Montserrat or Spain?
It depends on what you're after. Montserrat wins on affordability; Spain may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.