Last update: Oct 2026

Cost of Living Comparison Between Spain and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in Montserrat: $926 a month against $1,775 in Spain, rent and utilities included – about $10,200 less a year. Higher rent and utilities in Spain outweigh lower spending on other living expenses.

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Cost of Living Index in Spain
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Spain Living Index

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🇪🇸 Spain

$1,775

/mo nomad

🇲🇸 Montserrat

$926

/mo nomad

Monthly Cost of Living

How much you'll spend in Spain and in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spain and in Montserrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Spain versus $926 in Montserrat.

Spain $1,775
Montserrat $926

Estimated couple costs with rent: $2,606 in Spain versus $2,169 in Montserrat.

Spain $2,606
Montserrat $2,169

Monthly costs for a family of three with rent: $3,438 in Spain versus $3,412 in Montserrat.

Spain $3,438
Montserrat $3,412

Internal cost variation is higher in Spain: monthly costs span $931 to $2,610, compared to $923–$923 in Montserrat. City choice carries more weight in Spain.

Living in Spain is roughly 92% more expensive than in Montserrat on average.

Spain (30% above) and Montserrat (32% below) straddle the global median.

Meal at Budget Restaurant

$16.69 €15.00

$18.83 EC$50.8

-11.36%

Three-Course Dinner for Two, Mid-Range

$55.7 €50.0

$48.48 EC$131

14.89%

Fast Food Meal (McDonalds, etc)

$11.37 €10.21

$12.21 EC$32.97

-6.88%

Cappuccino

$2.42 €2.17

$7.28 EC$19.65

-66.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 €2.41

$2.85 EC$7.70

-5.96%

Water (0.33 liter bottle)

$1.79 €1.61

$1.52 EC$4.10

17.76%

Local Beer (0.5 liter draught)

$3.42 €3.08

$2.91 EC$7.85

17.53%

Imported Beer (0.33 liter bottle)

$3.88 €3.48

$4.33 EC$11.70

-10.39%

Milk (1 liter)

$1.20 €1.08

$3.44 EC$9.27

-65.12%

White Bread (500g)

$1.48 €1.33

$2.99 EC$8.08

-50.50%

Rice (white) (1kg)

$1.67 €1.50

Eggs

$3.42 €3.07

$7.23 EC$19.52

-52.70%

Local Cheese (1kg)

$14.17 €12.73

$5.89 EC$15.90

140.58%

Chicken Fillets (1kg)

$8.33 €7.48

$9.49 EC$25.63

-12.22%

Beef Round Steak (1kg)

$16.20 €14.56

$22.96 EC$62.0

-29.44%

Apples (1kg)

$2.45 €2.20

$3.32 EC$8.96

-26.20%

Banana (1kg)

$2.03 €1.83

Oranges (1kg)

$2.08 €1.87

Tomato (1kg)

$2.58 €2.32

$4.54 EC$12.26

-43.17%

Potato (1kg)

$1.83 €1.64

Onion (1kg)

$2.00 €1.80

$2.28 EC$6.14

-12.28%

Lettuce (1 head)

$1.31 €1.18

$5.03 EC$13.58

-73.96%

Water (1.5 liter bottle)

$0.77 €0.69

Cigarettes 20 Pack (Marlboro, Camel)

$6.36 €5.72

Wine (Bottle)

$5.64 €5.07

$22.02 EC$59.5

-74.39%

Local Beer (0.5 liter bottle)

$1.30 €1.17

Imported Beer (0.33 liter bottle)

$2.09 €1.87

$4.39 EC$11.85

-52.39%

One-way Ticket (Public Transport)

$1.64 €1.48

$1.89 EC$5.09

-13.23%

Public Transport Monthly Pass (Regular Price)

$32.91 €29.57

Taxi Start (Normal Tariff)

$4.43 €3.98

Taxi (Normal Tariff) (1km)

$1.47 €1.32

$4.66 EC$12.59

-68.45%

Taxi 1hour Waiting (Normal Tariff)

$24.98 €22.45

$1.87 EC$5.04

1235.83%

Gasoline (1 liter)

$1.77 €1.59

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.9K

$22.2K EC$59.8K

60.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K €27.5K

$15.1K EC$40.8K

102.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 €134

$90.9 EC$245

64.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.67 €15.88

$41.11 EC$111

-57.02%

Internet (50+ Mbps, Unlimited Data)

$31.88 €28.64

$48.51 EC$131

-34.28%

Gym Membership (Monthly)

$44.24 €39.75

$55.6 EC$150

-20.46%

Tennis Court (1 Hour on Weekend)

$15.29 €13.74

Cinema Ticket

$9.66 €8.68

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 €489

International Primary School, 1 Child (Yearly)

$10.6K €9,530

Jeans (Levis 501 Or Similar)

$84.9 €76.3

Summer Dress (H&M, Zara, etc)

$37.11 €33.35

Sport Shoes (Adidas, Nike)

$89.2 €80.1

Men's Leather Business Shoes

$106 €95.0

1-bedroom Apartment, City Center (Monthly)

$1,056 €949

1-bedroom Apartment, Outside City Center (Monthly)

$808 €726

3-bedroom Apartment, City Center (Monthly)

$1,621 €1,456

$1,292 EC$3,489

25.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,120

$1,320 EC$3,563

-5.58%

Buy Apartment in City Center (m2)

$4,135 €3,716

Buy Apartment Outside City Center (m2)

$2,633 €2,365

Average Monthly Net Salary (After Tax)

$1,999 €1,796

$1,604 EC$4,331

24.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: October 24, 2026

Last update for Montserrat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spain

$808 45.5%

Montserrat

–

Groceries & Markets

Spain

$272 15.3%

Montserrat

–

Eating Out

Spain

$239 13.5%

Montserrat

–

Monthly Utilities & Internet

Spain

$199 11.2%

Montserrat

–

Clothing & Footwear

Spain

$143 8%

Montserrat

–

Sport & Entertainment

Spain

$64 3.6%

Montserrat

–

Getting Around

Spain

$51 2.9%

Montserrat

–

Cost Breakdown

National salary averages: $1,972 in Spain, $1,320 in Montserrat. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Dining out costs 21% more in Spain.

Salaries are 49% higher in Spain, and purchasing power comes out stronger in Montserrat.

Good to know

🇪🇸 Spain

🇲🇸 Montserrat

🕒 Local time

11:20 11:20 AM

06:20 6:20 AM

5 h behind Spain

🌤 Weather

👥 Population

47,415,750

5,440

💱 Currency

Euro EUR €

East Caribbean Dollar XCD $

📈 Exchange rate

1 EUR = 1.11 USD

1 XCD = 0.37 USD

1 XCD = 0.333 EUR

Exchange rates and currency converter

XCD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

East Caribbean Dollar exchange rates as of October 28, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.01 XCD (1 XCD = 0.333 EUR).

USD to EUR in detail →

On the map

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Between locations

Spain Montserrat 6,160 km ≈ 8 h nonstop flight

From you

Spain
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Montserrat: Cost of Living - Frequently Asked Questions

At $926 per month in Montserrat and $1,775 in Spain, there’s a 92% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, Montserrat is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: Montserrat wins on affordability; Spain may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.