😐Monthly costs for one person with rent: $1,689 in Spain versus $919 in Montserrat.
😐Estimated couple costs with rent: $2,496 in Spain versus $2,178 in Montserrat.
🙂Monthly costs for a family of three with rent: $3,303 in Spain versus $3,437 in Montserrat.
🌍Living in Spain is roughly 84% more expensive than in Montserrat on average.
📊Spain (22% above) and Montserrat (33% below) straddle the global median.
📏Internal cost variation is higher in Spain: monthly costs span $973 to $2,672, compared to $919–$919 in Montserrat. City choice carries more weight in Spain.
Currency
🍽 Eating Out
Spain
Montserrat
Difference
Meal at Budget Restaurant
$17.71€15.27
$18.41EC$49.70
-3.80%
Three-Course Dinner for Two, Mid-Range
$57.6€49.61
$48.76EC$132
18.05%
Fast Food Meal(McDonalds, etc)
$11.81€10.18
$12.14EC$32.79
-2.72%
Cappuccino
$2.43€2.10
$7.17EC$19.35
-66.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.76€2.38
$2.80EC$7.55
-1.43%
Water(0.33 liter bottle)
$1.84€1.59
$1.55EC$4.20
18.71%
Local Beer(0.5 liter draught)
$3.52€3.03
$2.97EC$8.03
18.52%
Imported Beer(0.33 liter bottle)
$4.16€3.58
$4.41EC$11.89
-5.67%
🛒 Groceries & Markets
Spain
Montserrat
Difference
Milk(1 liter)
$1.21€1.04
$3.51EC$9.48
-65.53%
White Bread(500g)
$1.54€1.32
$2.97EC$8.02
-48.15%
Rice(white)(1kg)
$1.64€1.41
-
-
Eggs
$3.59€3.10
$7.05EC$19.03
-49.08%
Local Cheese(1kg)
$14.81€12.77
$5.98EC$16.14
147.66%
Chicken Fillets(1kg)
$8.49€7.32
$8.99EC$24.27
-5.56%
Beef Round Steak(1kg)
$16.68€14.38
$23.08EC$62.3
-27.73%
Apples(1kg)
$2.53€2.18
$3.23EC$8.71
-21.67%
Banana(1kg)
$2.09€1.80
-
-
Oranges(1kg)
$2.13€1.84
-
-
Tomato(1kg)
$2.55€2.20
$4.39EC$11.86
-41.91%
Potato(1kg)
$1.82€1.57
-
-
Onion(1kg)
$2.00€1.72
$2.20EC$5.93
-9.09%
Lettuce(1 head)
$1.37€1.18
$5.11EC$13.81
-73.19%
Water(1.5 liter bottle)
$0.81€0.70
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$6.71€5.79
-
-
Wine(Bottle)
$5.64€4.87
$22.41EC$60.5
-74.83%
Local Beer(0.5 liter bottle)
$1.29€1.11
-
-
Imported Beer(0.33 liter bottle)
$2.10€1.81
$4.53EC$12.23
-53.64%
🚌 Getting Around
Spain
Montserrat
Difference
One-way Ticket(Public Transport)
$1.76€1.51
$1.89EC$5.11
-6.88%
Public Transport Monthly Pass(Regular Price)
$34.25€29.52
-
-
Taxi Start(Normal Tariff)
$4.55€3.92
-
-
Taxi(Normal Tariff)(1km)
$1.47€1.27
$4.62EC$12.48
-68.18%
Taxi 1hour Waiting(Normal Tariff)
$25.66€22.12
$1.88EC$5.07
1264.89%
Gasoline(1 liter)
$1.79€1.54
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.4K€31.4K
$22.1KEC$59.6K
64.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K€26.4K
$15.1KEC$40.7K
102.87%
🧾 Monthly Utilities & Internet
Spain
Montserrat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$152€131
$93.9EC$254
62.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.49€15.94
$40.10EC$108
-53.89%
Internet(50+ Mbps, Unlimited Data)
$33.57€28.94
$47.57EC$128
-29.43%
🎉 Sport & Entertainment
Spain
Montserrat
Difference
Gym Membership(Monthly)
$47.38€40.84
$56.3EC$152
-15.81%
Tennis Court(1 Hour on Weekend)
$15.56€13.41
-
-
Cinema Ticket
$9.96€8.59
-
-
🧸 Childcare & Education
Spain
Montserrat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$548€473
-
-
International Primary School, 1 Child(Yearly)
$10.8K€9,343
-
-
👕👟 Clothing & Footwear
Spain
Montserrat
Difference
Jeans(Levis 501 Or Similar)
$90.1€77.6
-
-
Summer Dress(H&M, Zara, etc)
$37.31€32.16
-
-
Sport Shoes(Adidas, Nike)
$92.0€79.3
-
-
Men's Leather Business Shoes
$111€96.1
-
-
🏠 Accommodation & Living
Spain
Montserrat
Difference
1-bedroom Apartment, City Center(Monthly)
$1,049€905
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$836€720
-
-
3-bedroom Apartment, City Center(Monthly)
$1,663€1,433
$1,276EC$3,444
30.33%
3-bedroom Apartment, Outside City Center(Monthly)
$1,250€1,078
$1,319EC$3,561
-5.19%
Buy Apartment in City Center(m2)
$4,240€3,655
-
-
Buy Apartment Outside City Center(m2)
$2,711€2,337
-
-
💵 Salaries & Financials
Spain
Montserrat
Difference
Average Monthly Net Salary(After Tax)
$2,021€1,742
$1,568EC$4,233
28.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.28
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Spain: September 7, 2026
Last update for Montserrat: September 6, 2026
Cost Breakdown
💰National salary averages: $2,035 in Spain, $1,276 in Montserrat. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Dining out costs 23% more in Spain.
⭐Salaries are 59% higher in Spain, and purchasing power comes out stronger in Montserrat.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spain vs Montserrat: Cost of Living - Frequently Asked Questions
What is the cost difference between Montserrat and Spain?
At $919 per month in Montserrat and $1,823 in Spain, there's a 98% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is simply cheaper in Montserrat: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in Spain is consistently higher than in Montserrat across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Montserrat or in Spain?
In Montserrat, $1,000 covers most cities easily; in Spain it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Montserrat or to Spain?
It depends on what you're after: Montserrat wins on affordability; Spain may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.