🙂A single person spends $724 per month in Montserrat vs $1,535 in Costa Rica, rent included.
🙂A couple spends around $1,916 per month in Montserrat vs $2,322 in Costa Rica, rent included.
🙂A family of three spends $3,107 per month in Montserrat vs $3,108 in Costa Rica, rent included.
🌍The cost of living in Montserrat is roughly 53% lower than in Costa Rica on average – the gap runs across housing, groceries, transport, and services.
📊Montserrat sits 46% below the global median, while Costa Rica is 15% above – they fall on opposite sides of the world average.
📏The regional cost range is wider in Montserrat ($724–$724) than in Costa Rica ($1,125–$2,081), so city choice matters more there.
Currency
🍽 Eating Out
Montserrat
Costa Rica
Difference
Meal at Budget Restaurant
$18.22EC$49.20
$10.10₡4,505
80.40%
Three-Course Dinner for Two, Mid-Range
$48.67EC$131
$60.1₡26.8K
-19.06%
Fast Food Meal(McDonalds, etc)
$7.59EC$20.48
$10.12₡4,516
-25.00%
Cappuccino
$6.40EC$17.29
$3.90₡1,738
64.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.45EC$6.63
$2.20₡982
11.36%
Water(0.33 liter bottle)
$1.39EC$3.76
$1.67₡743
-16.77%
Local Beer(0.5 liter draught)
$2.56EC$6.92
$3.06₡1,367
-16.34%
Imported Beer(0.33 liter bottle)
$4.52EC$12.20
$4.41₡1,969
2.49%
🛒 Groceries & Markets
Montserrat
Costa Rica
Difference
Milk(1 liter)
$3.26EC$8.80
$2.10₡937
55.24%
White Bread(500g)
$2.88EC$7.79
$3.22₡1,437
-10.56%
Rice(white)(1kg)
-
$2.50₡1,115
-
Eggs
$6.92EC$18.69
$3.37₡1,505
105.34%
Local Cheese(1kg)
$6.01EC$16.23
$9.57₡4,268
-37.20%
Chicken Fillets(1kg)
$9.32EC$25.17
$9.44₡4,212
-1.27%
Beef Round Steak(1kg)
$24.38EC$65.8
$13.43₡5,992
81.53%
Apples(1kg)
$3.23EC$8.71
$4.67₡2,084
-30.84%
Banana(1kg)
-
$1.57₡700
-
Oranges(1kg)
-
$3.20₡1,428
-
Tomato(1kg)
$4.49EC$12.13
$2.98₡1,330
50.67%
Potato(1kg)
-
$2.98₡1,329
-
Onion(1kg)
$2.26EC$6.11
$2.83₡1,264
-20.14%
Lettuce(1 head)
$5.27EC$14.24
$1.01₡452
421.78%
Water(1.5 liter bottle)
-
$2.50₡1,117
-
Cigarettes 20 Pack(Marlboro, Camel)
-
$5.09₡2,270
-
Wine(Bottle)
$22.63EC$61.1
$16.14₡7,200
40.21%
Local Beer(0.5 liter bottle)
-
$2.35₡1,047
-
Imported Beer(0.33 liter bottle)
$4.54EC$12.26
$2.81₡1,255
61.57%
🚌 Getting Around
Montserrat
Costa Rica
Difference
One-way Ticket(Public Transport)
$1.87EC$5.04
$1.01₡452
85.15%
Public Transport Monthly Pass(Regular Price)
-
$49.99₡22.3K
-
Taxi Start(Normal Tariff)
-
$1.87₡833
-
Taxi(Normal Tariff)(1km)
-
$1.97₡877
-
Taxi 1hour Waiting(Normal Tariff)
-
$7.61₡3,397
-
Gasoline(1 liter)
-
$1.44₡645
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.3KEC$60.1K
$36.5K₡16.3M
-39.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.7KEC$45.1K
$35.4K₡15.8M
-52.84%
🧾 Monthly Utilities & Internet
Montserrat
Costa Rica
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$87.3₡38.9K
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.36EC$109
$25.16₡11.2K
60.41%
Internet(50+ Mbps, Unlimited Data)
-
$53.0₡23.7K
-
🎉 Sport & Entertainment
Montserrat
Costa Rica
Difference
Gym Membership(Monthly)
$54.9EC$148
$57.4₡25.6K
-4.48%
Tennis Court(1 Hour on Weekend)
-
$28.74₡12.8K
-
Cinema Ticket
-
$9.04₡4,035
-
🧸 Childcare & Education
Montserrat
Costa Rica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$553₡246.7K
-
International Primary School, 1 Child(Yearly)
-
$9,994₡4.5M
-
👕👟 Clothing & Footwear
Montserrat
Costa Rica
Difference
Jeans(Levis 501 Or Similar)
-
$71.6₡32.0K
-
Summer Dress(H&M, Zara, etc)
-
$53.2₡23.7K
-
Sport Shoes(Adidas, Nike)
-
$119₡53.0K
-
Men's Leather Business Shoes
-
$102₡45.6K
-
🏠 Accommodation & Living
Montserrat
Costa Rica
Difference
1-bedroom Apartment, City Center(Monthly)
-
$809₡360.7K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$544₡242.5K
-
3-bedroom Apartment, City Center(Monthly)
$1,289EC$3,480
$1,466₡654.2K
-12.11%
3-bedroom Apartment, Outside City Center(Monthly)
$1,283EC$3,464
$1,018₡454.0K
26.07%
Buy Apartment in City Center(m2)
-
$2,398₡1.1M
-
Buy Apartment Outside City Center(m2)
-
$1,638₡730.9K
-
💵 Salaries & Financials
Montserrat
Costa Rica
Difference
Average Monthly Net Salary(After Tax)
$1,565EC$4,224
$1,067₡476.1K
46.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
10.53
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montserrat: July 12, 2026
Last update for Costa Rica: July 12, 2026
Cost Breakdown
💰Average salary: $1,271 in Montserrat vs $1,096 in Costa Rica. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Salaries are 16% higher in Montserrat, and purchasing power comes out stronger in Montserrat.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montserrat vs Costa Rica: Cost of Living - Frequently Asked Questions
Which country is cheaper: Costa Rica or Montserrat?
Montserrat is the cheaper option – living costs run roughly 121% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Is rent more expensive in Costa Rica or in Montserrat?
Housing costs more in Costa Rica, and the gap is biggest in capital cities. Regional towns show less difference, but Costa Rica consistently has higher rents.
How do daily expenses compare in Costa Rica vs Montserrat?
Groceries, transport, and utilities all cost less in Montserrat, contributing to the overall 121% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Can you live in both Costa Rica and Montserrat on $1,000 per month?
$1,000 buys a comfortable lifestyle in Montserrat, but in Costa Rica it only works with careful planning outside the capital. Same money, very different lives.
Which country is better for expats: Costa Rica or Montserrat?
Montserrat is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.
Montserrat vs other spots: cost of living compared