Last update: Oct 2026

Cost of Living Comparison Between Montserrat and Costa Rica

For one person, living is cheaper in Montserrat: $926 a month against $1,821 in Costa Rica, rent and utilities included – about $10,700 less a year. Rent and utilities account for most of the difference.

Montserrat
Costa Rica
🇲🇸 Montserrat
$926
/mo nomad
🇨🇷 Costa Rica
$1,821
/mo nomad
Monthly Cost of Living

How much you'll spend in Montserrat and in Costa Rica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montserrat and in Costa Rica actually costs, broken down by who's living it.

A single person spends $926 per month in Montserrat vs $1,821 in Costa Rica, rent included.

  • Montserrat $926
  • Costa Rica $1,821

A couple spends around $2,169 per month in Montserrat vs $2,773 in Costa Rica, rent included.

  • Montserrat $2,169
  • Costa Rica $2,773

A family of three spends $3,412 per month in Montserrat vs $3,725 in Costa Rica, rent included.

  • Montserrat $3,412
  • Costa Rica $3,725

The regional cost range is wider in Costa Rica ($1,004–$2,114) than in Montserrat ($923–$923), so city choice matters more there.

The cost of living in Montserrat is roughly 49% lower than in Costa Rica on average.

Montserrat sits 32% below the global median, while Costa Rica is 34% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Montserrat
Costa Rica
Difference
Meal at Budget Restaurant
$18.83 EC$50.8
$11.26 ₡5,065
67.23%
Three-Course Dinner for Two, Mid-Range
$48.48 EC$131
$54.5 ₡24.5K
-11.06%
Fast Food Meal (McDonalds, etc)
$12.21 EC$32.97
$11.02 ₡4,956
10.80%
Cappuccino
$7.28 EC$19.65
$4.43 ₡1,991
64.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.85 EC$7.70
$2.34 ₡1,051
21.79%
Water (0.33 liter bottle)
$1.52 EC$4.10
$1.84 ₡825
-17.39%
Local Beer (0.5 liter draught)
$2.91 EC$7.85
$3.26 ₡1,467
-10.74%
Imported Beer (0.33 liter bottle)
$4.33 EC$11.70
$4.55 ₡2,046
-4.84%
🛒 Groceries & Markets
Montserrat
Costa Rica
Difference
Milk (1 liter)
$3.44 EC$9.27
$2.45 ₡1,101
40.41%
White Bread (500g)
$2.99 EC$8.08
$3.56 ₡1,602
-16.01%
Rice (white) (1kg)
-
$2.76 ₡1,240
-
Eggs
$7.23 EC$19.52
$3.97 ₡1,787
82.12%
Local Cheese (1kg)
$5.89 EC$15.90
$10.47 ₡4,710
-43.74%
Chicken Fillets (1kg)
$9.49 EC$25.63
$9.98 ₡4,490
-4.91%
Beef Round Steak (1kg)
$22.96 EC$62.0
$13.91 ₡6,254
65.06%
Apples (1kg)
$3.32 EC$8.96
$5.06 ₡2,274
-34.39%
Banana (1kg)
-
$1.69 ₡761
-
Oranges (1kg)
-
$3.45 ₡1,552
-
Tomato (1kg)
$4.54 EC$12.26
$3.23 ₡1,454
40.56%
Potato (1kg)
-
$3.44 ₡1,549
-
Onion (1kg)
$2.28 EC$6.14
$3.25 ₡1,460
-29.85%
Lettuce (1 head)
$5.03 EC$13.58
$1.09 ₡490
361.47%
Water (1.5 liter bottle)
-
$2.67 ₡1,199
-
Cigarettes 20 Pack (Marlboro, Camel)
-
$5.38 ₡2,418
-
Wine (Bottle)
$22.02 EC$59.5
$15.50 ₡6,969
42.06%
Local Beer (0.5 liter bottle)
-
$2.75 ₡1,237
-
Imported Beer (0.33 liter bottle)
$4.39 EC$11.85
$3.30 ₡1,483
33.03%
🚌 Getting Around
Montserrat
Costa Rica
Difference
One-way Ticket (Public Transport)
$1.89 EC$5.09
$1.13 ₡507
67.26%
Public Transport Monthly Pass (Regular Price)
-
$65.5 ₡29.5K
-
Taxi Start (Normal Tariff)
-
$2.17 ₡975
-
Taxi (Normal Tariff) (1km)
$4.66 EC$12.59
$2.02 ₡909
130.69%
Taxi 1hour Waiting (Normal Tariff)
$1.87 EC$5.04
$8.94 ₡4,020
-79.08%
Gasoline (1 liter)
-
$1.61 ₡723
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.2K EC$59.8K
$34.5K ₡15.5M
-35.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.1K EC$40.8K
$37.4K ₡16.8M
-59.58%
🧾 Monthly Utilities & Internet
Montserrat
Costa Rica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.9 EC$245
$94.9 ₡42.7K
-4.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.11 EC$111
$31.42 ₡14.1K
30.84%
Internet (50+ Mbps, Unlimited Data)
$48.51 EC$131
$58.6 ₡26.3K
-17.15%
🎉 Sport & Entertainment
Montserrat
Costa Rica
Difference
Gym Membership (Monthly)
$55.6 EC$150
$65.7 ₡29.5K
-15.33%
Tennis Court (1 Hour on Weekend)
-
$22.20 ₡9,981
-
Cinema Ticket
-
$8.10 ₡3,642
-
🧸 Childcare & Education
Montserrat
Costa Rica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$722 ₡324.7K
-
International Primary School, 1 Child (Yearly)
-
$12.9K ₡5.8M
-
👕👟 Clothing & Footwear
Montserrat
Costa Rica
Difference
Jeans (Levis 501 Or Similar)
-
$75.5 ₡33.9K
-
Summer Dress (H&M, Zara, etc)
-
$56.4 ₡25.4K
-
Sport Shoes (Adidas, Nike)
-
$128 ₡57.7K
-
Men's Leather Business Shoes
-
$108 ₡48.6K
-
🏠 Accommodation & Living
Montserrat
Costa Rica
Difference
1-bedroom Apartment, City Center (Monthly)
-
$960 ₡431.7K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$708 ₡318.4K
-
3-bedroom Apartment, City Center (Monthly)
$1,292 EC$3,489
$1,749 ₡786.3K
-26.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,320 EC$3,563
$1,215 ₡546.4K
8.62%
Buy Apartment in City Center (m2)
-
$2,656 ₡1.2M
-
Buy Apartment Outside City Center (m2)
-
$1,839 ₡826.8K
-
💵 Salaries & Financials
Montserrat
Costa Rica
Difference
Average Monthly Net Salary (After Tax)
$1,604 EC$4,331
$1,058 ₡476.0K
51.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
9.56
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montserrat: October 25, 2026

Last update for Costa Rica: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montserrat
–
Costa Rica
$708
Groceries & Markets
Montserrat
–
Costa Rica
$380
Eating Out
Montserrat
–
Costa Rica
$218
Monthly Utilities & Internet
Montserrat
–
Costa Rica
$185
Clothing & Footwear
Montserrat
–
Costa Rica
$166
Getting Around
Montserrat
–
Costa Rica
$82
Sport & Entertainment
Montserrat
–
Costa Rica
$82

Cost Breakdown

Average salary: $1,320 in Montserrat vs $1,087 in Costa Rica. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Dining out costs 15% more in Costa Rica.

Salaries are 21% higher in Montserrat, and purchasing power comes out stronger in Montserrat.

Good to know
🇲🇸 Montserrat
🇨🇷 Costa Rica
🕒 Local time
02:01 2:01 AM
00:01 12:01 AM
2 h behind Montserrat
🌤 Weather
👥 Population
5,440
5,044,197
Exchange rates and currency converter

CRC, USD, EUR to XCD – East Caribbean Dollar Converter

East Caribbean Dollar exchange rates as of November 3, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

Costa Rican Colón exchange rates as of November 3, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • Montserrat Costa Rica 2,480 km ≈ 3 h 30 min nonstop flight
From you
  • Montserrat
  • Costa Rica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montserrat vs Costa Rica: Cost of Living - Frequently Asked Questions
Which country is cheaper: Costa Rica or Montserrat?
Montserrat is the cheaper option – living costs run roughly 49% lower on average.
Is everything cheaper in Montserrat?
Not necessarily. Overall, Costa Rica costs about 97% more, but the gap varies by category, and some expenses can be lower in Costa Rica. Compare the categories that matter most for your budget.
Which country is better for expats: Costa Rica or Montserrat?
Montserrat is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Montserrat vs other spots: cost of living compared

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