😐A single person spends $1,543 per month in Costa Rica vs $723 in Montserrat, rent included.
😐A couple spends around $2,324 per month in Costa Rica vs $1,939 in Montserrat, rent included.
🙂A family of three spends $3,105 per month in Costa Rica vs $3,155 in Montserrat, rent included.
😐Costa Rica costs about 113% more than Montserrat on average – the gap runs across housing, groceries, transport, and services.
📊Costa Rica sits 15% above the global median, while Montserrat is 46% below – they fall on opposite sides of the world average.
📏Costa Rica has a wider regional cost range ($1,133–$2,084) than Montserrat ($723–$723), so location matters more when choosing where to live in Costa Rica.
Currency
🍽 Eating Out
Costa Rica
Montserrat
Difference
Meal at Budget Restaurant
$9.97₡4,535
$18.25EC$49.29
-45.37%
Three-Course Dinner for Two, Mid-Range
$59.4₡27.0K
$48.03EC$130
23.59%
Fast Food Meal(McDonalds, etc)
$9.74₡4,432
$7.58EC$20.46
28.50%
Cappuccino
$3.94₡1,791
$6.41EC$17.30
-38.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.11₡959
$2.50EC$6.75
-15.60%
Water(0.33 liter bottle)
$1.65₡752
$1.39EC$3.75
18.71%
Local Beer(0.5 liter draught)
$2.92₡1,327
$2.63EC$7.11
11.03%
Imported Beer(0.33 liter bottle)
$4.39₡1,996
$4.40EC$11.88
-0.23%
🛒 Groceries & Markets
Costa Rica
Montserrat
Difference
Milk(1 liter)
$2.07₡940
$3.35EC$9.03
-38.21%
White Bread(500g)
$3.17₡1,441
$3.02EC$8.15
4.97%
Rice(white)(1kg)
$2.41₡1,098
-
-
Eggs
$3.34₡1,518
$6.98EC$18.84
-52.15%
Local Cheese(1kg)
$9.24₡4,202
$6.10EC$16.46
51.48%
Chicken Fillets(1kg)
$9.40₡4,276
$9.30EC$25.12
1.08%
Beef Round Steak(1kg)
$13.56₡6,169
$23.89EC$64.5
-43.24%
Apples(1kg)
$4.48₡2,037
$3.21EC$8.68
39.56%
Banana(1kg)
$1.56₡708
-
-
Oranges(1kg)
$3.36₡1,527
-
-
Tomato(1kg)
$3.08₡1,401
$4.53EC$12.24
-32.01%
Potato(1kg)
$2.89₡1,316
-
-
Onion(1kg)
$2.86₡1,301
$2.24EC$6.06
27.68%
Lettuce(1 head)
$1.03₡467
$5.30EC$14.32
-80.57%
Water(1.5 liter bottle)
$2.52₡1,145
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.90₡2,227
-
-
Wine(Bottle)
$16.18₡7,359
$22.32EC$60.3
-27.51%
Local Beer(0.5 liter bottle)
$2.39₡1,086
-
-
Imported Beer(0.33 liter bottle)
$2.78₡1,264
$4.36EC$11.77
-36.24%
🚌 Getting Around
Costa Rica
Montserrat
Difference
One-way Ticket(Public Transport)
$0.94₡428
$1.81EC$4.89
-48.07%
Public Transport Monthly Pass(Regular Price)
$49.22₡22.4K
-
-
Taxi Start(Normal Tariff)
$1.87₡848
-
-
Taxi(Normal Tariff)(1km)
$2.01₡916
-
-
Taxi 1hour Waiting(Normal Tariff)
$7.61₡3,461
-
-
Gasoline(1 liter)
$1.51₡686
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K₡16.5M
$22.3KEC$60.3K
62.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.7K₡16.2M
$16.4KEC$44.2K
118.08%
🧾 Monthly Utilities & Internet
Costa Rica
Montserrat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.7₡40.4K
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.67₡11.7K
$40.83EC$110
-37.13%
Internet(50+ Mbps, Unlimited Data)
$53.8₡24.5K
-
-
🎉 Sport & Entertainment
Costa Rica
Montserrat
Difference
Gym Membership(Monthly)
$57.7₡26.2K
$55.4EC$150
4.13%
Tennis Court(1 Hour on Weekend)
$29.09₡13.2K
-
-
Cinema Ticket
$9.00₡4,095
-
-
🧸 Childcare & Education
Costa Rica
Montserrat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$544₡247.4K
-
-
International Primary School, 1 Child(Yearly)
$10.0K₡4.6M
-
-
👕👟 Clothing & Footwear
Costa Rica
Montserrat
Difference
Jeans(Levis 501 Or Similar)
$74.3₡33.8K
-
-
Summer Dress(H&M, Zara, etc)
$53.2₡24.2K
-
-
Sport Shoes(Adidas, Nike)
$120₡54.5K
-
-
Men's Leather Business Shoes
$101₡45.8K
-
-
🏠 Accommodation & Living
Costa Rica
Montserrat
Difference
1-bedroom Apartment, City Center(Monthly)
$798₡363.1K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$534₡243.0K
-
-
3-bedroom Apartment, City Center(Monthly)
$1,509₡686.5K
$1,293EC$3,492
16.72%
3-bedroom Apartment, Outside City Center(Monthly)
$1,041₡473.5K
$1,294EC$3,495
-19.58%
Buy Apartment in City Center(m2)
$2,382₡1.1M
-
-
Buy Apartment Outside City Center(m2)
$1,603₡728.9K
-
-
💵 Salaries & Financials
Costa Rica
Montserrat
Difference
Average Monthly Net Salary(After Tax)
$1,062₡482.9K
$1,543EC$4,167
-31.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.53
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Costa Rica: June 1, 2026
Last update for Montserrat: June 1, 2026
Cost Breakdown
💰Average salary: $1,098 in Costa Rica vs $1,307 in Montserrat. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Salaries are 19% higher in Montserrat, giving Montserrat stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Costa Rica vs Montserrat: Cost of Living - Frequently Asked Questions
Which country is cheaper: Costa Rica or Montserrat?
Montserrat is the cheaper option – living costs run roughly 122% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Is rent more expensive in Costa Rica or Montserrat?
Housing costs more in Costa Rica, and the gap is biggest in capital cities. Regional towns show less difference, but Costa Rica consistently has higher rents.
How do daily expenses compare in Costa Rica vs Montserrat?
Groceries, transport, and utilities all cost less in Montserrat, contributing to the overall 122% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Can you live in both Costa Rica and Montserrat on $1,000 per month?
$1,000 buys a comfortable lifestyle in Montserrat, but in Costa Rica it only works with careful planning outside the capital. Same money, very different lives.
Which country is better for expats: Costa Rica or Montserrat?
Montserrat is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.
Costa Rica vs other spots: cost of living compared