Last update: Oct 2026

Cost of Living Comparison Between Montreal and Winona, MN

For one person, living is cheaper in Winona, MN: $1,950 a month against $2,059 in Montreal, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Montreal outweigh lower spending on other living expenses.

99

Cost of Living Index in Montreal
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Montreal Living Index
95

Cost of Living Index in Winona, MN
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Winona, MN Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Winona, MN

🇺🇸 United States

$1,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Winona, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Winona, MN actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $1,950 in Winona, MN, rent included.

Montreal $2,059
Winona, MN $1,950

A couple spends around $3,123 per month in Montreal vs $2,925 in Winona, MN, rent included.

Montreal $3,123
Winona, MN $2,925

A family of three spends $4,187 per month in Montreal vs $3,900 in Winona, MN, rent included.

Montreal $4,187
Winona, MN $3,900

Montreal costs about 6% more than Winona, MN, and outside of rent the biggest gap is in groceries.

Both Montreal and Winona, MN sit above the global median – Montreal by 52%, Winona, MN by 44%.

Meal at Budget Restaurant

$18.84 CA$26.63

$15.12 $15.12

24.60%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$58.5 $58.5

25.27%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$11.46 $11.46

-8.03%

Cappuccino

$3.97 CA$5.61

$5.54 $5.54

-28.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$1.79 $1.79

8.38%

Water (0.33 liter bottle)

$1.57 CA$2.22

$1.03 $1.03

52.43%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$4.12 $4.12

55.83%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$5.90 $5.90

22.03%

Milk (1 liter)

$2.32 CA$3.28

$1.00 $1.00

132.00%

White Bread (500g)

$3.19 CA$4.51

$1.41 $1.41

126.24%

Rice (white) (1kg)

$3.19 CA$4.50

$4.16 $4.16

-23.32%

Eggs

$3.68 CA$5.20

$1.75 $1.75

110.29%

Local Cheese (1kg)

$13.24 CA$18.72

$14.72 $14.72

-10.05%

Chicken Fillets (1kg)

$11.69 CA$16.53

$13.41 $13.41

-12.83%

Beef Round Steak (1kg)

$13.98 CA$19.76

$19.81 $19.81

-29.43%

Apples (1kg)

$3.14 CA$4.44

$4.61 $4.61

-31.89%

Banana (1kg)

$1.45 CA$2.05

$0.64 $0.64

126.56%

Oranges (1kg)

$3.38 CA$4.78

$5.12 $5.12

-33.98%

Tomato (1kg)

$3.11 CA$4.40

$4.96 $4.96

-37.30%

Potato (1kg)

$1.93 CA$2.72

$2.79 $2.79

-30.82%

Onion (1kg)

$1.83 CA$2.58

$3.03 $3.03

-39.60%

Lettuce (1 head)

$2.36 CA$3.34

$2.10 $2.10

12.38%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.37 $2.37

-36.71%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$10.85 $10.85

2.49%

Wine (Bottle)

$10.60 CA$14.98

$15.47 $15.47

-31.48%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$2.70 $2.70

-17.78%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$4.33 $4.33

-34.41%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$2.03 $2.03

29.06%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

$66.8 $66.8

18.44%

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$3.88 $3.88

-16.75%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$2.06 $2.06

-28.16%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$42.95 $42.95

-24.98%

Gasoline (1 liter)

$1.36 CA$1.92

$0.99 $0.99

37.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$31.1K $31.1K

-11.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$26.1K $26.1K

-18.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$198 $198

-61.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$29.44 $29.44

15.96%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$53.2 $53.2

-20.68%

Gym Membership (Monthly)

$30.81 CA$43.56

$60.4 $60.4

-48.96%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$9.82 $9.82

16.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$1,718 $1,718

-70.53%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$23.9K $23.9K

-31.99%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$63.1 $63.1

-9.26%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$50.4 $50.4

-24.45%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$106 $106

-13.24%

Men's Leather Business Shoes

$110 CA$155

$123 $123

-10.55%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$867 $867

42.67%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$686 $686

42.46%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$1,285 $1,285

69.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$1,180 $1,180

36.25%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,671 $1,671

206.03%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,653 $1,653

126.55%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.69

-33.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Winona, MN: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Winona, MN

$686 35.2% 29.8% $291

Groceries & Markets

Montreal

$351 17.1%

Winona, MN

$395 20.3% 12.5% $44

Eating Out

Montreal

$290 14.1%

Winona, MN

$265 13.6% 8.6% $25

Monthly Utilities & Internet

Montreal

$153 7.5%

Winona, MN

$280 14.4% 82.9% $127

Clothing & Footwear

Montreal

$134 6.5%

Winona, MN

$154 7.9% 15.2% $20

Getting Around

Montreal

$100 4.9%

Winona, MN

$89 4.6% 11.1% $11

Sport & Entertainment

Montreal

$54 2.6%

Winona, MN

$80 4.1% 48.8% $26

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $867 in Winona, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73.0 in Montreal versus $58.0 in Winona, MN. Groceries tell a different story – $351 in Montreal vs $395 in Winona, MN – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Winona, MN

🕒 Local time

10:46 10:46 AM

09:46 9:46 AM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

26,533

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Winona, MN 1,430 km ≈ 2 h 15 min nonstop flight

From you

Montreal
Winona, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Winona, MN: Cost of Living - Frequently Asked Questions

Montreal costs about 6% more than Winona, MN, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $2,924 in Winona, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Winona, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 13% cheaper in Montreal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $73.0 in Montreal and $58.0 in Winona, MN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Winona, MN, where all-in costs run around $1,950, than in Montreal at $2,059. In Winona, MN it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Winona, MN costs $1,950 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Winona, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.