Last update: Oct 2026

Cost of Living Comparison Between Winona, MN and Montreal

For one person, living is cheaper in Winona, MN: $1,950 a month against $2,059 in Montreal, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Montreal outweigh lower spending on other living expenses.

95

Cost of Living Index in Winona, MN
Learn more

Winona, MN Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Winona, MN

🇺🇸 United States

$1,950

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Winona, MN and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winona, MN and in Montreal actually costs, broken down by who's living it.

A single person spends $1,950 per month in Winona, MN vs $2,059 in Montreal, rent included.

Winona, MN $1,950
Montreal $2,059

A couple spends around $2,925 per month in Winona, MN vs $3,123 in Montreal, rent included.

Winona, MN $2,925
Montreal $3,123

A family of three spends $3,900 per month in Winona, MN vs $4,187 in Montreal, rent included.

Winona, MN $3,900
Montreal $4,187

Winona, MN is about 5% cheaper than Montreal, and outside of rent the biggest gap is in groceries.

Both Winona, MN and Montreal sit above the global median – Winona, MN by 44%, Montreal by 52%.

Meal at Budget Restaurant

$15.12 $15.12

$18.84 CA$26.63

-19.75%

Three-Course Dinner for Two, Mid-Range

$58.5 $58.5

$73.2 CA$104

-20.17%

Fast Food Meal (McDonalds, etc)

$11.46 $11.46

$10.54 CA$14.90

8.73%

Cappuccino

$5.54 $5.54

$3.97 CA$5.61

39.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 $1.79

$1.94 CA$2.74

-7.73%

Water (0.33 liter bottle)

$1.03 $1.03

$1.57 CA$2.22

-34.39%

Local Beer (0.5 liter draught)

$4.12 $4.12

$6.42 CA$9.08

-35.83%

Imported Beer (0.33 liter bottle)

$5.90 $5.90

$7.20 CA$10.19

-18.06%

Milk (1 liter)

$1.00 $1.00

$2.32 CA$3.28

-56.90%

White Bread (500g)

$1.41 $1.41

$3.19 CA$4.51

-55.80%

Rice (white) (1kg)

$4.16 $4.16

$3.19 CA$4.50

30.41%

Eggs

$1.75 $1.75

$3.68 CA$5.20

-52.45%

Local Cheese (1kg)

$14.72 $14.72

$13.24 CA$18.72

11.18%

Chicken Fillets (1kg)

$13.41 $13.41

$11.69 CA$16.53

14.71%

Beef Round Steak (1kg)

$19.81 $19.81

$13.98 CA$19.76

41.70%

Apples (1kg)

$4.61 $4.61

$3.14 CA$4.44

46.82%

Banana (1kg)

$0.64 $0.64

$1.45 CA$2.05

-55.86%

Oranges (1kg)

$5.12 $5.12

$3.38 CA$4.78

51.48%

Tomato (1kg)

$4.96 $4.96

$3.11 CA$4.40

59.49%

Potato (1kg)

$2.79 $2.79

$1.93 CA$2.72

44.56%

Onion (1kg)

$3.03 $3.03

$1.83 CA$2.58

65.57%

Lettuce (1 head)

$2.10 $2.10

$2.36 CA$3.34

-11.02%

Water (1.5 liter bottle)

$2.37 $2.37

$1.50 CA$2.12

58.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.85 $10.85

$11.12 CA$15.73

-2.43%

Wine (Bottle)

$15.47 $15.47

$10.60 CA$14.98

45.94%

Local Beer (0.5 liter bottle)

$2.70 $2.70

$2.22 CA$3.14

21.62%

Imported Beer (0.33 liter bottle)

$4.33 $4.33

$2.84 CA$4.01

52.46%

One-way Ticket (Public Transport)

$2.03 $2.03

$2.62 CA$3.71

-22.52%

Public Transport Monthly Pass (Regular Price)

$66.8 $66.8

$79.1 CA$112

-15.57%

Taxi Start (Normal Tariff)

$3.88 $3.88

$3.23 CA$4.56

20.12%

Taxi (Normal Tariff) (1km)

$2.06 $2.06

$1.48 CA$2.10

39.19%

Taxi 1hour Waiting (Normal Tariff)

$42.95 $42.95

$32.22 CA$45.55

33.30%

Gasoline (1 liter)

$0.99 $0.99

$1.36 CA$1.92

-27.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$27.6K CA$39.1K

12.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$21.2K CA$30.0K

23.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$77.0 CA$109

156.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.44 $29.44

$34.14 CA$48.26

-13.77%

Internet (50+ Mbps, Unlimited Data)

$53.2 $53.2

$42.19 CA$59.7

26.07%

Gym Membership (Monthly)

$60.4 $60.4

$30.81 CA$43.56

95.94%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$9.82 $9.82

$11.47 CA$16.22

-14.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,718 $1,718

$506 CA$716

239.37%

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$16.2K CA$23.0K

47.03%

Jeans (Levis 501 Or Similar)

$63.1 $63.1

$57.3 CA$81.0

10.20%

Summer Dress (H&M, Zara, etc)

$50.4 $50.4

$38.10 CA$53.9

32.36%

Sport Shoes (Adidas, Nike)

$106 $106

$91.9 CA$130

15.26%

Men's Leather Business Shoes

$123 $123

$110 CA$155

11.80%

1-bedroom Apartment, City Center (Monthly)

$867 $867

$1,237 CA$1,748

-29.91%

1-bedroom Apartment, Outside City Center (Monthly)

$686 $686

$977 CA$1,381

-29.80%

3-bedroom Apartment, City Center (Monthly)

$1,285 $1,285

$2,180 CA$3,082

-41.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 $1,180

$1,608 CA$2,273

-26.60%

Buy Apartment in City Center (m2)

$1,671 $1,671

$5,113 CA$7,228

-67.32%

Buy Apartment Outside City Center (m2)

$1,653 $1,653

$3,744 CA$5,293

-55.86%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

4.48

49.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winona, MN: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Winona, MN

$686 35.2%

Montreal

$977 47.4% 42.5% $291

Groceries & Markets

Winona, MN

$395 20.3%

Montreal

$351 17.1% 11.1% $44

Monthly Utilities & Internet

Winona, MN

$280 14.4%

Montreal

$153 7.5% 45.3% $127

Eating Out

Winona, MN

$265 13.6%

Montreal

$290 14.1% 9.4% $25

Clothing & Footwear

Winona, MN

$154 7.9%

Montreal

$134 6.5% 13.2% $20

Getting Around

Winona, MN

$89 4.6%

Montreal

$100 4.9% 12.5% $11

Sport & Entertainment

Winona, MN

$80 4.1%

Montreal

$54 2.6% 32.8% $26

Cost Breakdown

A central one-bedroom costs $867 in Winona, MN versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58.0 in Winona, MN versus $73.0 in Montreal. Groceries tell a different story – $395 in Winona, MN vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Winona, MN

🇨🇦 Montreal

🕒 Local time

03:06 3:06 AM

04:06 4:06 AM

1 h ahead of Winona, MN

🌤 Weather

👥 Population

26,533

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Winona, MN Montreal 1,430 km ≈ 2 h 15 min nonstop flight

From you

Winona, MN
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winona, MN vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 6% more than Winona, MN, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,924 per month in Winona, MN and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Winona, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 13% cheaper in Montreal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $58.0 in Winona, MN and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Winona, MN, where all-in costs run around $1,950, than in Montreal at $2,059. In Winona, MN it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Winona, MN costs $1,950 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Winona, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.