Last update: Nov 2026

Cost of Living Comparison Between Montreal and The Valley

For one person, living is cheaper in The Valley: $734 a month against $2,067 in Montreal, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

The Valley

🇦🇮 Anguilla

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in The Valley

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in The Valley actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $734 in The Valley, rent included.

Montreal $2,067
The Valley $734

A couple spends around $3,179 per month in Montreal vs $1,490 in The Valley, rent included.

Montreal $3,179
The Valley $1,490

A family of three spends $4,291 per month in Montreal vs $2,246 in The Valley, rent included.

Montreal $4,291
The Valley $2,246

Montreal costs about 182% more than The Valley.

Montreal sits 53% above the global median, while The Valley is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.89 CA$26.48

$20.02 EC$54.1

-5.64%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$128 EC$344

-43.10%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$12.11 EC$32.69

-10.90%

Cappuccino

$3.98 CA$5.58

$5.02 EC$13.55

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$3.45 EC$9.31

-41.45%

Water (0.33 liter bottle)

$1.63 CA$2.29

$3.41 EC$9.22

-52.20%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$5.91 EC$15.95

6.94%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$6.33 EC$17.09

11.53%

Milk (1 liter)

$2.33 CA$3.27

$2.93 EC$7.92

-20.48%

White Bread (500g)

$3.25 CA$4.55

Rice (white) (1kg)

$3.26 CA$4.58

$3.96 EC$10.69

-17.68%

Eggs

$3.48 CA$4.87

$4.84 EC$13.06

-28.10%

Local Cheese (1kg)

$13.73 CA$19.25

Chicken Fillets (1kg)

$11.48 CA$16.09

$13.96 EC$37.68

-17.77%

Beef Round Steak (1kg)

$14.26 CA$19.99

$25.26 EC$68.2

-43.55%

Apples (1kg)

$3.52 CA$4.94

$5.05 EC$13.64

-30.30%

Banana (1kg)

$1.46 CA$2.04

$2.96 EC$7.98

-50.68%

Oranges (1kg)

$3.41 CA$4.78

$3.89 EC$10.49

-12.34%

Tomato (1kg)

$3.20 CA$4.49

$5.14 EC$13.88

-37.74%

Potato (1kg)

$1.94 CA$2.71

$3.89 EC$10.49

-50.13%

Onion (1kg)

$1.78 CA$2.50

$4.11 EC$11.10

-56.69%

Lettuce (1 head)

$2.52 CA$3.53

$3.91 EC$10.57

-35.55%

Water (1.5 liter bottle)

$1.58 CA$2.22

$2.95 EC$7.95

-46.44%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$9.95 EC$26.87

15.68%

Wine (Bottle)

$10.57 CA$14.82

$21.02 EC$56.8

-49.71%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

Gasoline (1 liter)

$1.36 CA$1.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$11.27 CA$15.80

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

Sport Shoes (Adidas, Nike)

$99.8 CA$140

Men's Leather Business Shoes

$110 CA$154

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

$299 EC$807

1150.26%

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for The Valley: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

The Valley

–

Groceries & Markets

Montreal

$357 17.3%

The Valley

–

Eating Out

Montreal

$292 14.1%

The Valley

–

Monthly Utilities & Internet

Montreal

$157 7.6%

The Valley

–

Clothing & Footwear

Montreal

$138 6.7%

The Valley

–

Getting Around

Montreal

$100 4.8%

The Valley

–

Sport & Entertainment

Montreal

$53 2.6%

The Valley

–

Cost Breakdown

A mid-range dinner for two costs $73 in Montreal versus $128 in The Valley. Monthly groceries follow the same trend: $357 vs $407 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇦🇮 The Valley

🕒 Local time

02:16 2:16 AM

03:16 3:16 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

1,200 Capital

💱 Currency

Canadian Dollar CAD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

Exchange rates and currency converter

XCD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal The Valley 3,190 km ≈ 4 h 30 min nonstop flight

From you

Montreal
The Valley

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs The Valley: Cost of Living - Frequently Asked Questions

Montreal costs about 182% more than The Valley, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $1,100 in The Valley. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,067 in Montreal and $734 in The Valley. That makes The Valley about 65% cheaper.

Interestingly, groceries are about 12% cheaper in Montreal – one category where the pricier city actually offers better value.

A $1,000 monthly budget goes further in The Valley, where all-in costs run around $734, than in Montreal at $2,067. In The Valley it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $734 in The Valley to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.