Cost of Living Comparison Between Montreal and St. Thomas Cost of Living Comparison Between Montreal and St. Thomas

😐 Solo nomad: Montreal is 4.9% more expensive than St. Thomas without rent, and 9.7% cheaper with rent.

🙂 Family of 3: Montreal is 7.4% cheaper than St. Thomas without rent, and 3.9% cheaper with rent.

Meal at Budget Restaurant

$16.33 CA$22.23

$19.9 CA$27.09

-17.94%

Three-Course Dinner for Two, Mid-Range

$73.7 CA$100

$72.6 CA$98.8

1.53%

Fast Food Meal (McDonalds, etc)

$10.99 CA$14.96

$11.44 CA$15.57

-3.93%

Cappuccino

$3.82 CA$5.2

$3.48 CA$4.74

9.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.1 CA$2.86

$1.83 CA$2.5

14.75%

Water (0.33 liter bottle)

$1.52 CA$2.07

$1.75 CA$2.38

-13.14%

Local Beer (0.5 liter draught)

$5.92 CA$8.05

$5.18 CA$7.06

14.29%

Imported Beer (0.33 liter bottle)

$6.47 CA$8.8

$5.93 CA$8.08

9.11%

Milk (1 liter)

$2.27 CA$3.09

$2.03 CA$2.76

11.82%

White Bread (500g)

$3.36 CA$4.58

$2.68 CA$3.65

25.37%

Rice (white) (1kg)

$3.66 CA$4.98

$3.21 CA$4.37

14.02%

Eggs

$3.43 CA$4.67

$3.15 CA$4.28

8.89%

Local Cheese (1kg)

$16.48 CA$22.43

$9.52 CA$12.95

73.11%

Chicken Fillets (1kg)

$11.61 CA$15.8

$11.34 CA$15.43

2.38%

Beef Round Steak (1kg)

$15.19 CA$20.67

$15.77 CA$21.47

-3.68%

Apples (1kg)

$3.61 CA$4.91

$4.12 CA$5.61

-12.38%

Banana (1kg)

$1.68 CA$2.28

$1.24 CA$1.69

35.48%

Oranges (1kg)

$4.12 CA$5.61

$3.34 CA$4.55

23.35%

Tomato (1kg)

$4.44 CA$6.05

$3.83 CA$5.22

15.93%

Potato (1kg)

$2.64 CA$3.59

$2.84 CA$3.86

-7.04%

Onion (1kg)

$2.6 CA$3.54

$2.59 CA$3.53

0.39%

Lettuce (1 head)

$2.17 CA$2.96

$2.31 CA$3.14

-6.06%

Water (1.5 liter bottle)

$1.78 CA$2.42

$1.44 CA$1.96

23.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 CA$18.06

$10.83 CA$14.75

22.53%

Wine (Bottle)

$12.7 CA$17.29

$10.64 CA$14.48

19.36%

Local Beer (0.5 liter bottle)

$3.11 CA$4.24

$2.14 CA$2.92

45.33%

Imported Beer (0.33 liter bottle)

$3.6 CA$4.89

$2.48 CA$3.38

45.16%

One-way Ticket (Public Transport)

$2.69 CA$3.66

$2.4 CA$3.27

12.08%

Public Transport Monthly Pass (Regular Price)

$73.1 CA$99.5

$61.7 CA$84

18.53%

Taxi Start (Normal Tariff)

$3.53 CA$4.81

$2.32 CA$3.16

52.16%

Taxi (Normal Tariff) (1km)

$1.4 CA$1.9

$1.68 CA$2.29

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$34.13 CA$46.45

$30.93 CA$42.11

10.35%

Gasoline (1 liter)

$1.23 CA$1.68

$1.16 CA$1.57

6.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.3K

$25.4K CA$34.6K

-0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$29.4K

$20.6K CA$28K

5.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.3 CA$102

$134 CA$183

-43.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.75 CA$50

$53.4 CA$72.6

-31.14%

Internet (50+ Mbps, Unlimited Data)

$44.37 CA$60.4

$58.3 CA$79.3

-23.84%

Gym Membership (Monthly)

$43.45 CA$59.1

$42.11 CA$57.3

3.18%

Tennis Court (1 Hour on Weekend)

$17.07 CA$23.24

Cinema Ticket

$11.17 CA$15.2

$11.1 CA$15.11

0.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$621 CA$845

$556 CA$757

11.63%

International Primary School, 1 Child (Yearly)

$5,850 CA$7,963

$10.9K CA$14.8K

-46.18%

Jeans (Levis 501 Or Similar)

$62.9 CA$85.6

$54.3 CA$74

15.68%

Summer Dress (H&M, Zara, etc)

$45.2 CA$61.5

$38.94 CA$53

16.08%

Sport Shoes (Adidas, Nike)

$103 CA$140

$85.9 CA$117

19.88%

Men's Leather Business Shoes

$122 CA$166

$83 CA$113

46.62%

1-bedroom Apartment, City Center (Monthly)

$1,197 CA$1,629

$1,189 CA$1,618

0.71%

1-bedroom Apartment, Outside City Center (Monthly)

$944 CA$1,285

$1,189 CA$1,619

-20.59%

3-bedroom Apartment, City Center (Monthly)

$2,069 CA$2,816

$1,990 CA$2,709

3.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,558 CA$2,120

$1,820 CA$2,477

-14.41%

Buy Apartment in City Center (m2)

$6,154 CA$8,377

$5,707 CA$7,768

7.84%

Buy Apartment Outside City Center (m2)

$4,461 CA$6,072

$3,724 CA$5,069

19.79%

Average Monthly Net Salary (After Tax)

$2,940 CA$4,002

$2,510 CA$3,417

17.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.55

-23.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 29, 2025

Last update for St. Thomas: October 28, 2025

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