Cost of Living Comparison Between Montreal and St. Thomas Cost of Living Comparison Between Montreal and St. Thomas

😐 Solo nomad: Montreal is 12.1% more expensive than St. Thomas without rent, and 8.1% cheaper with rent.
😐 Family of 3: Montreal is 12.4% more expensive than St. Thomas without rent, and 3% cheaper with rent.
Currency
🍽 Eating Out
Montreal
St. Thomas
Difference
Meal at Budget Restaurant
$16.03 CA$21.97
$20.54 CA$28.13
-21.96%
Three-Course Dinner for Two, Mid-Range
$72.9 CA$99.9
$73.0 CA$99.9
-0.08%
Fast Food Meal (McDonalds, etc)
$11.17 CA$15.31
$11.14 CA$15.26
0.27%
Cappuccino
$3.84 CA$5.26
$3.61 CA$4.94
6.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.88
$1.76 CA$2.41
19.32%
Water (0.33 liter bottle)
$1.51 CA$2.07
$1.81 CA$2.48
-16.57%
Local Beer (0.5 liter draught)
$6.25 CA$8.56
$5.12 CA$7.02
22.07%
Imported Beer (0.33 liter bottle)
$6.77 CA$9.27
$6.02 CA$8.25
12.46%
🛒 Groceries & Markets
Montreal
St. Thomas
Difference
Milk (1 liter)
$2.28 CA$3.12
$2.08 CA$2.85
9.62%
White Bread (500g)
$3.29 CA$4.50
$2.71 CA$3.71
21.40%
Rice (white) (1kg)
$3.72 CA$5.09
$3.29 CA$4.51
13.07%
Eggs
$3.34 CA$4.57
$3.02 CA$4.14
10.60%
Local Cheese (1kg)
$16.17 CA$22.15
$9.49 CA$13.00
70.39%
Chicken Fillets (1kg)
$11.60 CA$15.89
$11.34 CA$15.53
2.29%
Beef Round Steak (1kg)
$15.50 CA$21.23
$15.99 CA$21.91
-3.06%
Apples (1kg)
$3.67 CA$5.02
$4.06 CA$5.56
-9.61%
Banana (1kg)
$1.71 CA$2.34
$1.24 CA$1.70
37.90%
Oranges (1kg)
$3.91 CA$5.36
$3.35 CA$4.59
16.72%
Tomato (1kg)
$4.31 CA$5.91
$3.85 CA$5.28
11.95%
Potato (1kg)
$2.77 CA$3.80
$2.99 CA$4.10
-7.36%
Onion (1kg)
$2.67 CA$3.65
$2.55 CA$3.50
4.71%
Lettuce (1 head)
$2.26 CA$3.09
$2.39 CA$3.27
-5.44%
Water (1.5 liter bottle)
$1.70 CA$2.33
$1.50 CA$2.05
13.33%
Cigarettes 20 Pack (Marlboro, Camel)
$13.13 CA$17.99
$10.93 CA$14.97
20.13%
Wine (Bottle)
$11.06 CA$15.15
$14.48 CA$19.83
-23.62%
Local Beer (0.5 liter bottle)
$3.02 CA$4.13
$2.12 CA$2.91
42.45%
Imported Beer (0.33 liter bottle)
$3.43 CA$4.70
$2.60 CA$3.56
31.92%
🚌 Getting Around
Montreal
St. Thomas
Difference
One-way Ticket (Public Transport)
$2.68 CA$3.67
$2.36 CA$3.23
13.56%
Public Transport Monthly Pass (Regular Price)
$74.2 CA$102
$61.7 CA$84.5
20.33%
Taxi Start (Normal Tariff)
$3.64 CA$4.98
$2.34 CA$3.21
55.56%
Taxi (Normal Tariff) (1km)
$1.38 CA$1.90
$1.69 CA$2.31
-18.34%
Taxi 1hour Waiting (Normal Tariff)
$33.85 CA$46.37
$30.88 CA$42.31
9.62%
Gasoline (1 liter)
$1.21 CA$1.66
$1.16 CA$1.59
4.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K CA$34.8K
$25.2K CA$34.5K
0.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K CA$29.9K
$20.2K CA$27.7K
7.74%
🧾 Monthly Utilities & Internet
Montreal
St. Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$74.1 CA$101
$131 CA$180
-43.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.68 CA$50.3
$55.0 CA$75.4
-33.32%
Internet (50+ Mbps, Unlimited Data)
$44.38 CA$60.8
$58.5 CA$80.1
-24.14%
🎉 Sport & Entertainment
Montreal
St. Thomas
Difference
Gym Membership (Monthly)
$42.45 CA$58.2
$42.58 CA$58.3
-0.31%
Tennis Court (1 Hour on Weekend)
$16.85 CA$23.09
-
-
Cinema Ticket
$10.87 CA$14.89
$11.12 CA$15.23
-2.25%
🧸 Childcare & Education
Montreal
St. Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$618 CA$847
$559 CA$765
10.64%
International Primary School, 1 Child (Yearly)
$5,952 CA$8,155
$11.0K CA$15.0K
-45.74%
👕👟 Clothing & Footwear
Montreal
St. Thomas
Difference
Jeans (Levis 501 Or Similar)
$63.1 CA$86.4
$54.6 CA$74.8
15.59%
Summer Dress (H&M, Zara, etc)
$44.52 CA$61.0
$38.59 CA$52.9
15.37%
Sport Shoes (Adidas, Nike)
$101 CA$138
$83.6 CA$115
20.79%
Men's Leather Business Shoes
$123 CA$168
$82.5 CA$113
48.77%
🏠 Accommodation & Living
Montreal
St. Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$1,196 CA$1,639
$1,176 CA$1,611
1.76%
1-bedroom Apartment, Outside City Center (Monthly)
$971 CA$1,330
$1,189 CA$1,629
-18.32%
3-bedroom Apartment, City Center (Monthly)
$2,040 CA$2,795
$1,977 CA$2,709
3.19%
3-bedroom Apartment, Outside City Center (Monthly)
$1,595 CA$2,185
$1,835 CA$2,514
-13.11%
Buy Apartment in City Center (m2)
$5,204 CA$7,129
$4,779 CA$6,548
8.88%
Buy Apartment Outside City Center (m2)
$3,996 CA$5,475
$3,605 CA$4,939
10.84%
💵 Salaries & Financials
Montreal
St. Thomas
Difference
Average Monthly Net Salary (After Tax)
$3,060 CA$4,192
$3,033 CA$4,155
0.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.01
6.55
-23.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: March 1, 2026

Last update for St. Thomas: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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