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Cost of Living Comparison Between St. Thomas and Montreal Cost of Living Comparison Between St. Thomas and Montreal

😐 Solo nomad: St. Thomas is 7.8% more expensive than Montreal without rent, and 13.5% more expensive with rent.
😐 Family of 3: St. Thomas is 6.7% more expensive than Montreal without rent, and 6.4% more expensive with rent.
Currency
🍽 Eating Out
St. Thomas
Montreal
Difference
Meal at Budget Restaurant
$20.33 CA$27.64
$16.22 CA$22.06
25.34%
Three-Course Dinner for Two, Mid-Range
$72.2 CA$98.2
$74.2 CA$101
-2.68%
Fast Food Meal (McDonalds, etc)
$11.14 CA$15.15
$11.01 CA$14.97
1.18%
Cappuccino
$3.41 CA$4.64
$3.70 CA$5.03
-7.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.85 CA$2.52
$2.07 CA$2.81
-10.63%
Water (0.33 liter bottle)
$1.83 CA$2.49
$1.50 CA$2.04
22.00%
Local Beer (0.5 liter draught)
$5.04 CA$6.86
$6.15 CA$8.36
-18.05%
Imported Beer (0.33 liter bottle)
$5.99 CA$8.14
$6.76 CA$9.19
-11.39%
🛒 Groceries & Markets
St. Thomas
Montreal
Difference
Milk (1 liter)
$1.99 CA$2.71
$2.34 CA$3.18
-14.96%
White Bread (500g)
$2.70 CA$3.68
$3.27 CA$4.45
-17.43%
Rice (white) (1kg)
$3.22 CA$4.38
$3.81 CA$5.18
-15.49%
Eggs
$3.07 CA$4.18
$3.29 CA$4.48
-6.69%
Local Cheese (1kg)
$9.67 CA$13.15
$15.89 CA$21.61
-39.14%
Chicken Fillets (1kg)
$11.35 CA$15.43
$11.47 CA$15.60
-1.05%
Beef Round Steak (1kg)
$15.88 CA$21.59
$15.17 CA$20.63
4.68%
Apples (1kg)
$4.13 CA$5.62
$3.81 CA$5.18
8.40%
Banana (1kg)
$1.30 CA$1.76
$1.68 CA$2.29
-22.62%
Oranges (1kg)
$3.28 CA$4.46
$3.93 CA$5.34
-16.54%
Tomato (1kg)
$3.84 CA$5.23
$4.30 CA$5.85
-10.70%
Potato (1kg)
$2.98 CA$4.05
$2.66 CA$3.62
12.03%
Onion (1kg)
$2.51 CA$3.41
$2.56 CA$3.48
-1.95%
Lettuce (1 head)
$2.42 CA$3.29
$2.29 CA$3.11
5.68%
Water (1.5 liter bottle)
$1.43 CA$1.94
$1.71 CA$2.32
-16.37%
Cigarettes 20 Pack (Marlboro, Camel)
$10.96 CA$14.91
$13.16 CA$17.90
-16.72%
Wine (Bottle)
$14.46 CA$19.66
$11.18 CA$15.21
29.34%
Local Beer (0.5 liter bottle)
$2.08 CA$2.83
$2.98 CA$4.06
-30.20%
Imported Beer (0.33 liter bottle)
$2.52 CA$3.42
$3.48 CA$4.73
-27.59%
🚌 Getting Around
St. Thomas
Montreal
Difference
One-way Ticket (Public Transport)
$2.35 CA$3.19
$2.80 CA$3.80
-16.07%
Public Transport Monthly Pass (Regular Price)
$64.0 CA$87.0
$74.3 CA$101
-13.87%
Taxi Start (Normal Tariff)
$2.38 CA$3.24
$3.65 CA$4.97
-34.79%
Taxi (Normal Tariff) (1km)
$1.75 CA$2.38
$1.45 CA$1.98
20.69%
Taxi 1hour Waiting (Normal Tariff)
$31.39 CA$42.69
$33.39 CA$45.41
-5.99%
Gasoline (1 liter)
$1.12 CA$1.52
$1.18 CA$1.60
-5.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CA$33.9K
$24.6K CA$33.5K
1.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K CA$28.2K
$21.5K CA$29.2K
-3.50%
🧾 Monthly Utilities & Internet
St. Thomas
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$132 CA$179
$74.3 CA$101
77.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.0 CA$73.4
$35.70 CA$48.56
51.15%
Internet (50+ Mbps, Unlimited Data)
$56.9 CA$77.3
$44.51 CA$60.5
27.77%
🎉 Sport & Entertainment
St. Thomas
Montreal
Difference
Gym Membership (Monthly)
$41.43 CA$56.4
$42.10 CA$57.3
-1.59%
Tennis Court (1 Hour on Weekend)
-
$17.10 CA$23.25
-
Cinema Ticket
$10.97 CA$14.91
$11.10 CA$15.09
-1.17%
🧸 Childcare & Education
St. Thomas
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$555 CA$755
$631 CA$858
-12.05%
International Primary School, 1 Child (Yearly)
$10.8K CA$14.7K
$5,867 CA$7,979
84.67%
👕👟 Clothing & Footwear
St. Thomas
Montreal
Difference
Jeans (Levis 501 Or Similar)
$54.5 CA$74.2
$61.7 CA$83.9
-11.62%
Summer Dress (H&M, Zara, etc)
$39.38 CA$53.6
$44.17 CA$60.1
-10.84%
Sport Shoes (Adidas, Nike)
$85.6 CA$116
$100 CA$136
-14.70%
Men's Leather Business Shoes
$82.5 CA$112
$119 CA$162
-30.87%
🏠 Accommodation & Living
St. Thomas
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,172 CA$1,594
$1,222 CA$1,662
-4.08%
1-bedroom Apartment, Outside City Center (Monthly)
$1,185 CA$1,611
$970 CA$1,319
22.12%
3-bedroom Apartment, City Center (Monthly)
$2,018 CA$2,744
$2,055 CA$2,795
-1.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,782 CA$2,423
$1,574 CA$2,141
13.18%
Buy Apartment in City Center (m2)
$4,846 CA$6,591
$5,184 CA$7,050
-6.51%
Buy Apartment Outside City Center (m2)
$3,652 CA$4,966
$4,049 CA$5,507
-9.82%
💵 Salaries & Financials
St. Thomas
Montreal
Difference
Average Monthly Net Salary (After Tax)
$2,968 CA$4,037
$3,065 CA$4,169
-3.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
5.01
30.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: February 13, 2026

Last update for Montreal: February 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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