🙂Monthly costs for one person with rent: $2,063 in Montreal versus $2,587 in Hempstead, NY.
🙂Estimated couple costs with rent: $3,159 in Montreal versus $3,739 in Hempstead, NY.
🙂Monthly costs for a family of three with rent: $4,255 in Montreal versus $4,891 in Hempstead, NY.
🙂Living in Montreal costs roughly 20% less than in Hempstead, NY, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Montreal54% above, Hempstead, NY93% above.
Currency
🍽 Eating Out
Montreal
Hempstead, NY
Difference
Meal at Budget Restaurant
$15.92CA$22.20
$17.14$17.14
-7.12%
Three-Course Dinner for Two, Mid-Range
$73.1CA$102
$76.2$76.2
-4.11%
Fast Food Meal(McDonalds, etc)
$11.15CA$15.54
$12.91$12.91
-13.63%
Cappuccino
$3.80CA$5.30
$4.90$4.90
-22.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.18CA$3.04
$2.48$2.48
-12.10%
Water(0.33 liter bottle)
$1.46CA$2.04
$2.17$2.17
-32.72%
Local Beer(0.5 liter draught)
$6.12CA$8.54
$7.03$7.03
-12.94%
Imported Beer(0.33 liter bottle)
$6.78CA$9.45
$8.02$8.02
-15.46%
🛒 Groceries & Markets
Montreal
Hempstead, NY
Difference
Milk(1 liter)
$2.33CA$3.24
$1.14$1.14
104.39%
White Bread(500g)
$3.39CA$4.73
$1.60$1.60
111.87%
Rice(white)(1kg)
$3.73CA$5.20
$2.41$2.41
54.77%
Eggs
$3.38CA$4.71
$3.50$3.50
-3.43%
Local Cheese(1kg)
$16.25CA$22.66
$9.55$9.55
70.16%
Chicken Fillets(1kg)
$11.54CA$16.09
$10.10$10.10
14.26%
Beef Round Steak(1kg)
$15.24CA$21.25
$12.33$12.33
23.60%
Apples(1kg)
$3.74CA$5.22
$2.95$2.95
26.78%
Banana(1kg)
$1.70CA$2.38
$1.62$1.62
4.94%
Oranges(1kg)
$4.11CA$5.73
$1.76$1.76
133.52%
Tomato(1kg)
$4.35CA$6.07
$4.72$4.72
-7.84%
Potato(1kg)
$2.71CA$3.77
$4.43$4.43
-38.83%
Onion(1kg)
$2.62CA$3.65
$2.63$2.63
-0.38%
Lettuce(1 head)
$2.25CA$3.14
$2.46$2.46
-8.54%
Water(1.5 liter bottle)
$1.73CA$2.41
$2.18$2.18
-20.64%
Cigarettes 20 Pack(Marlboro, Camel)
$13.31CA$18.56
$13.71$13.71
-2.92%
Wine(Bottle)
$10.78CA$15.04
$14.21$14.21
-24.14%
Local Beer(0.5 liter bottle)
$3.01CA$4.20
$1.84$1.84
63.59%
Imported Beer(0.33 liter bottle)
$3.46CA$4.83
$3.67$3.67
-5.72%
🚌 Getting Around
Montreal
Hempstead, NY
Difference
One-way Ticket(Public Transport)
$2.74CA$3.82
$1.95$1.95
40.51%
Public Transport Monthly Pass(Regular Price)
$72.7CA$101
$133$133
-45.39%
Taxi Start(Normal Tariff)
$3.63CA$5.07
$6.06$6.06
-40.10%
Taxi(Normal Tariff)(1km)
$1.46CA$2.03
$1.42$1.42
2.82%
Taxi 1hour Waiting(Normal Tariff)
$33.44CA$46.63
$28.77$28.77
16.23%
Gasoline(1 liter)
$1.21CA$1.69
$0.95$0.95
27.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6KCA$34.4K
$29.0K$29.0K
-14.94%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7KCA$30.2K
$26.2K$26.2K
-17.17%
🧾 Monthly Utilities & Internet
Montreal
Hempstead, NY
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$76.0CA$106
$145$145
-47.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.72CA$49.81
$44.54$44.54
-19.80%
Internet(50+ Mbps, Unlimited Data)
$42.86CA$59.8
$55.6$55.6
-22.93%
🎉 Sport & Entertainment
Montreal
Hempstead, NY
Difference
Gym Membership(Monthly)
$42.92CA$59.9
$42.98$42.98
-0.14%
Tennis Court(1 Hour on Weekend)
$17.23CA$24.03
-
-
Cinema Ticket
$11.09CA$15.46
$12.65$12.65
-12.33%
🧸 Childcare & Education
Montreal
Hempstead, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$620CA$864
$1,378$1,378
-55.05%
International Primary School, 1 Child(Yearly)
$5,834CA$8,136
$23.1K$23.1K
-74.76%
👕👟 Clothing & Footwear
Montreal
Hempstead, NY
Difference
Jeans(Levis 501 Or Similar)
$62.7CA$87.4
$36.62$36.62
71.11%
Summer Dress(H&M, Zara, etc)
$44.41CA$61.9
$24.45$24.45
81.64%
Sport Shoes(Adidas, Nike)
$101CA$140
$87.0$87.0
15.73%
Men's Leather Business Shoes
$119CA$166
$70.6$70.6
68.57%
🏠 Accommodation & Living
Montreal
Hempstead, NY
Difference
1-bedroom Apartment, City Center(Monthly)
$1,211CA$1,689
$1,599$1,599
-24.27%
1-bedroom Apartment, Outside City Center(Monthly)
$960CA$1,338
$1,379$1,379
-30.42%
3-bedroom Apartment, City Center(Monthly)
$2,035CA$2,838
$2,635$2,635
-22.74%
3-bedroom Apartment, Outside City Center(Monthly)
$1,589CA$2,216
$2,263$2,263
-29.77%
Buy Apartment in City Center(m2)
$5,181CA$7,224
-
-
Buy Apartment Outside City Center(m2)
$3,934CA$5,485
-
-
💵 Salaries & Financials
Montreal
Hempstead, NY
Difference
Average Monthly Net Salary(After Tax)
$2,960CA$4,128
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.01
6.57
-23.74%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montreal: May 31, 2026
Last update for Hempstead, NY: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,211 in Montreal and $1,599 in Hempstead, NY. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $73.0 in Montreal vs $76.0 in Hempstead, NY. Groceries flip the comparison at $392 vs $322, with Hempstead, NY cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Hempstead, NY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Montreal and Hempstead, NY?
Montreal and Hempstead, NY differ by about 25% in total monthly costs ($2,063 vs $2,587 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Montreal compared to Hempstead, NY?
You'd need roughly $3,094 in Montreal and $3,880 in Hempstead, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Montreal and Hempstead, NY?
Rent for a central apartment: $1,211 in Montreal versus $1,599 in Hempstead, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Hempstead, NY pay roughly 22% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city has cheaper restaurants?
Dining out is cheaper in Montreal – a meal for two runs $73.0 versus $76.0 in Hempstead, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $2,063 in Montreal versus $2,587 in Hempstead, NY, a $2,000 budget is realistic in Montreal but tight or insufficient in Hempstead, NY. The gap between the two cities makes Montreal the clear choice for anyone on this budget.
How does quality of life compare between Montreal and Hempstead, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Montreal or Hempstead, NY safer for residents?
Safety-wise, Montreal and Hempstead, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Montreal or Hempstead, NY?
Expats usually find Montreal gentler on the wallet – expenses run 25% less than in Hempstead, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.