Last update: Oct 2026

Cost of Living Comparison Between Montreal and Florence, AL

For one person, living is cheaper in Florence, AL: $1,638 a month against $2,018 in Montreal, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
80

Cost of Living Index in Florence, AL
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Florence, AL Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Florence, AL

🇺🇸 United States

$1,638

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Florence, AL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Florence, AL actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,638 in Florence, AL, rent included.

Montreal $2,018
Florence, AL $1,638

A couple spends around $3,085 per month in Montreal vs $2,457 in Florence, AL, rent included.

Montreal $3,085
Florence, AL $2,457

A family of three spends $4,152 per month in Montreal vs $3,276 in Florence, AL, rent included.

Montreal $4,152
Florence, AL $3,276

Montreal costs about 23% more than Florence, AL, and outside of rent the biggest gap is in transport.

Both Montreal and Florence, AL sit above the global median – Montreal by 49%, Florence, AL by 21%.

Meal at Budget Restaurant

$18.82 CA$26.61

$15.17 $15.17

24.06%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$63.0 $63.0

11.64%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$11.52 $11.52

-7.47%

Cappuccino

$3.84 CA$5.43

$4.75 $4.75

-19.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$2.58 $2.58

-25.58%

Water (0.33 liter bottle)

$1.54 CA$2.18

$2.12 $2.12

-27.36%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$3.44 $3.44

81.10%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$4.93 $4.93

44.02%

Milk (1 liter)

$2.31 CA$3.27

$1.14 $1.14

102.63%

White Bread (500g)

$3.14 CA$4.44

$3.69 $3.69

-14.91%

Rice (white) (1kg)

$3.21 CA$4.54

$4.06 $4.06

-20.94%

Eggs

$3.52 CA$4.97

$4.33 $4.33

-18.71%

Local Cheese (1kg)

$12.81 CA$18.11

$8.27 $8.27

54.90%

Chicken Fillets (1kg)

$11.46 CA$16.20

$13.49 $13.49

-15.05%

Beef Round Steak (1kg)

$13.39 CA$18.92

$11.60 $11.60

15.43%

Apples (1kg)

$3.14 CA$4.43

$4.95 $4.95

-36.57%

Banana (1kg)

$1.44 CA$2.03

$1.56 $1.56

-7.69%

Oranges (1kg)

$3.47 CA$4.91

$4.18 $4.18

-16.99%

Tomato (1kg)

$3.07 CA$4.34

$4.48 $4.48

-31.47%

Potato (1kg)

$1.90 CA$2.69

$2.42 $2.42

-21.49%

Onion (1kg)

$1.77 CA$2.50

$2.35 $2.35

-24.68%

Lettuce (1 head)

$2.34 CA$3.31

$1.70 $1.70

37.65%

Water (1.5 liter bottle)

$1.55 CA$2.19

$2.26 $2.26

-31.42%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$9.90 $9.90

14.95%

Wine (Bottle)

$10.63 CA$15.03

$3.39 $3.39

213.57%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$2.46 $2.46

-7.72%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$1.48 $1.48

90.54%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$4.88 $4.88

-34.43%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.58 $1.58

-6.33%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$21.35 $21.35

54.00%

Gasoline (1 liter)

$1.34 CA$1.90

$0.91 $0.91

47.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$26.5K $26.5K

6.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$27.6K $27.6K

-28.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$200 $200

-62.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$71.9 $71.9

-52.79%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$55.8 $55.8

-24.18%

Gym Membership (Monthly)

$29.76 CA$42.07

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$11.39 $11.39

-2.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$902 $902

-43.80%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$29.8K $29.8K

-46.19%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$35.25 $35.25

63.26%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$24.75 $24.75

51.84%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$81.3 $81.3

13.01%

Men's Leather Business Shoes

$110 CA$155

$50.2 $50.2

118.20%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$768 $768

64.13%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$579 $579

63.54%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$1,137 $1,137

88.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$965 $965

67.15%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,671 $1,671

196.85%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,677 $1,677

128.80%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$2,844 $2,844

-0.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.22

-27.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Florence, AL: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Florence, AL

$579 35.4% 38.9% $368

Groceries & Markets

Montreal

$346 17.2%

Florence, AL

$350 21.4% 1.1% $3.8

Eating Out

Montreal

$288 14.3%

Florence, AL

$259 15.8% 10.1% $29

Monthly Utilities & Internet

Montreal

$152 7.5%

Florence, AL

$328 20% 115% $175

Clothing & Footwear

Montreal

$133 6.6%

Florence, AL

$86 5.3% 35.4% $47

Getting Around

Montreal

$99 4.9%

Florence, AL

$13 * 0.8% 87% $86

Sport & Entertainment

Montreal

$52 2.6%

Florence, AL

$23 * 1.4% 56.3% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $768 in Florence, AL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Florence, AL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70.0 in Montreal versus $63.0 in Florence, AL. Groceries tell a different story – $346 in Montreal vs $350 in Florence, AL – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Florence, AL

🕒 Local time

10:45 10:45 AM

09:45 9:45 AM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

40,184

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

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Between locations

Montreal Florence, AL 1,680 km ≈ 2 h 30 min nonstop flight

From you

Montreal
Florence, AL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Florence, AL: Cost of Living - Frequently Asked Questions

Montreal costs about 23% more than Florence, AL, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $2,457 in Florence, AL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Florence, AL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,018 in Montreal and $1,638 in Florence, AL. That's a gap of about 23%.

Kindergarten costs $507 per month in Montreal and $902 in Florence, AL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Florence, AL, where all-in costs run around $1,638, than in Montreal at $2,018. In Florence, AL it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Florence, AL costs $1,638 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Florence, AL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.