Last update: Oct 2026 United States 40.2K

Cost of Living in Florence, AL

For one person, living costs in Florence, AL are estimated at $1,638 a month, including rent and utilities – 39% below the national average. Rent and utilities take about half of the total.

Monthly Cost of Living

How much you'll spend in Florence, AL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florence, AL actually costs, broken down by who's living it.

A single person spends around $1,638 per month with rent, or $859 for everyday expenses alone.

$1,638 /mo

A couple spends around $2,457 per month with rent, or $1,485 for everyday expenses alone.

$2,457 /mo

A family of three spends around $3,276 per month with rent, or $2,111 without housing.

$3,276 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.17 $15.17
$12.14 $12.14
$30.35 $30.35
Three-Course Dinner for Two, Mid-Range
$63.0 $63.0
$50.4 $50.4
$101 $101
Fast Food Meal (McDonalds, etc)
$11.52 $11.52
$10.52 $10.52
$14.03 $14.03
Cappuccino
$4.75 $4.75
$3.58 $3.58
$9.20 $9.20
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 $2.58
$2.05 $2.05
$4.10 $4.10
Water (0.33 liter bottle)
$2.12 $2.12
$1.81 $1.81
$4.11 $4.11
Local Beer (0.5 liter draught)
$3.44 $3.44
$2.95 $2.95
$9.83 $9.83
Imported Beer (0.33 liter bottle)
$4.93 $4.93
$4.93 $4.93
$11.34 $11.34
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.14 $1.14
$0.94 $0.94
$1.62 $1.62
White Bread (500g)
$3.69 $3.69
$2.24 $2.24
$5.61 $5.61
Rice (white) (1kg)
$4.06 $4.06
$2.19 $2.19
$13.18 $13.18
Eggs
$4.33 $4.33
$2.04 $2.04
$8.19 $8.19
Local Cheese (1kg)
$8.27 $8.27
$6.74 $6.74
$40.78 $40.78
Chicken Fillets (1kg)
$13.49 $13.49
$6.72 $6.72
$17.99 $17.99
Beef Round Steak (1kg)
$11.60 $11.60
$11.60 $11.60
$29.90 $29.90
Apples (1kg)
$4.95 $4.95
$2.16 $2.16
$10.84 $10.84
Banana (1kg)
$1.56 $1.56
$1.09 $1.09
$2.22 $2.22
Oranges (1kg)
$4.18 $4.18
$2.21 $2.21
$11.19 $11.19
Tomato (1kg)
$4.48 $4.48
$1.33 $1.33
$6.30 $6.30
Potato (1kg)
$2.42 $2.42
$1.32 $1.32
$4.49 $4.49
Onion (1kg)
$2.35 $2.35
$1.27 $1.27
$4.32 $4.32
Lettuce (1 head)
$1.70 $1.70
$1.31 $1.31
$3.04 $3.04
Water (1.5 liter bottle)
$2.26 $2.26
$0.99 $0.99
$3.25 $3.25
Cigarettes 20 Pack (Marlboro, Camel)
$9.90 $9.90
$8.36 $8.36
$11.88 $11.88
Wine (Bottle)
$3.39 $3.39
$3.39 $3.39
$21.41 $21.41
Local Beer (0.5 liter bottle)
$2.46 $2.46
$2.12 $2.12
$5.76 $5.76
Imported Beer (0.33 liter bottle)
$1.48 $1.48
$1.48 $1.48
$6.90 $6.90
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$4.88 $4.88
$4.88 $4.88
$6.83 $6.83
Taxi (Normal Tariff) (1km)
$1.58 $1.58
$1.58 $1.58
$2.85 $2.85
Taxi 1hour Waiting (Normal Tariff)
$21.35 $21.35
$21.35 $21.35
$50.8 $50.8
Gasoline (1 liter)
$0.91 $0.91
$0.70 $0.70
$1.10 $1.10
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K $26.5K
$26.5K $26.5K
$37.2K $37.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K $27.6K
$25.0K $25.0K
$35.0K $35.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 $200
$100 $100
$299 $299
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.9 $71.9
$34.38 $34.38
$118 $118
Internet (50+ Mbps, Unlimited Data)
$55.8 $55.8
$45.65 $45.65
$122 $122
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$11.39 $11.39
$10.87 $10.87
$19.86 $19.86
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$902 $902
$902 $902
$1,855 $1,855
International Primary School, 1 Child (Yearly)
$29.8K $29.8K
$23.9K $23.9K
$31.8K $31.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$35.25 $35.25
$20.85 $20.85
$84.4 $84.4
Summer Dress (H&M, Zara, etc)
$24.75 $24.75
$24.75 $24.75
$59.4 $59.4
Sport Shoes (Adidas, Nike)
$81.3 $81.3
$50.8 $50.8
$122 $122
Men's Leather Business Shoes
$50.2 $50.2
$50.2 $50.2
$201 $201
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$768 $768
$653 $653
$872 $872
1-bedroom Apartment, Outside City Center (Monthly)
$579 $579
$448 $448
$696 $696
3-bedroom Apartment, City Center (Monthly)
$1,137 $1,137
$905 $905
$1,342 $1,342
3-bedroom Apartment, Outside City Center (Monthly)
$965 $965
$748 $748
$1,196 $1,196
Buy Apartment in City Center (m2)
$1,671 $1,671
-
Buy Apartment Outside City Center (m2)
$1,677 $1,677
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,844 $2,844
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.22
4.38
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Florence, AL $1,638
Accommodation & Living
$579
Groceries & Markets
$350
Monthly Utilities & Internet
$328
Eating Out
$259
Clothing & Footwear
$86
Sport & Entertainment
$23 *
Getting Around
$13 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $768, dropping to $579 outside central areas. Housing accounts for roughly 27% of the average salary ($2,844) – well above the 30% international benchmark.

The average net salary is $2,844 – comfortably above monthly costs of $1,638. Most workers can save and live well. A comfortable lifestyle typically starts at $2,457.

Groceries cost around $350 per month for one person. A mid-range dinner for two is priced at $63.0.

Cost Highlights

Imported beer is cheaper than 98% of cities in North America

3-bedroom apartment, city center is cheaper than 92% of cities in North America

3-bedroom apartment, outside city center is cheaper than 90% of cities in North America

Good to know
🕒 Local time
06:28 6:28 AM
🌤 Weather
👥 Population
40,184
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Florence, AL Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

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Mbps
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Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Florence, AL - Frequently Asked Questions
How does Florence, AL fare in terms of overall affordability for travelers, expats, and digital nomads?
Overall affordability in Florence, AL can feel favorable for a mid-size U.S. city. Cost of Living in Florence, AL, United States sits mid-range among similar-sized locales, offering a balance of reasonable rents and solid lifestyle options. In value terms, you’ll find housing options from compact apartments to family homes that are generally more accessible than larger metro areas, with utilities and services to match. Daily costs for groceries, casual dining, and local transport tend to be predictable, making budgeting easier. Seasonal events and tourism can shift prices modestly, but long-term living costs stay relatively steady. Tip: test neighborhoods on foot or by bike to gauge daily convenience.
What does a typical day look like for housing search, food options, transport, and errands in Florence?
Day-to-day life in Florence is comfortable for travelers, expats, and digital nomads. Housing searches cluster around downtown or university-adjacent areas, with a mix of historic apartments and practical rentals; expect some lead time for applications. Food options include casual eateries, local markets, and reliable grocers, making it easy to cook at home or grab a quick bite. Transport is practical by car, with budding bike routes and a walkable core for errands near the river. If you track the Florence, AL, United States living cost, you’ll have a clearer sense of what fits your budget and work setup. Tip: test a few different neighborhoods during weekdays and weekends to gauge noise and vibe.
What affects quality of life in Florence and how can you budget and plan to optimize your stay, including seasonality and neighborhood fit?
Quality of life in Florence blends accessible amenities with a welcoming, small-city feel. Use a simple budgeting framework: fixed housing costs, utilities, and flexible categories like groceries and dining, with a separate line for seasonal costs such as air conditioning in summer. Neighborhood fit matters: the downtown area offers walkable access to culture and services, while residential streets provide more space and parking. Transport is car-friendly yet biking and short walks save money. Practical savings include cooking at home several evenings a week, using public libraries or coworking spaces, and negotiating longer leases for better terms. Tip: reassess your budget every quarter to stay aligned with your plans and seasonal shifts.
Is Florence, AL worth the cost of living?
Florence, AL is mid-range – monthly costs with rent reach about $1,638. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
Is Florence, AL expensive to live in?
Florence, AL sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $1,638, which most working professionals can handle without feeling financially squeezed.
How much do you need to earn to live comfortably in Florence, AL?
You'll want at least $2,457 per month after taxes to live comfortably in Florence, AL. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Florence, AL?
A central one-bedroom apartment in Florence, AL runs about $768 per month. Move further out and that drops to around $579. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Florence, AL?
Grocery spending in Florence, AL lands around $350 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much does childcare cost in Florence, AL?
Private kindergarten in Florence, AL costs about $902 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can a person live on $2,000 monthly in Florence, AL?
$2,000 is below the $1,638 average in Florence, AL, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Florence, AL good for families with children?
Florence, AL is a solid pick for families. Childcare runs about $902 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.
How affordable is Florence, AL?
Florence, AL is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,638, a figure most working professionals can handle without major financial stress.

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