Last update: Oct 2026

Cost of Living Comparison Between Montreal and Falmouth

For one person, living is cheaper in Falmouth: $1,000 a month against $2,018 in Montreal, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
49

Cost of Living Index in Falmouth
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Falmouth Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Falmouth

🇯🇲 Jamaica

$1,000

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Falmouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Falmouth actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,000 in Falmouth, rent included.

Montreal $2,018
Falmouth $1,000

A couple spends around $3,085 per month in Montreal vs $1,655 in Falmouth, rent included.

Montreal $3,085
Falmouth $1,655

A family of three spends $4,152 per month in Montreal vs $2,310 in Falmouth, rent included.

Montreal $4,152
Falmouth $2,310

Montreal costs about 102% more than Falmouth, and outside of rent the biggest gap is in transport.

Montreal sits 49% above the global median, while Falmouth is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$13.26 JMD 2,095

41.93%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$75.7 JMD 12.0K

-7.15%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$7.99 JMD 1,262

33.42%

Cappuccino

$3.84 CA$5.43

$5.22 JMD 825

-26.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.19 JMD 188

61.34%

Water (0.33 liter bottle)

$1.54 CA$2.18

$0.74 JMD 116

108.11%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$2.14 JMD 339

191.12%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$3.19 JMD 504

122.57%

Milk (1 liter)

$2.31 CA$3.27

$4.06 JMD 642

-43.10%

White Bread (500g)

$3.14 CA$4.44

$3.67 JMD 580

-14.44%

Rice (white) (1kg)

$3.21 CA$4.54

$1.64 JMD 259

95.73%

Eggs

$3.52 CA$4.97

$3.61 JMD 570

-2.49%

Local Cheese (1kg)

$12.81 CA$18.11

$11.44 JMD 1,808

11.98%

Chicken Fillets (1kg)

$11.46 CA$16.20

$6.22 JMD 983

84.24%

Beef Round Steak (1kg)

$13.39 CA$18.92

$10.10 JMD 1,595

32.57%

Apples (1kg)

$3.14 CA$4.43

$6.07 JMD 958

-48.27%

Banana (1kg)

$1.44 CA$2.03

$3.98 JMD 629

-63.82%

Oranges (1kg)

$3.47 CA$4.91

$7.24 JMD 1,144

-52.07%

Tomato (1kg)

$3.07 CA$4.34

$2.97 JMD 470

3.37%

Potato (1kg)

$1.90 CA$2.69

$3.22 JMD 508

-40.99%

Onion (1kg)

$1.77 CA$2.50

$2.68 JMD 424

-33.96%

Lettuce (1 head)

$2.34 CA$3.31

$3.14 JMD 496

-25.48%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.45 JMD 228

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$9.21 JMD 1,456

23.56%

Wine (Bottle)

$10.63 CA$15.03

$11.51 JMD 1,819

-7.65%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$2.81 JMD 444

-19.22%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$4.02 JMD 635

-29.85%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$1.17 JMD 185

173.50%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$3.09 JMD 488

-52.10%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$6.39 JMD 1,009

414.55%

Gasoline (1 liter)

$1.34 CA$1.90

$1.41 JMD 222

-4.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$43.1K JMD 6.8M

-34.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$32.8K JMD 5.2M

-40.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$169 JMD 26.7K

-55.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$29.47 JMD 4,656

15.20%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$53.5 JMD 8,453

-20.92%

Gym Membership (Monthly)

$29.76 CA$42.07

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$13.43 JMD 2,121

-16.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$361 JMD 57.0K

40.53%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$8,337 JMD 1.3M

92.53%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$23.24 JMD 3,671

147.63%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$30.99 JMD 4,896

21.26%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$76.5 JMD 12.1K

20.21%

Men's Leather Business Shoes

$110 CA$155

$101 JMD 16.0K

8.21%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

9.45

-52.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Falmouth: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Falmouth

- * 0% 100%

Groceries & Markets

Montreal

$346 17.2%

Falmouth

$382 38.2% 10.3% $36

Eating Out

Montreal

$288 14.3%

Falmouth

$218 21.8% 24.4% $70

Monthly Utilities & Internet

Montreal

$152 7.5%

Falmouth

$252 25.2% 65.7% $100

Clothing & Footwear

Montreal

$133 6.6%

Falmouth

$104 10.4% 21.8% $29

Getting Around

Montreal

$99 4.9%

Falmouth

$17 * 1.7% 83.1% $82

Sport & Entertainment

Montreal

$52 2.6%

Falmouth

$27 * 2.7% 48.4% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $70.0 in Montreal versus $76.0 in Falmouth. Monthly groceries follow the same trend: $346 vs $382 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇯🇲 Falmouth

🕒 Local time

04:01 4:01 AM

03:01 3:01 AM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

7,779

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Falmouth 3,030 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Falmouth

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Falmouth: Cost of Living - Frequently Asked Questions

Montreal costs about 102% more than Falmouth, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,499 in Falmouth. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $70.0 in Montreal and $76.0 in Falmouth. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 10% cheaper in Montreal – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Falmouth, where all-in costs run around $1,000, than in Montreal at $2,018. In Falmouth it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Falmouth costs $1,000 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Falmouth. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.