Last update: Oct 2026

Cost of Living Comparison Between Montreal and Duncans

For one person, living is cheaper in Duncans: $1,011 a month against $2,064 in Montreal, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
Learn more

Montreal Living Index
48

Cost of Living Index in Duncans
Learn more

Duncans Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Duncans

🇯🇲 Jamaica

$1,011

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Duncans

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Duncans actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $1,011 in Duncans, rent included.

Montreal $2,064
Duncans $1,011

A couple spends around $3,156 per month in Montreal vs $1,673 in Duncans, rent included.

Montreal $3,156
Duncans $1,673

A family of three spends $4,247 per month in Montreal vs $2,336 in Duncans, rent included.

Montreal $4,247
Duncans $2,336

Montreal costs about 104% more than Duncans, and outside of rent the biggest gap is in transport.

Montreal sits 52% above the global median, while Duncans is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.98 CA$26.64

$13.60 JMD 2,144

39.56%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$75.7 JMD 11.9K

-3.63%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.27

$8.14 JMD 1,284

33.66%

Cappuccino

$3.81 CA$5.35

$5.44 JMD 858

-29.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.72

$1.14 JMD 180

70.18%

Water (0.33 liter bottle)

$1.58 CA$2.22

$0.71 JMD 111

122.54%

Local Beer (0.5 liter draught)

$6.37 CA$8.94

$2.25 JMD 355

183.11%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.20

$3.21 JMD 507

126.17%

Milk (1 liter)

$2.23 CA$3.13

$4.15 JMD 655

-46.27%

White Bread (500g)

$3.17 CA$4.45

$3.73 JMD 588

-15.01%

Rice (white) (1kg)

$3.31 CA$4.64

$1.58 JMD 249

109.49%

Eggs

$3.63 CA$5.09

$3.58 JMD 565

1.40%

Local Cheese (1kg)

$13.16 CA$18.47

$11.50 JMD 1,813

14.43%

Chicken Fillets (1kg)

$11.56 CA$16.22

$6.21 JMD 979

86.15%

Beef Round Steak (1kg)

$13.71 CA$19.25

$10.34 JMD 1,631

32.59%

Apples (1kg)

$3.29 CA$4.62

$6.01 JMD 947

-45.26%

Banana (1kg)

$1.46 CA$2.05

$3.97 JMD 625

-63.22%

Oranges (1kg)

$3.37 CA$4.73

$7.54 JMD 1,190

-55.31%

Tomato (1kg)

$3.15 CA$4.42

$3.02 JMD 476

4.30%

Potato (1kg)

$1.89 CA$2.65

$3.32 JMD 523

-43.07%

Onion (1kg)

$1.79 CA$2.52

$2.61 JMD 411

-31.42%

Lettuce (1 head)

$2.47 CA$3.47

$3.01 JMD 475

-17.94%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.43 JMD 226

10.49%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.84

$9.48 JMD 1,494

18.99%

Wine (Bottle)

$10.49 CA$14.73

$11.25 JMD 1,775

-6.76%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$2.78 JMD 439

-15.83%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$3.96 JMD 625

-26.52%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

Taxi Start (Normal Tariff)

$3.26 CA$4.57

$1.27 JMD 200

156.69%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$3.20 JMD 505

-55.00%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.92

$6.23 JMD 983

436.60%

Gasoline (1 liter)

$1.33 CA$1.87

$1.45 JMD 228

-8.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$44.1K JMD 7.0M

-35.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$32.2K JMD 5.1M

-34.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$171 JMD 27.0K

-53.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.14

$29.64 JMD 4,674

15.72%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.1

$51.8 JMD 8,166

-17.26%

Gym Membership (Monthly)

$31.14 CA$43.71

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$11.23 CA$15.76

$13.41 JMD 2,115

-16.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$737

$355 JMD 56.0K

47.81%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

$8,307 JMD 1.3M

96.56%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.4

$23.91 JMD 3,771

142.58%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$31.38 JMD 4,949

21.45%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$78.7 JMD 12.4K

18.71%

Men's Leather Business Shoes

$110 CA$155

$103 JMD 16.3K

6.69%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,803

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,371

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,187

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,336

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$3,002 CA$4,213

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

9.45

-52.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Duncans: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Duncans

- * 0% 100%

Groceries & Markets

Montreal

$351 17%

Duncans

$384 38% 9.3% $33

Eating Out

Montreal

$291 14.1%

Duncans

$224 22.1% 23.1% $67

Monthly Utilities & Internet

Montreal

$157 7.6%

Duncans

$253 25% 60.8% $96

Clothing & Footwear

Montreal

$135 6.5%

Duncans

$107 10.6% 20.8% $28

Getting Around

Montreal

$100 4.9%

Duncans

$17 * 1.7% 82.7% $83

Sport & Entertainment

Montreal

$54 2.6%

Duncans

$27 * 2.7% 49.9% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $73 in Montreal versus $76 in Duncans. Monthly groceries follow the same trend: $351 vs $384 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇯🇲 Duncans

🕒 Local time

16:18 4:18 PM

15:18 3:18 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

5,153

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Duncans 3,030 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Duncans

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Duncans: Cost of Living - Frequently Asked Questions

Yes – Montreal is pricier by about 104%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,096 per month in Montreal and $1,517 in Duncans. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,064 in Montreal and $1,011 in Duncans. That makes Duncans about 51% cheaper.

Kindergarten costs $525 per month in Montreal and $355 in Duncans. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Duncans, where all-in costs run around $1,011, than in Montreal at $2,064. In Duncans it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,011 in Duncans to $2,064 in Montreal. Climate, culture, job market, and personal taste all factor in.