Cost of Living Comparison Between Montreal and Delta, BC Cost of Living Comparison Between Montreal and Delta, BC

Monthly Cost of Living

A single person spends $2,088 per month in Montreal vs $2,740 in Delta, BC, rent included.

A couple spends around $3,123 per month in Montreal vs $4,050 in Delta, BC, rent included.

A family of three spends $4,157 per month in Montreal vs $5,361 in Delta, BC, rent included.

Montreal is about 24% cheaper than Delta, BC, driven mainly by Clothing & Footwear.

Both Montreal and Delta, BC sit above the global median – Montreal by 56%, Delta, BC by 105%.

Meal at Budget Restaurant

$15.89 CA$21.77

$14.50 CA$19.87

9.59%

Three-Course Dinner for Two, Mid-Range

$74.7 CA$102

$73.4 CA$101

1.80%

Fast Food Meal (McDonalds, etc)

$10.83 CA$14.83

$9.02 CA$12.35

20.07%

Cappuccino

$3.80 CA$5.21

$4.08 CA$5.59

-6.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.88

$2.14 CA$2.93

-1.87%

Water (0.33 liter bottle)

$1.51 CA$2.08

$1.77 CA$2.43

-14.69%

Local Beer (0.5 liter draught)

$6.09 CA$8.34

$5.99 CA$8.20

1.67%

Imported Beer (0.33 liter bottle)

$6.48 CA$8.88

$5.73 CA$7.85

13.09%

Milk (1 liter)

$2.32 CA$3.18

$2.25 CA$3.09

3.11%

White Bread (500g)

$3.26 CA$4.47

$2.78 CA$3.81

17.27%

Rice (white) (1kg)

$3.79 CA$5.19

$3.75 CA$5.14

1.07%

Eggs

$3.46 CA$4.73

$3.97 CA$5.44

-12.85%

Local Cheese (1kg)

$16.07 CA$22.02

$12.81 CA$17.55

25.45%

Chicken Fillets (1kg)

$11.78 CA$16.14

$13.21 CA$18.10

-10.83%

Beef Round Steak (1kg)

$15.13 CA$20.73

$17.85 CA$24.45

-15.24%

Apples (1kg)

$3.74 CA$5.12

$4.18 CA$5.73

-10.53%

Banana (1kg)

$1.71 CA$2.34

$1.46 CA$2.00

17.12%

Oranges (1kg)

$3.92 CA$5.37

$4.25 CA$5.82

-7.76%

Tomato (1kg)

$4.28 CA$5.87

$4.99 CA$6.83

-14.23%

Potato (1kg)

$2.74 CA$3.75

$3.20 CA$4.38

-14.37%

Onion (1kg)

$2.64 CA$3.62

$3.62 CA$4.96

-27.07%

Lettuce (1 head)

$2.28 CA$3.13

$2.71 CA$3.71

-15.87%

Water (1.5 liter bottle)

$1.71 CA$2.34

$1.95 CA$2.67

-12.31%

Cigarettes 20 Pack (Marlboro, Camel)

$13.39 CA$18.35

$14.78 CA$20.24

-9.40%

Wine (Bottle)

$10.95 CA$15.00

$13.12 CA$17.98

-16.54%

Local Beer (0.5 liter bottle)

$3.00 CA$4.11

$2.41 CA$3.30

24.48%

Imported Beer (0.33 liter bottle)

$3.60 CA$4.94

$2.59 CA$3.55

39.00%

One-way Ticket (Public Transport)

$2.82 CA$3.86

Public Transport Monthly Pass (Regular Price)

$75.1 CA$103

$87.3 CA$120

-13.96%

Taxi Start (Normal Tariff)

$3.52 CA$4.82

$3.64 CA$4.99

-3.30%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.00

$1.42 CA$1.95

2.82%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$46.97

$26.02 CA$35.65

31.78%

Gasoline (1 liter)

$1.19 CA$1.63

$1.32 CA$1.81

-9.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.3K

$24.7K CA$33.9K

1.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K CA$30.0K

$20.7K CA$28.3K

5.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.7 CA$102

$90.9 CA$125

-17.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.83 CA$49.09

$43.59 CA$59.7

-17.80%

Internet (50+ Mbps, Unlimited Data)

$43.53 CA$59.6

$58.2 CA$79.7

-25.15%

Gym Membership (Monthly)

$43.06 CA$59.0

$42.74 CA$58.6

0.75%

Tennis Court (1 Hour on Weekend)

$16.90 CA$23.15

Cinema Ticket

$11.10 CA$15.21

$12.37 CA$16.94

-10.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$609 CA$834

$1,009 CA$1,382

-39.65%

International Primary School, 1 Child (Yearly)

$5,925 CA$8,117

$18.1K CA$24.8K

-67.23%

Jeans (Levis 501 Or Similar)

$62.8 CA$86.0

$55.2 CA$75.6

13.78%

Summer Dress (H&M, Zara, etc)

$44.85 CA$61.5

$42.55 CA$58.3

5.41%

Sport Shoes (Adidas, Nike)

$101 CA$138

$94.4 CA$129

6.97%

Men's Leather Business Shoes

$118 CA$162

$79.5 CA$109

48.64%

1-bedroom Apartment, City Center (Monthly)

$1,221 CA$1,673

$1,723 CA$2,361

-29.15%

1-bedroom Apartment, Outside City Center (Monthly)

$955 CA$1,308

$1,605 CA$2,199

-40.53%

3-bedroom Apartment, City Center (Monthly)

$2,105 CA$2,883

$3,489 CA$4,780

-39.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,600 CA$2,192

$2,539 CA$3,479

-36.99%

Buy Apartment in City Center (m2)

$5,308 CA$7,272

$3,939 CA$5,396

34.78%

Buy Apartment Outside City Center (m2)

$4,045 CA$5,542

Average Monthly Net Salary (After Tax)

$3,031 CA$4,152

$3,053 CA$4,182

-0.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.72

-25.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: April 27, 2026

Last update for Delta, BC: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,221 in Montreal versus $1,723 in Delta, BC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Delta, BC, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Montreal versus $73.0 in Delta, BC. Groceries tell a different story – $391 in Montreal vs $405 in Delta, BC – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Delta, BC: Cost of Living - Frequently Asked Questions

Delta, BC costs about 31% more than Montreal, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,132 per month in Montreal and $4,111 in Delta, BC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 16% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $609 per month in Montreal and $1,009 in Delta, BC. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,088, than in Delta, BC at $2,740. In Montreal it covers expenses comfortably, while in Delta, BC it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,088 versus $2,740 in Delta, BC. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delta, BC makes more sense. Both are solid long-term options with distinct trade-offs.