Cost of Living Comparison Between Montreal and Delta, BC Cost of Living Comparison Between Montreal and Delta, BC

Monthly Cost of Living

A single person spends $2,042 per month in Montreal vs $2,696 in Delta, BC, rent included.

A couple spends around $3,163 per month in Montreal vs $3,987 in Delta, BC, rent included.

A family of three spends $4,284 per month in Montreal vs $5,278 in Delta, BC, rent included.

Montreal is about 24% cheaper than Delta, BC, driven mainly by Groceries & Markets.

Both Montreal and Delta, BC sit above the global median – Montreal by 49%, Delta, BC by 97%.

Meal at Budget Restaurant

$18.22 CA$25.49

$19.94 CA$27.89

-8.63%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$98.8

$73.2 CA$102

-3.50%

Fast Food Meal (McDonalds, etc)

$10.89 CA$15.23

$9.30 CA$13.00

17.10%

Cappuccino

$3.92 CA$5.49

$4.73 CA$6.62

-17.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 CA$2.76

$2.45 CA$3.43

-19.59%

Water (0.33 liter bottle)

$1.59 CA$2.23

$1.80 CA$2.51

-11.67%

Local Beer (0.5 liter draught)

$6.52 CA$9.12

$5.69 CA$7.96

14.59%

Imported Beer (0.33 liter bottle)

$7.24 CA$10.13

$6.38 CA$8.92

13.48%

Milk (1 liter)

$2.29 CA$3.20

$1.79 CA$2.51

27.93%

White Bread (500g)

$3.11 CA$4.35

$2.33 CA$3.25

33.48%

Rice (white) (1kg)

$3.03 CA$4.24

$3.01 CA$4.22

0.66%

Eggs

$3.59 CA$5.03

$3.98 CA$5.57

-9.80%

Local Cheese (1kg)

$14.29 CA$19.99

$14.20 CA$19.86

0.63%

Chicken Fillets (1kg)

$11.39 CA$15.93

$13.78 CA$19.27

-17.34%

Beef Round Steak (1kg)

$14.56 CA$20.37

$25.47 CA$35.63

-42.83%

Apples (1kg)

$3.44 CA$4.81

$4.04 CA$5.65

-14.85%

Banana (1kg)

$1.53 CA$2.14

$1.18 CA$1.65

29.66%

Oranges (1kg)

$3.20 CA$4.48

$4.29 CA$6.00

-25.41%

Tomato (1kg)

$2.89 CA$4.04

$4.64 CA$6.49

-37.72%

Potato (1kg)

$1.91 CA$2.67

$2.98 CA$4.17

-35.91%

Onion (1kg)

$1.80 CA$2.52

$3.62 CA$5.06

-50.28%

Lettuce (1 head)

$2.56 CA$3.58

$2.39 CA$3.34

7.11%

Water (1.5 liter bottle)

$1.50 CA$2.10

$2.09 CA$2.92

-28.23%

Cigarettes 20 Pack (Marlboro, Camel)

$11.68 CA$16.35

$14.31 CA$20.01

-18.38%

Wine (Bottle)

$10.62 CA$14.85

$12.72 CA$17.80

-16.51%

Local Beer (0.5 liter bottle)

$2.37 CA$3.32

$2.14 CA$2.99

10.75%

Imported Beer (0.33 liter bottle)

$3.03 CA$4.24

$2.36 CA$3.30

28.39%

One-way Ticket (Public Transport)

$2.72 CA$3.80

$2.74 CA$3.83

-0.73%

Public Transport Monthly Pass (Regular Price)

$74.2 CA$104

$86.6 CA$121

-14.27%

Taxi Start (Normal Tariff)

$3.19 CA$4.47

$2.94 CA$4.11

8.50%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.03

$1.53 CA$2.14

-5.23%

Taxi 1hour Waiting (Normal Tariff)

$33.52 CA$46.90

$26.55 CA$37.14

26.25%

Gasoline (1 liter)

$1.31 CA$1.83

$1.31 CA$1.84

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K CA$40.1K

$28.9K CA$40.5K

-0.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.5K

$19.6K CA$27.5K

3.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.2 CA$109

$128 CA$179

-38.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.53 CA$49.70

$43.53 CA$60.9

-18.38%

Internet (50+ Mbps, Unlimited Data)

$43.37 CA$60.7

$54.6 CA$76.4

-20.60%

Gym Membership (Monthly)

$30.84 CA$43.14

$28.94 CA$40.49

6.57%

Tennis Court (1 Hour on Weekend)

$19.99 CA$27.97

Cinema Ticket

$11.58 CA$16.20

$12.17 CA$17.02

-4.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$552 CA$772

$642 CA$898

-13.99%

International Primary School, 1 Child (Yearly)

$16.5K CA$23.1K

$10.8K CA$15.2K

52.06%

Jeans (Levis 501 Or Similar)

$55.4 CA$77.5

$64.8 CA$90.7

-14.57%

Summer Dress (H&M, Zara, etc)

$38.30 CA$53.6

$52.1 CA$72.9

-26.50%

Sport Shoes (Adidas, Nike)

$99.0 CA$138

$82.9 CA$116

19.44%

Men's Leather Business Shoes

$104 CA$146

$79.4 CA$111

31.42%

1-bedroom Apartment, City Center (Monthly)

$1,234 CA$1,726

$1,651 CA$2,310

-25.29%

1-bedroom Apartment, Outside City Center (Monthly)

$990 CA$1,385

$1,510 CA$2,113

-34.45%

3-bedroom Apartment, City Center (Monthly)

$2,171 CA$3,037

$3,497 CA$4,892

-37.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,636 CA$2,289

$2,501 CA$3,498

-34.58%

Buy Apartment in City Center (m2)

$5,129 CA$7,176

$3,795 CA$5,309

35.17%

Buy Apartment Outside City Center (m2)

$3,724 CA$5,209

Average Monthly Net Salary (After Tax)

$3,059 CA$4,279

$3,106 CA$4,345

-1.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

4.76

-6.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: September 13, 2026

Last update for Delta, BC: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,234 in Montreal versus $1,651 in Delta, BC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Delta, BC, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71.0 in Montreal versus $73.0 in Delta, BC. Monthly groceries follow the same trend: $354 vs $416 – making Montreal the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Delta, BC: Cost of Living - Frequently Asked Questions

Delta, BC costs about 32% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,063 per month in Montreal and $4,044 in Delta, BC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 17% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $552 per month in Montreal and $642 in Delta, BC. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,042, than in Delta, BC at $2,696. In Montreal it covers expenses comfortably, while in Delta, BC it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,042 versus $2,696 in Delta, BC. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delta, BC makes more sense. Both are solid long-term options with distinct trade-offs.