Cost of Living Comparison Between Delta, BC and Montreal Cost of Living Comparison Between Delta, BC and Montreal

Monthly Cost of Living

A single person spends $2,696 per month in Delta, BC vs $2,042 in Montreal, rent included.

A couple spends around $3,987 per month in Delta, BC vs $3,163 in Montreal, rent included.

A family of three spends $5,278 per month in Delta, BC vs $4,284 in Montreal, rent included.

Delta, BC costs about 32% more than Montreal, driven mainly by Groceries & Markets.

Both Delta, BC and Montreal sit above the global median – Delta, BC by 97%, Montreal by 49%.

Meal at Budget Restaurant

$19.94 CA$27.89

$18.22 CA$25.49

9.44%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$102

$70.6 CA$98.8

3.62%

Fast Food Meal (McDonalds, etc)

$9.30 CA$13.00

$10.89 CA$15.23

-14.60%

Cappuccino

$4.73 CA$6.62

$3.92 CA$5.49

20.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 CA$3.43

$1.97 CA$2.76

24.37%

Water (0.33 liter bottle)

$1.80 CA$2.51

$1.59 CA$2.23

13.21%

Local Beer (0.5 liter draught)

$5.69 CA$7.96

$6.52 CA$9.12

-12.73%

Imported Beer (0.33 liter bottle)

$6.38 CA$8.92

$7.24 CA$10.13

-11.88%

Milk (1 liter)

$1.79 CA$2.51

$2.29 CA$3.20

-21.83%

White Bread (500g)

$2.33 CA$3.25

$3.11 CA$4.35

-25.08%

Rice (white) (1kg)

$3.01 CA$4.22

$3.03 CA$4.24

-0.66%

Eggs

$3.98 CA$5.57

$3.59 CA$5.03

10.86%

Local Cheese (1kg)

$14.20 CA$19.86

$14.29 CA$19.99

-0.63%

Chicken Fillets (1kg)

$13.78 CA$19.27

$11.39 CA$15.93

20.98%

Beef Round Steak (1kg)

$25.47 CA$35.63

$14.56 CA$20.37

74.93%

Apples (1kg)

$4.04 CA$5.65

$3.44 CA$4.81

17.44%

Banana (1kg)

$1.18 CA$1.65

$1.53 CA$2.14

-22.88%

Oranges (1kg)

$4.29 CA$6.00

$3.20 CA$4.48

34.06%

Tomato (1kg)

$4.64 CA$6.49

$2.89 CA$4.04

60.55%

Potato (1kg)

$2.98 CA$4.17

$1.91 CA$2.67

56.02%

Onion (1kg)

$3.62 CA$5.06

$1.80 CA$2.52

101.11%

Lettuce (1 head)

$2.39 CA$3.34

$2.56 CA$3.58

-6.64%

Water (1.5 liter bottle)

$2.09 CA$2.92

$1.50 CA$2.10

39.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.31 CA$20.01

$11.68 CA$16.35

22.52%

Wine (Bottle)

$12.72 CA$17.80

$10.62 CA$14.85

19.77%

Local Beer (0.5 liter bottle)

$2.14 CA$2.99

$2.37 CA$3.32

-9.70%

Imported Beer (0.33 liter bottle)

$2.36 CA$3.30

$3.03 CA$4.24

-22.11%

One-way Ticket (Public Transport)

$2.74 CA$3.83

$2.72 CA$3.80

0.74%

Public Transport Monthly Pass (Regular Price)

$86.6 CA$121

$74.2 CA$104

16.65%

Taxi Start (Normal Tariff)

$2.94 CA$4.11

$3.19 CA$4.47

-7.84%

Taxi (Normal Tariff) (1km)

$1.53 CA$2.14

$1.45 CA$2.03

5.52%

Taxi 1hour Waiting (Normal Tariff)

$26.55 CA$37.14

$33.52 CA$46.90

-20.79%

Gasoline (1 liter)

$1.31 CA$1.84

$1.31 CA$1.83

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$40.5K

$28.7K CA$40.1K

0.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.5K

$20.4K CA$28.5K

-3.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$179

$78.2 CA$109

63.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.53 CA$60.9

$35.53 CA$49.70

22.52%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$76.4

$43.37 CA$60.7

25.94%

Gym Membership (Monthly)

$28.94 CA$40.49

$30.84 CA$43.14

-6.16%

Tennis Court (1 Hour on Weekend)

$19.99 CA$27.97

Cinema Ticket

$12.17 CA$17.02

$11.58 CA$16.20

5.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$642 CA$898

$552 CA$772

16.27%

International Primary School, 1 Child (Yearly)

$10.8K CA$15.2K

$16.5K CA$23.1K

-34.23%

Jeans (Levis 501 Or Similar)

$64.8 CA$90.7

$55.4 CA$77.5

17.06%

Summer Dress (H&M, Zara, etc)

$52.1 CA$72.9

$38.30 CA$53.6

36.06%

Sport Shoes (Adidas, Nike)

$82.9 CA$116

$99.0 CA$138

-16.28%

Men's Leather Business Shoes

$79.4 CA$111

$104 CA$146

-23.91%

1-bedroom Apartment, City Center (Monthly)

$1,651 CA$2,310

$1,234 CA$1,726

33.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,510 CA$2,113

$990 CA$1,385

52.55%

3-bedroom Apartment, City Center (Monthly)

$3,497 CA$4,892

$2,171 CA$3,037

61.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,501 CA$3,498

$1,636 CA$2,289

52.86%

Buy Apartment in City Center (m2)

$3,795 CA$5,309

$5,129 CA$7,176

-26.02%

Buy Apartment Outside City Center (m2)

$3,724 CA$5,209

Average Monthly Net Salary (After Tax)

$3,106 CA$4,345

$3,059 CA$4,279

1.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

4.44

7.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delta, BC: September 13, 2026

Last update for Montreal: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,651 in Delta, BC versus $1,234 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Delta, BC, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Delta, BC versus $71.0 in Montreal. Monthly groceries follow the same trend: $416 vs $354 – making Montreal the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delta, BC vs Montreal: Cost of Living - Frequently Asked Questions

Delta, BC costs about 32% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,044 per month in Delta, BC and $3,063 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 17% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $642 per month in Delta, BC and $552 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,042, than in Delta, BC at $2,696. In Montreal it covers expenses comfortably, while in Delta, BC it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,042 versus $2,696 in Delta, BC. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delta, BC makes more sense. Both are solid long-term options with distinct trade-offs.