Last update: Oct 2026

Cost of Living Comparison Between Montreal and Concepcion

For one person, living is cheaper in Concepcion: $1,060 a month against $2,003 in Montreal, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
51

Cost of Living Index in Concepcion
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Concepcion Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Concepcion

🇨🇱 Chile

$1,060

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Concepcion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Concepcion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,003 in Montreal versus $1,060 in Concepcion.

Montreal $2,003
Concepcion $1,060

Estimated couple costs with rent: $3,048 in Montreal versus $1,654 in Concepcion.

Montreal $3,048
Concepcion $1,654

Monthly costs for a family of three with rent: $4,092 in Montreal versus $2,247 in Concepcion.

Montreal $4,092
Concepcion $2,247

Living in Montreal is roughly 89% more expensive than in Concepcion, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Montreal is 49% above, Concepcion is 21% below.

Meal at Budget Restaurant

$19.31 CA$27.52

$7.02 CLP 6,844

175.07%

Three-Course Dinner for Two, Mid-Range

$75.5 CA$108

$45.59 CLP 44.5K

65.61%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.15

$7.64 CLP 7,454

39.14%

Cappuccino

$3.93 CA$5.60

$2.83 CLP 2,760

38.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

$1.43 CLP 1,391

34.27%

Water (0.33 liter bottle)

$1.48 CA$2.11

$1.05 CLP 1,022

40.95%

Local Beer (0.5 liter draught)

$6.30 CA$8.98

$3.89 CLP 3,797

61.95%

Imported Beer (0.33 liter bottle)

$7.19 CA$10.24

$3.74 CLP 3,650

92.25%

Milk (1 liter)

$2.22 CA$3.17

$1.26 CLP 1,227

76.19%

White Bread (500g)

$3.06 CA$4.36

$1.51 CLP 1,469

102.65%

Rice (white) (1kg)

$2.94 CA$4.19

$1.53 CLP 1,488

92.16%

Eggs

$3.53 CA$5.03

$3.63 CLP 3,538

-2.75%

Local Cheese (1kg)

$13.19 CA$18.79

$10.94 CLP 10.7K

20.57%

Chicken Fillets (1kg)

$11.24 CA$16.02

$6.65 CLP 6,484

69.02%

Beef Round Steak (1kg)

$13.81 CA$19.69

$11.78 CLP 11.5K

17.23%

Apples (1kg)

$3.40 CA$4.85

$1.45 CLP 1,413

134.48%

Banana (1kg)

$1.44 CA$2.06

$1.35 CLP 1,315

6.67%

Oranges (1kg)

$3.26 CA$4.65

$1.49 CLP 1,453

118.79%

Tomato (1kg)

$2.88 CA$4.10

$1.41 CLP 1,370

104.26%

Potato (1kg)

$1.86 CA$2.65

$1.04 CLP 1,013

78.85%

Onion (1kg)

$1.82 CA$2.60

$1.31 CLP 1,277

38.93%

Lettuce (1 head)

$2.43 CA$3.46

$1.12 CLP 1,089

116.96%

Water (1.5 liter bottle)

$1.52 CA$2.17

$1.18 CLP 1,152

28.81%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.32

$5.09 CLP 4,959

124.95%

Wine (Bottle)

$10.36 CA$14.76

$5.01 CLP 4,881

106.79%

Local Beer (0.5 liter bottle)

$2.22 CA$3.16

$0.96 CLP 940

131.25%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.02

$1.69 CLP 1,645

66.86%

One-way Ticket (Public Transport)

$2.58 CA$3.67

$0.55 CLP 539

369.09%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

$31.51 CLP 30.7K

144.02%

Taxi Start (Normal Tariff)

$3.25 CA$4.64

$1.20 CLP 1,169

170.83%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

$2.25 CLP 2,198

-34.22%

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

$12.28 CLP 12.0K

169.06%

Gasoline (1 liter)

$1.36 CA$1.94

$1.37 CLP 1,336

-0.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.1K

$19.9K CLP 19.4M

37.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.5K

$24.7K CLP 24.1M

-19.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$109

$108 CLP 105.2K

-29.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.43

$13.06 CLP 12.7K

165.54%

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.9

$27.55 CLP 26.9K

54.95%

Gym Membership (Monthly)

$28.94 CA$41.26

$29.45 CLP 28.7K

-1.73%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

$10.48 CLP 10.2K

93.99%

Cinema Ticket

$11.21 CA$15.98

$5.74 CLP 5,596

95.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$720

$318 CLP 309.6K

59.08%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

$4,329 CLP 4.2M

269.90%

Jeans (Levis 501 Or Similar)

$58.5 CA$83.4

$45.10 CLP 44.0K

29.71%

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.2

$22.28 CLP 21.7K

70.56%

Sport Shoes (Adidas, Nike)

$92.7 CA$132

$63.8 CLP 62.2K

45.39%

Men's Leather Business Shoes

$106 CA$151

$64.7 CLP 63.0K

63.62%

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,768

$474 CLP 461.9K

161.78%

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,405

$346 CLP 337.0K

185.27%

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,996

$955 CLP 931.2K

120.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,302

$643 CLP 627.1K

151.07%

Buy Apartment in City Center (m2)

$5,043 CA$7,188

$2,137 CLP 2.1M

135.97%

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

$1,810 CLP 1.8M

111.58%

Average Monthly Net Salary (After Tax)

$2,920 CA$4,163

$542 CLP 528.2K

439.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

5.3

-15.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Concepcion: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Concepcion

$346 33.2% 64.9% $640

Groceries & Markets

Montreal

$344 16.7%

Concepcion

$221 21.2% 35.8% $123

Eating Out

Montreal

$293 14.2%

Concepcion

$150 14.4% 48.8% $143

Monthly Utilities & Internet

Montreal

$154 7.5%

Concepcion

$149 14.3% 3.2% $4.9

Clothing & Footwear

Montreal

$133 6.5%

Concepcion

$88 8.5% 33.6% $45

Getting Around

Montreal

$98 4.8%

Concepcion

$46 4.4% 52.8% $52

Sport & Entertainment

Montreal

$51 2.5%

Concepcion

$41 3.9% 20.3% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,240 in Montreal and $474 in Concepcion. Housing cost is often the main lever when comparing two cities.

Montreal pays 439% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Montreal vs $46.00 in Concepcion for a mid-range dinner for two. Groceries echo the gap at $344 vs $221 per month, with Concepcion cheaper across the board.

Good to know

🇨🇦 Montreal

🇨🇱 Concepcion

🕒 Local time

01:08 1:08 AM

02:08 2:08 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

217,537

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

10,000 CLP = 10.26 USD

10,000 CLP = 9.14 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 975 CLP (1,000 CLP = 1.03 USD). 1 EUR = 1,094 CLP (10,000 CLP = 9.14 EUR).

USD to CAD in detail →

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Montreal Concepcion 9,150 km ≈ 12 h nonstop flight

From you

Montreal
Concepcion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Concepcion: Cost of Living - Frequently Asked Questions

Montreal and Concepcion differ by about 89% in total monthly costs ($2,003 vs $1,060 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 439% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,240 in Montreal versus $474 in Concepcion. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 56% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $46.00 versus $75.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,060 in Concepcion versus $2,003 in Montreal, a $2,000 budget is realistic in Concepcion but tight or insufficient in Montreal. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montreal and Concepcion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 89% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.