Last update: Oct 2026

Cost of Living Comparison Between Concepcion and Montreal

For one person, living is cheaper in Concepcion: $1,060 a month against $2,003 in Montreal, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

51

Cost of Living Index in Concepcion
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Concepcion Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Concepcion

🇨🇱 Chile

$1,060

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Concepcion and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Concepcion and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,060 in Concepcion versus $2,003 in Montreal.

Concepcion $1,060
Montreal $2,003

Estimated couple costs with rent: $1,654 in Concepcion versus $3,048 in Montreal.

Concepcion $1,654
Montreal $3,048

Monthly costs for a family of three with rent: $2,247 in Concepcion versus $4,092 in Montreal.

Concepcion $2,247
Montreal $4,092

Living in Concepcion costs roughly 47% less than in Montreal, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Concepcion is 21% below, Montreal is 49% above.

Meal at Budget Restaurant

$7.02 CLP 6,860

$19.31 CA$27.46

-63.65%

Three-Course Dinner for Two, Mid-Range

$45.59 CLP 44.6K

$75.5 CA$107

-39.62%

Fast Food Meal (McDonalds, etc)

$7.64 CLP 7,472

$10.63 CA$15.11

-28.13%

Cappuccino

$2.83 CLP 2,766

$3.93 CA$5.58

-27.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 CLP 1,394

$1.92 CA$2.73

-25.52%

Water (0.33 liter bottle)

$1.05 CLP 1,025

$1.48 CA$2.11

-29.05%

Local Beer (0.5 liter draught)

$3.89 CLP 3,806

$6.30 CA$8.96

-38.25%

Imported Beer (0.33 liter bottle)

$3.74 CLP 3,659

$7.19 CA$10.22

-47.98%

Milk (1 liter)

$1.26 CLP 1,230

$2.22 CA$3.16

-43.24%

White Bread (500g)

$1.51 CLP 1,472

$3.06 CA$4.35

-50.65%

Rice (white) (1kg)

$1.53 CLP 1,491

$2.94 CA$4.18

-47.96%

Eggs

$3.63 CLP 3,546

$3.53 CA$5.02

2.83%

Local Cheese (1kg)

$10.94 CLP 10.7K

$13.19 CA$18.76

-17.06%

Chicken Fillets (1kg)

$6.65 CLP 6,499

$11.24 CA$15.98

-40.84%

Beef Round Steak (1kg)

$11.78 CLP 11.5K

$13.81 CA$19.65

-14.70%

Apples (1kg)

$1.45 CLP 1,416

$3.40 CA$4.84

-57.35%

Banana (1kg)

$1.35 CLP 1,318

$1.44 CA$2.05

-6.25%

Oranges (1kg)

$1.49 CLP 1,457

$3.26 CA$4.64

-54.29%

Tomato (1kg)

$1.41 CLP 1,373

$2.88 CA$4.09

-51.04%

Potato (1kg)

$1.04 CLP 1,015

$1.86 CA$2.64

-44.09%

Onion (1kg)

$1.31 CLP 1,280

$1.82 CA$2.60

-28.02%

Lettuce (1 head)

$1.12 CLP 1,091

$2.43 CA$3.45

-53.91%

Water (1.5 liter bottle)

$1.18 CLP 1,155

$1.52 CA$2.17

-22.37%

Cigarettes 20 Pack (Marlboro, Camel)

$5.09 CLP 4,970

$11.45 CA$16.29

-55.55%

Wine (Bottle)

$5.01 CLP 4,893

$10.36 CA$14.73

-51.64%

Local Beer (0.5 liter bottle)

$0.96 CLP 942

$2.22 CA$3.15

-56.76%

Imported Beer (0.33 liter bottle)

$1.69 CLP 1,649

$2.82 CA$4.01

-40.07%

One-way Ticket (Public Transport)

$0.55 CLP 540

$2.58 CA$3.66

-78.68%

Public Transport Monthly Pass (Regular Price)

$31.51 CLP 30.8K

$76.9 CA$109

-59.02%

Taxi Start (Normal Tariff)

$1.20 CLP 1,172

$3.25 CA$4.63

-63.08%

Taxi (Normal Tariff) (1km)

$2.25 CLP 2,203

$1.48 CA$2.11

52.03%

Taxi 1hour Waiting (Normal Tariff)

$12.28 CLP 12.0K

$33.04 CA$46.99

-62.83%

Gasoline (1 liter)

$1.37 CLP 1,339

$1.36 CA$1.93

0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K CLP 19.5M

$27.4K CA$39.0K

-27.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K CLP 24.1M

$20.0K CA$28.4K

23.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 CLP 105.5K

$76.1 CA$108

41.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.06 CLP 12.8K

$34.68 CA$49.32

-62.34%

Internet (50+ Mbps, Unlimited Data)

$27.55 CLP 26.9K

$42.69 CA$60.7

-35.46%

Gym Membership (Monthly)

$29.45 CLP 28.8K

$28.94 CA$41.17

1.76%

Tennis Court (1 Hour on Weekend)

$10.48 CLP 10.2K

$20.33 CA$28.91

-48.45%

Cinema Ticket

$5.74 CLP 5,610

$11.21 CA$15.94

-48.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 CLP 310.3K

$505 CA$718

-37.14%

International Primary School, 1 Child (Yearly)

$4,329 CLP 4.2M

$16.0K CA$22.8K

-72.97%

Jeans (Levis 501 Or Similar)

$45.10 CLP 44.1K

$58.5 CA$83.2

-22.91%

Summer Dress (H&M, Zara, etc)

$22.28 CLP 21.8K

$38.00 CA$54.1

-41.37%

Sport Shoes (Adidas, Nike)

$63.8 CLP 62.3K

$92.7 CA$132

-31.22%

Men's Leather Business Shoes

$64.7 CLP 63.2K

$106 CA$150

-38.88%

1-bedroom Apartment, City Center (Monthly)

$474 CLP 463.0K

$1,240 CA$1,764

-61.80%

1-bedroom Apartment, Outside City Center (Monthly)

$346 CLP 337.8K

$986 CA$1,402

-64.95%

3-bedroom Apartment, City Center (Monthly)

$955 CLP 933.4K

$2,102 CA$2,990

-54.57%

3-bedroom Apartment, Outside City Center (Monthly)

$643 CLP 628.6K

$1,615 CA$2,297

-60.17%

Buy Apartment in City Center (m2)

$2,137 CLP 2.1M

$5,043 CA$7,173

-57.62%

Buy Apartment Outside City Center (m2)

$1,810 CLP 1.8M

$3,830 CA$5,447

-52.74%

Average Monthly Net Salary (After Tax)

$542 CLP 529.4K

$2,920 CA$4,154

-81.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

4.46

18.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Concepcion: October 4, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Concepcion

$346 33.2%

Montreal

$986 47.9% 185% $640

Groceries & Markets

Concepcion

$221 21.2%

Montreal

$344 16.7% 55.8% $123

Eating Out

Concepcion

$150 14.4%

Montreal

$293 14.2% 95.4% $143

Monthly Utilities & Internet

Concepcion

$149 14.3%

Montreal

$154 7.5% 3.3% $4.9

Clothing & Footwear

Concepcion

$88 8.5%

Montreal

$133 6.5% 50.7% $45

Getting Around

Concepcion

$46 4.4%

Montreal

$98 4.8% 112% $52

Sport & Entertainment

Concepcion

$41 3.9%

Montreal

$51 2.5% 25.5% $10

Cost Breakdown

A one-bedroom apartment in the center runs $474 in Concepcion and $1,240 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 439% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Concepcion vs $75.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $221 vs $344 per month, with Concepcion cheaper across the board.

Good to know

🇨🇱 Concepcion

🇨🇦 Montreal

🕒 Local time

00:23 12:23 AM

23:23 11:23 PM

1 h behind Concepcion

🌤 Weather

👥 Population

217,537

1,762,949

💱 Currency

Chilean Peso CLP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 CLP = 10.23 USD

10,000 CLP = 9.12 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, USD, EUR to CLP – Chilean Peso Converter

🇺🇸 United States Dollar ($)

🇨🇱 Chilean Peso ($)

Chilean Peso exchange rates as of October 10, 2026: 1 USD = 977 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,096 CLP (10,000 CLP = 9.12 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

USD to CLP in detail →

On the map

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Between locations

Concepcion Montreal 9,150 km ≈ 12 h nonstop flight

From you

Concepcion
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Concepcion vs Montreal: Cost of Living - Frequently Asked Questions

Concepcion and Montreal differ by about 89% in total monthly costs ($1,060 vs $2,003 including rent). Concepcion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 439% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $474 in Concepcion versus $1,240 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 56% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Concepcion – a meal for two runs $46.00 versus $75.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,060 in Concepcion versus $2,003 in Montreal, a $2,000 budget is realistic in Concepcion but tight or insufficient in Montreal. The gap between the two cities makes Concepcion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Concepcion and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Concepcion gentler on the wallet – expenses run 89% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.