Last update: Oct 2026

Cost of Living Comparison Between Montreal and Cape Coral, FL

For one person, living is cheaper in Montreal: $2,064 a month against $2,560 in Cape Coral, FL, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
124

Cost of Living Index in Cape Coral, FL
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Cape Coral, FL Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Cape Coral, FL

🇺🇸 United States

$2,560

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Cape Coral, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Cape Coral, FL actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,560 in Cape Coral, FL, rent included.

Montreal $2,064
Cape Coral, FL $2,560

A couple spends around $3,156 per month in Montreal vs $4,046 in Cape Coral, FL, rent included.

Montreal $3,156
Cape Coral, FL $4,046

A family of three spends $4,247 per month in Montreal vs $5,533 in Cape Coral, FL, rent included.

Montreal $4,247
Cape Coral, FL $5,533

Montreal is about 19% cheaper than Cape Coral, FL, and outside of rent the biggest gap is in eating out.

Both Montreal and Cape Coral, FL sit above the global median – Montreal by 52%, Cape Coral, FL by 88%.

Meal at Budget Restaurant

$18.98 CA$26.64

$29.57 $29.57

-35.81%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$98.6 $98.6

-25.98%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.27

$9.85 $9.85

10.46%

Cappuccino

$3.81 CA$5.35

$5.11 $5.11

-25.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.72

$2.90 $2.90

-33.10%

Water (0.33 liter bottle)

$1.58 CA$2.22

$2.10 $2.10

-24.76%

Local Beer (0.5 liter draught)

$6.37 CA$8.94

$5.07 $5.07

25.64%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.20

$7.17 $7.17

1.26%

Milk (1 liter)

$2.23 CA$3.13

$1.07 $1.07

108.41%

White Bread (500g)

$3.17 CA$4.45

$3.22 $3.22

-1.55%

Rice (white) (1kg)

$3.31 CA$4.64

$3.68 $3.68

-10.05%

Eggs

$3.63 CA$5.09

$3.29 $3.29

10.33%

Local Cheese (1kg)

$13.16 CA$18.47

$9.50 $9.50

38.53%

Chicken Fillets (1kg)

$11.56 CA$16.22

$12.97 $12.97

-10.87%

Beef Round Steak (1kg)

$13.71 CA$19.25

$13.57 $13.57

1.03%

Apples (1kg)

$3.29 CA$4.62

$5.41 $5.41

-39.19%

Banana (1kg)

$1.46 CA$2.05

$1.88 $1.88

-22.34%

Oranges (1kg)

$3.37 CA$4.73

$4.28 $4.28

-21.26%

Tomato (1kg)

$3.15 CA$4.42

$4.53 $4.53

-30.46%

Potato (1kg)

$1.89 CA$2.65

$2.86 $2.86

-33.92%

Onion (1kg)

$1.79 CA$2.52

$3.30 $3.30

-45.76%

Lettuce (1 head)

$2.47 CA$3.47

$2.60 $2.60

-5.00%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.88 $1.88

-15.96%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.84

$8.08 $8.08

39.60%

Wine (Bottle)

$10.49 CA$14.73

$10.82 $10.82

-3.05%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$2.27 $2.27

3.08%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$2.11 $2.11

37.91%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$35.55 $35.55

122.59%

Taxi Start (Normal Tariff)

$3.26 CA$4.57

$3.93 $3.93

-17.05%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$1.85 $1.85

-22.16%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.92

$24.47 $24.47

36.62%

Gasoline (1 liter)

$1.33 CA$1.87

$0.99 $0.99

34.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$28.4K $28.4K

0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$19.8K $19.8K

6.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$210 $210

-61.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.14

$58.2 $58.2

-41.03%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.1

$81.3 $81.3

-47.32%

Gym Membership (Monthly)

$31.14 CA$43.71

$32.27 $32.27

-3.50%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$11.23 CA$15.76

$12.39 $12.39

-9.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$737

$844 $844

-37.75%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

$42.4K $42.4K

-61.45%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.4

$47.02 $47.02

23.35%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$34.84 $34.84

9.39%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$84.7 $84.7

10.34%

Men's Leather Business Shoes

$110 CA$155

$128 $128

-13.74%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,803

$1,786 $1,786

-28.06%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,371

$1,216 $1,216

-19.69%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,187

$2,600 $2,600

-12.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,336

$2,475 $2,475

-32.73%

Buy Apartment in City Center (m2)

$5,139 CA$7,212

$2,746 $2,746

87.18%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

$2,732 $2,732

40.36%

Average Monthly Net Salary (After Tax)

$3,002 CA$4,213

$3,820 $3,820

-21.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.42

-30.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Cape Coral, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Cape Coral, FL

$1.2K 47.5% 24.5% $240

Groceries & Markets

Montreal

$351 17%

Cape Coral, FL

$368 14.4% 4.9% $17

Eating Out

Montreal

$291 14.1%

Cape Coral, FL

$387 15.1% 33.1% $96

Monthly Utilities & Internet

Montreal

$157 7.6%

Cape Coral, FL

$350 13.7% 123% $193

Clothing & Footwear

Montreal

$135 6.5%

Cape Coral, FL

$132 5.2% 1.8% $2.5

Getting Around

Montreal

$100 4.9%

Cape Coral, FL

$49 * 1.9% 51.3% $51

Sport & Entertainment

Montreal

$54 2.6%

Cape Coral, FL

$57 2.2% 6.4% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,786 in Cape Coral, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Cape Coral, FL. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $99 in Cape Coral, FL. Monthly groceries follow the same trend: $351 vs $368 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Cape Coral, FL

🕒 Local time

16:01 4:01 PM

Same time as Montreal

🌤 Weather

👥 Population

1,762,949

154,305

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Cape Coral, FL 2,230 km ≈ 3 h 15 min nonstop flight

From you

Montreal
Cape Coral, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Cape Coral, FL: Cost of Living - Frequently Asked Questions

Cape Coral, FL costs about 24% more than Montreal, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,096 per month in Montreal and $3,839 in Cape Coral, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,285 there versus $1,786 in Cape Coral, FL.

A mid-range dinner for two costs $73 in Montreal and $99 in Cape Coral, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,064 in Montreal and $2,560 in Cape Coral, FL. That makes Montreal about 19% cheaper.

$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,560 in Cape Coral, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, Cape Coral, FL makes more sense. Both are solid long-term options with distinct trade-offs.