Last update: Oct 2026

Cost of Living Comparison Between Cape Coral, FL and Montreal

For one person, living is cheaper in Montreal: $2,064 a month against $2,560 in Cape Coral, FL, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Cape Coral, FL
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Cape Coral, FL Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Cape Coral, FL

🇺🇸 United States

$2,560

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Coral, FL and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Coral, FL and in Montreal actually costs, broken down by who's living it.

A single person spends $2,560 per month in Cape Coral, FL vs $2,064 in Montreal, rent included.

Cape Coral, FL $2,560
Montreal $2,064

A couple spends around $4,046 per month in Cape Coral, FL vs $3,156 in Montreal, rent included.

Cape Coral, FL $4,046
Montreal $3,156

A family of three spends $5,533 per month in Cape Coral, FL vs $4,247 in Montreal, rent included.

Cape Coral, FL $5,533
Montreal $4,247

Cape Coral, FL costs about 24% more than Montreal, and outside of rent the biggest gap is in eating out.

Both Cape Coral, FL and Montreal sit above the global median – Cape Coral, FL by 88%, Montreal by 52%.

Meal at Budget Restaurant

$29.57 $29.57

$18.98 CA$26.64

55.80%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$73.0 CA$102

35.09%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$10.88 CA$15.27

-9.47%

Cappuccino

$5.11 $5.11

$3.81 CA$5.35

34.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 $2.90

$1.94 CA$2.72

49.48%

Water (0.33 liter bottle)

$2.10 $2.10

$1.58 CA$2.22

32.91%

Local Beer (0.5 liter draught)

$5.07 $5.07

$6.37 CA$8.94

-20.41%

Imported Beer (0.33 liter bottle)

$7.17 $7.17

$7.26 CA$10.20

-1.24%

Milk (1 liter)

$1.07 $1.07

$2.23 CA$3.13

-52.02%

White Bread (500g)

$3.22 $3.22

$3.17 CA$4.45

1.58%

Rice (white) (1kg)

$3.68 $3.68

$3.31 CA$4.64

11.18%

Eggs

$3.29 $3.29

$3.63 CA$5.09

-9.37%

Local Cheese (1kg)

$9.50 $9.50

$13.16 CA$18.47

-27.81%

Chicken Fillets (1kg)

$12.97 $12.97

$11.56 CA$16.22

12.20%

Beef Round Steak (1kg)

$13.57 $13.57

$13.71 CA$19.25

-1.02%

Apples (1kg)

$5.41 $5.41

$3.29 CA$4.62

64.44%

Banana (1kg)

$1.88 $1.88

$1.46 CA$2.05

28.77%

Oranges (1kg)

$4.28 $4.28

$3.37 CA$4.73

27.00%

Tomato (1kg)

$4.53 $4.53

$3.15 CA$4.42

43.81%

Potato (1kg)

$2.86 $2.86

$1.89 CA$2.65

51.32%

Onion (1kg)

$3.30 $3.30

$1.79 CA$2.52

84.36%

Lettuce (1 head)

$2.60 $2.60

$2.47 CA$3.47

5.26%

Water (1.5 liter bottle)

$1.88 $1.88

$1.58 CA$2.22

18.99%

Cigarettes 20 Pack (Marlboro, Camel)

$8.08 $8.08

$11.28 CA$15.84

-28.37%

Wine (Bottle)

$10.82 $10.82

$10.49 CA$14.73

3.15%

Local Beer (0.5 liter bottle)

$2.27 $2.27

$2.34 CA$3.28

-2.99%

Imported Beer (0.33 liter bottle)

$2.11 $2.11

$2.91 CA$4.09

-27.49%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$35.55 $35.55

$79.1 CA$111

-55.07%

Taxi Start (Normal Tariff)

$3.93 $3.93

$3.26 CA$4.57

20.55%

Taxi (Normal Tariff) (1km)

$1.85 $1.85

$1.44 CA$2.02

28.47%

Taxi 1hour Waiting (Normal Tariff)

$24.47 $24.47

$33.43 CA$46.92

-26.80%

Gasoline (1 liter)

$0.99 $0.99

$1.33 CA$1.87

-25.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$28.6K CA$40.2K

-0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K $19.8K

$21.1K CA$29.6K

-6.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 $210

$80.1 CA$112

162.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 $58.2

$34.30 CA$48.14

69.59%

Internet (50+ Mbps, Unlimited Data)

$81.3 $81.3

$42.85 CA$60.1

89.82%

Gym Membership (Monthly)

$32.27 $32.27

$31.14 CA$43.71

3.63%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$12.39 $12.39

$11.23 CA$15.76

10.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$844 $844

$525 CA$737

60.64%

International Primary School, 1 Child (Yearly)

$42.4K $42.4K

$16.3K CA$22.9K

159.39%

Jeans (Levis 501 Or Similar)

$47.02 $47.02

$58.0 CA$81.4

-18.93%

Summer Dress (H&M, Zara, etc)

$34.84 $34.84

$38.11 CA$53.5

-8.58%

Sport Shoes (Adidas, Nike)

$84.7 $84.7

$93.4 CA$131

-9.37%

Men's Leather Business Shoes

$128 $128

$110 CA$155

15.93%

1-bedroom Apartment, City Center (Monthly)

$1,786 $1,786

$1,285 CA$1,803

39.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,216 $1,216

$977 CA$1,371

24.52%

3-bedroom Apartment, City Center (Monthly)

$2,600 $2,600

$2,271 CA$3,187

14.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,475 $2,475

$1,665 CA$2,336

48.65%

Buy Apartment in City Center (m2)

$2,746 $2,746

$5,139 CA$7,212

-46.58%

Buy Apartment Outside City Center (m2)

$2,732 $2,732

$3,834 CA$5,381

-28.76%

Average Monthly Net Salary (After Tax)

$3,820 $3,820

$3,002 CA$4,213

27.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

4.48

43.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coral, FL: October 26, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Coral, FL

$1.2K 47.5%

Montreal

$977 47.3% 19.7% $240

Eating Out

Cape Coral, FL

$387 15.1%

Montreal

$291 14.1% 24.9% $96

Groceries & Markets

Cape Coral, FL

$368 14.4%

Montreal

$351 17% 4.6% $17

Monthly Utilities & Internet

Cape Coral, FL

$350 13.7%

Montreal

$157 7.6% 55.1% $193

Clothing & Footwear

Cape Coral, FL

$132 5.2%

Montreal

$135 6.5% 1.9% $2.5

Sport & Entertainment

Cape Coral, FL

$57 2.2%

Montreal

$54 2.6% 6% $3.4

Getting Around

Cape Coral, FL

$49 * 1.9%

Montreal

$100 4.9% 105% $51

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,786 in Cape Coral, FL versus $1,285 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Cape Coral, FL. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Cape Coral, FL versus $73 in Montreal. Monthly groceries follow the same trend: $368 vs $351 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Cape Coral, FL

🇨🇦 Montreal

🕒 Local time

08:00 8:00 AM

Same time as Cape Coral, FL

🌤 Weather

👥 Population

154,305

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.899 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

CAD to USD in detail →

On the map

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Between locations

Cape Coral, FL Montreal 2,230 km ≈ 3 h 15 min nonstop flight

From you

Cape Coral, FL
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coral, FL vs Montreal: Cost of Living - Frequently Asked Questions

Cape Coral, FL costs about 24% more than Montreal, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,839 per month in Cape Coral, FL and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,285 there versus $1,786 in Cape Coral, FL.

A mid-range dinner for two costs $99 in Cape Coral, FL and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,560 in Cape Coral, FL and $2,064 in Montreal. That’s a gap of about 24%.

$2,000 is a stretch for both – monthly costs hit $2,560 in Cape Coral, FL and $2,064 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coral, FL makes more sense. Both are solid long-term options with distinct trade-offs.