Last update: Nov 2026

Cost of Living Comparison Between Montreal and Caguas

For one person, living is cheaper in Caguas: $1,613 a month against $2,067 in Montreal, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index
77

Cost of Living Index in Caguas
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Caguas Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Caguas

🇵🇷 Puerto Rico

$1,613

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Caguas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Caguas actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $1,613 in Caguas, rent included.

Montreal $2,067
Caguas $1,613

A couple spends around $3,179 per month in Montreal vs $2,583 in Caguas, rent included.

Montreal $3,179
Caguas $2,583

A family of three spends $4,291 per month in Montreal vs $3,552 in Caguas, rent included.

Montreal $4,291
Caguas $3,552

Montreal costs about 28% more than Caguas, and outside of rent the biggest gap is in eating out.

Both Montreal and Caguas sit above the global median – Montreal by 53%, Caguas by 19%.

Meal at Budget Restaurant

$18.89 CA$26.48

$15.03 $15.03

25.68%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$84.4 $84.4

-14.06%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$8.63 $8.63

25.03%

Cappuccino

$3.98 CA$5.58

$2.27 $2.27

75.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$1.11 $1.11

81.98%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.17 $1.17

39.32%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$1.52 $1.52

315.79%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$4.04 $4.04

74.75%

Milk (1 liter)

$2.33 CA$3.27

$2.11 $2.11

10.43%

White Bread (500g)

$3.25 CA$4.55

$2.82 $2.82

15.25%

Rice (white) (1kg)

$3.26 CA$4.58

$2.25 $2.25

44.89%

Eggs

$3.48 CA$4.87

$4.79 $4.79

-27.35%

Local Cheese (1kg)

$13.73 CA$19.25

$6.72 $6.72

104.32%

Chicken Fillets (1kg)

$11.48 CA$16.09

$9.21 $9.21

24.65%

Beef Round Steak (1kg)

$14.26 CA$19.99

$11.77 $11.77

21.16%

Apples (1kg)

$3.52 CA$4.94

$5.02 $5.02

-29.88%

Banana (1kg)

$1.46 CA$2.04

$2.64 $2.64

-44.70%

Oranges (1kg)

$3.41 CA$4.78

$2.46 $2.46

38.62%

Tomato (1kg)

$3.20 CA$4.49

$4.28 $4.28

-25.23%

Potato (1kg)

$1.94 CA$2.71

$2.52 $2.52

-23.02%

Onion (1kg)

$1.78 CA$2.50

$2.70 $2.70

-34.07%

Lettuce (1 head)

$2.52 CA$3.53

$2.26 $2.26

11.50%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.63 $1.63

-3.07%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$10.40 $10.40

10.67%

Wine (Bottle)

$10.57 CA$14.82

$13.76 $13.76

-23.18%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

$1.44 $1.44

63.19%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

$2.22 $2.22

30.63%

One-way Ticket (Public Transport)

$2.61 CA$3.66

$2.02 $2.02

29.21%

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

$70.2 $70.2

11.78%

Taxi Start (Normal Tariff)

$3.17 CA$4.45

$2.48 $2.48

27.82%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

$1.46 $1.46

2.05%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

$41.54 $41.54

-19.38%

Gasoline (1 liter)

$1.36 CA$1.91

$0.92 $0.92

47.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

$30.2K $30.2K

-7.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$25.9K $25.9K

-18.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$190 $190

-59.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

$58.8 $58.8

-39.38%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

$56.0 $56.0

-21.95%

Gym Membership (Monthly)

$30.07 CA$42.16

$34.23 $34.23

-12.15%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

$49.03 $49.03

-59.27%

Cinema Ticket

$11.27 CA$15.80

$9.82 $9.82

14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

$299 $299

74.50%

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

$12.1K $12.1K

47.49%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

$25.95 $25.95

127.24%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

$35.63 $35.63

9.49%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$79.0 $79.0

26.34%

Men's Leather Business Shoes

$110 CA$154

$116 $116

-5.11%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

$751 $751

72.95%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

$522 $522

86.06%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

$1,113 $1,113

108.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

$993 $993

70.13%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

$2,369 $2,369

111.24%

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

$859 $859

334.72%

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

$3,014 $3,014

-2.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.85

-7.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Caguas: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Caguas

$522 32.3% 46.3% $449

Groceries & Markets

Montreal

$357 17.3%

Caguas

$332 20.6% 7.1% $25

Eating Out

Montreal

$292 14.1%

Caguas

$198 12.3% 32% $93

Monthly Utilities & Internet

Montreal

$157 7.6%

Caguas

$305 18.9% 94.1% $148

Clothing & Footwear

Montreal

$138 6.7%

Caguas

$115 7.1% 16.7% $23

Getting Around

Montreal

$100 4.8%

Caguas

$88 5.5% 11.6% $12

Sport & Entertainment

Montreal

$53 2.6%

Caguas

$54 3.3% 2.4% $1.3

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $751 in Caguas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $84 in Caguas. Groceries tell a different story – $357 in Montreal vs $332 in Caguas – so Caguas wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇵🇷 Caguas

🕒 Local time

06:59 6:59 AM

07:59 7:59 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

70,318

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Caguas 3,110 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Caguas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Caguas: Cost of Living - Frequently Asked Questions

Montreal costs about 28% more than Caguas, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $2,420 in Caguas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Caguas, especially for central apartments: a one-bedroom in the center costs $751 there versus $1,298 in Montreal.

A mid-range dinner for two costs $73 in Montreal and $84 in Caguas. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,067 in Montreal and $1,613 in Caguas. That makes Caguas about 22% cheaper.

A $2,000 monthly budget goes further in Caguas, where all-in costs run around $1,613, than in Montreal at $2,067. In Caguas it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward Caguas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.