Last update: Nov 2026

Cost of Living Comparison Between Caguas and Montreal

For one person, living is cheaper in Caguas: $1,613 a month against $2,067 in Montreal, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Caguas
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Caguas Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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Caguas

🇵🇷 Puerto Rico

$1,613

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Caguas and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caguas and in Montreal actually costs, broken down by who's living it.

A single person spends $1,613 per month in Caguas vs $2,067 in Montreal, rent included.

Caguas $1,613
Montreal $2,067

A couple spends around $2,583 per month in Caguas vs $3,179 in Montreal, rent included.

Caguas $2,583
Montreal $3,179

A family of three spends $3,552 per month in Caguas vs $4,291 in Montreal, rent included.

Caguas $3,552
Montreal $4,291

Caguas is about 22% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

Both Caguas and Montreal sit above the global median – Caguas by 19%, Montreal by 53%.

Meal at Budget Restaurant

$15.03 $15.03

$18.89 CA$26.48

-20.43%

Three-Course Dinner for Two, Mid-Range

$84.4 $84.4

$72.6 CA$102

16.36%

Fast Food Meal (McDonalds, etc)

$8.63 $8.63

$10.79 CA$15.13

-20.02%

Cappuccino

$2.27 $2.27

$3.98 CA$5.58

-42.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 $1.11

$2.02 CA$2.83

-45.05%

Water (0.33 liter bottle)

$1.17 $1.17

$1.63 CA$2.29

-28.22%

Local Beer (0.5 liter draught)

$1.52 $1.52

$6.32 CA$8.86

-75.95%

Imported Beer (0.33 liter bottle)

$4.04 $4.04

$7.06 CA$9.90

-42.78%

Milk (1 liter)

$2.11 $2.11

$2.33 CA$3.27

-9.44%

White Bread (500g)

$2.82 $2.82

$3.25 CA$4.55

-13.23%

Rice (white) (1kg)

$2.25 $2.25

$3.26 CA$4.58

-30.98%

Eggs

$4.79 $4.79

$3.48 CA$4.87

37.64%

Local Cheese (1kg)

$6.72 $6.72

$13.73 CA$19.25

-51.06%

Chicken Fillets (1kg)

$9.21 $9.21

$11.48 CA$16.09

-19.77%

Beef Round Steak (1kg)

$11.77 $11.77

$14.26 CA$19.99

-17.46%

Apples (1kg)

$5.02 $5.02

$3.52 CA$4.94

42.61%

Banana (1kg)

$2.64 $2.64

$1.46 CA$2.04

80.82%

Oranges (1kg)

$2.46 $2.46

$3.41 CA$4.78

-27.86%

Tomato (1kg)

$4.28 $4.28

$3.20 CA$4.49

33.75%

Potato (1kg)

$2.52 $2.52

$1.94 CA$2.71

29.90%

Onion (1kg)

$2.70 $2.70

$1.78 CA$2.50

51.69%

Lettuce (1 head)

$2.26 $2.26

$2.52 CA$3.53

-10.32%

Water (1.5 liter bottle)

$1.63 $1.63

$1.58 CA$2.22

3.16%

Cigarettes 20 Pack (Marlboro, Camel)

$10.40 $10.40

$11.51 CA$16.13

-9.64%

Wine (Bottle)

$13.76 $13.76

$10.57 CA$14.82

30.18%

Local Beer (0.5 liter bottle)

$1.44 $1.44

$2.35 CA$3.29

-38.72%

Imported Beer (0.33 liter bottle)

$2.22 $2.22

$2.90 CA$4.06

-23.45%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.61 CA$3.66

-22.61%

Public Transport Monthly Pass (Regular Price)

$70.2 $70.2

$78.5 CA$110

-10.54%

Taxi Start (Normal Tariff)

$2.48 $2.48

$3.17 CA$4.45

-21.77%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.49 CA$2.09

-2.01%

Taxi 1hour Waiting (Normal Tariff)

$41.54 $41.54

$33.49 CA$46.94

24.04%

Gasoline (1 liter)

$0.92 $0.92

$1.36 CA$1.91

-32.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$28.0K CA$39.3K

7.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$21.1K CA$29.6K

22.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$77.6 CA$109

144.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$35.63 CA$49.94

64.97%

Internet (50+ Mbps, Unlimited Data)

$56.0 $56.0

$43.73 CA$61.3

28.13%

Gym Membership (Monthly)

$34.23 $34.23

$30.07 CA$42.16

13.83%

Tennis Court (1 Hour on Weekend)

$49.03 $49.03

$19.97 CA$27.99

145.52%

Cinema Ticket

$9.82 $9.82

$11.27 CA$15.80

-12.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 $299

$522 CA$732

-42.69%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$17.8K CA$24.9K

-32.20%

Jeans (Levis 501 Or Similar)

$25.95 $25.95

$59.0 CA$82.7

-55.99%

Summer Dress (H&M, Zara, etc)

$35.63 $35.63

$39.01 CA$54.7

-8.66%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$99.8 CA$140

-20.85%

Men's Leather Business Shoes

$116 $116

$110 CA$154

5.38%

1-bedroom Apartment, City Center (Monthly)

$751 $751

$1,298 CA$1,820

-42.18%

1-bedroom Apartment, Outside City Center (Monthly)

$522 $522

$970 CA$1,360

-46.25%

3-bedroom Apartment, City Center (Monthly)

$1,113 $1,113

$2,323 CA$3,257

-52.07%

3-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$1,689 CA$2,368

-41.22%

Buy Apartment in City Center (m2)

$2,369 $2,369

$5,004 CA$7,014

-52.66%

Buy Apartment Outside City Center (m2)

$859 $859

$3,736 CA$5,237

-77.00%

Average Monthly Net Salary (After Tax)

$3,014 $3,014

$2,943 CA$4,125

2.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.85

4.51

7.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caguas: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caguas

$522 32.3%

Montreal

$970 47% 86.1% $449

Groceries & Markets

Caguas

$332 20.6%

Montreal

$357 17.3% 7.6% $25

Monthly Utilities & Internet

Caguas

$305 18.9%

Montreal

$157 7.6% 48.5% $148

Eating Out

Caguas

$198 12.3%

Montreal

$292 14.1% 47.1% $93

Clothing & Footwear

Caguas

$115 7.1%

Montreal

$138 6.7% 20% $23

Getting Around

Caguas

$88 5.5%

Montreal

$100 4.8% 13.1% $12

Sport & Entertainment

Caguas

$54 3.3%

Montreal

$53 2.6% 2.3% $1.3

Cost Breakdown

A central one-bedroom costs $751 in Caguas versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84 in Caguas versus $73 in Montreal. Groceries tell a different story – $332 in Caguas vs $357 in Montreal – so Caguas wins on supermarket bills even if dining out costs more.

Good to know

🇵🇷 Caguas

🇨🇦 Montreal

🕒 Local time

05:19 5:19 AM

04:19 4:19 AM

1 h behind Caguas

🌤 Weather

👥 Population

70,318

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Caguas Montreal 3,110 km ≈ 4 h 30 min nonstop flight

From you

Caguas
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caguas vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 28% more than Caguas, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,420 per month in Caguas and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Caguas, especially for central apartments: a one-bedroom in the center costs $751 there versus $1,298 in Montreal.

A mid-range dinner for two costs $84 in Caguas and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,613 in Caguas and $2,067 in Montreal. That makes Caguas about 22% cheaper.

A $2,000 monthly budget goes further in Caguas, where all-in costs run around $1,613, than in Montreal at $2,067. In Caguas it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward Caguas – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.