Cost of Living Comparison Between Montgomery, AL and Ubud, Bali Cost of Living Comparison Between Montgomery, AL and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,077 in Montgomery, AL versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,869 in Montgomery, AL versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,661 in Montgomery, AL versus $3,273 in Ubud, Bali.

Living in Montgomery, AL is roughly 49% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Montgomery, AL 51% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Montgomery, AL
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.52 $16.52
$3.37 Rp 59.7K
390.21%
Three-Course Dinner for Two, Mid-Range
$66.0 $66.0
$38.59 Rp 682.4K
70.98%
Fast Food Meal (McDonalds, etc)
$10.86 $10.86
$5.52 Rp 97.6K
96.74%
Cappuccino
$4.91 $4.91
$2.64 Rp 46.8K
85.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 $2.39
$1.67 Rp 29.6K
43.11%
Water (0.33 liter bottle)
$1.83 $1.83
$0.77 Rp 13.6K
137.66%
Local Beer (0.5 liter draught)
$4.22 $4.22
$2.63 Rp 46.6K
60.46%
Imported Beer (0.33 liter bottle)
$4.83 $4.83
$4.28 Rp 75.7K
12.85%
🛒 Groceries & Markets
Montgomery, AL
Ubud, Bali
Difference
Milk (1 liter)
$0.83 $0.83
$1.55 Rp 27.3K
-46.45%
White Bread (500g)
$2.91 $2.91
$2.22 Rp 39.3K
31.08%
Rice (white) (1kg)
$2.00 $2.00
$1.13 Rp 19.9K
76.99%
Eggs
$4.38 $4.38
$2.09 Rp 36.9K
109.57%
Local Cheese (1kg)
$4.82 $4.82
$17.39 Rp 307.6K
-72.28%
Chicken Fillets (1kg)
$7.22 $7.22
$3.87 Rp 68.4K
86.56%
Beef Round Steak (1kg)
$15.24 $15.24
$12.55 Rp 221.9K
21.43%
Apples (1kg)
$3.81 $3.81
$3.62 Rp 63.9K
5.25%
Banana (1kg)
$1.23 $1.23
$1.56 Rp 27.6K
-21.15%
Oranges (1kg)
$2.80 $2.80
$2.35 Rp 41.6K
19.15%
Tomato (1kg)
$3.07 $3.07
$2.06 Rp 36.4K
49.03%
Potato (1kg)
$2.61 $2.61
$1.90 Rp 33.6K
37.37%
Onion (1kg)
$2.30 $2.30
$2.34 Rp 41.3K
-1.71%
Lettuce (1 head)
$2.07 $2.07
$1.03 Rp 18.2K
100.97%
Water (1.5 liter bottle)
$1.87 $1.87
$0.55 Rp 9,809
240.00%
Cigarettes 20 Pack (Marlboro, Camel)
$8.59 $8.59
$2.25 Rp 39.8K
281.78%
Wine (Bottle)
$14.09 $14.09
$23.81 Rp 421.0K
-40.82%
Local Beer (0.5 liter bottle)
$1.66 $1.66
$2.31 Rp 40.9K
-28.14%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$2.80 Rp 49.5K
16.79%
🚌 Getting Around
Montgomery, AL
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$0.27 Rp 4,816
659.26%
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.2K
-
Taxi Start (Normal Tariff)
$4.25 $4.25
$0.48 Rp 8,515
785.42%
Taxi (Normal Tariff) (1km)
$1.92 $1.92
$0.45 Rp 7,887
326.67%
Taxi 1hour Waiting (Normal Tariff)
$32.67 $32.67
$5.72 Rp 101.1K
471.15%
Gasoline (1 liter)
$0.80 $0.80
$0.76 Rp 13.4K
5.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K $29.1K
$24.5K Rp 433.0M
19.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$32.1K Rp 568.0M
-21.94%
🧾 Monthly Utilities & Internet
Montgomery, AL
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$166 $166
$83.6 Rp 1.5M
99.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$67.3 $67.3
$6.46 Rp 114.2K
942.11%
Internet (50+ Mbps, Unlimited Data)
$72.6 $72.6
$18.99 Rp 335.9K
282.25%
🎉 Sport & Entertainment
Montgomery, AL
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.82 $36.82
$56.0 Rp 989.8K
-34.21%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 329.2K
-
Cinema Ticket
$9.98 $9.98
$4.28 Rp 75.7K
133.18%
🧸 Childcare & Education
Montgomery, AL
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,328 $1,328
$487 Rp 8.6M
173.06%
International Primary School, 1 Child (Yearly)
$8,277 $8,277
$5,856 Rp 103.6M
41.35%
👕👟 Clothing & Footwear
Montgomery, AL
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$61.9 $61.9
$45.56 Rp 805.6K
35.93%
Summer Dress (H&M, Zara, etc)
$24.72 $24.72
$36.38 Rp 643.3K
-32.05%
Sport Shoes (Adidas, Nike)
$76.4 $76.4
$82.0 Rp 1.4M
-6.76%
Men's Leather Business Shoes
$122 $122
$80.4 Rp 1.4M
51.94%
🏠 Accommodation & Living
Montgomery, AL
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,287 $1,287
$1,117 Rp 19.7M
15.24%
1-bedroom Apartment, Outside City Center (Monthly)
$1,010 $1,010
$701 Rp 12.4M
44.00%
3-bedroom Apartment, City Center (Monthly)
$1,637 $1,637
$3,537 Rp 62.5M
-53.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,307 $1,307
$1,762 Rp 31.2M
-25.82%
Buy Apartment in City Center (m2)
$1,404 $1,404
$2,826 Rp 50.0M
-50.32%
Buy Apartment Outside City Center (m2)
$1,413 $1,413
$2,292 Rp 40.5M
-38.36%
💵 Salaries & Financials
Montgomery, AL
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,580 $3,580
$170 Rp 3.0M
2008.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.15
13.78
-55.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montgomery, AL: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,287 in Montgomery, AL and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Montgomery, AL pays 2009% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Montgomery, AL vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $298 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montgomery, AL vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Montgomery, AL and in Ubud, Bali?
Montgomery, AL and Ubud, Bali differ by about 49% in total monthly costs ($2,077 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Montgomery, AL or Ubud, Bali?
Average pay runs 2009% higher in Montgomery, AL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Montgomery, AL and in Ubud, Bali?
Rent for a central apartment: $1,287 in Montgomery, AL versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 2% higher in Montgomery, AL. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Montgomery, AL or Ubud, Bali?
All in, you'll spend $2,077 per month in Montgomery, AL versus $1,396 in Ubud, Bali – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,396 in Ubud, Bali versus $2,077 in Montgomery, AL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Montgomery, AL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Montgomery, AL and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Montgomery, AL or Ubud, Bali safer for residents?
Safety-wise, Montgomery, AL and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Montgomery, AL or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Montgomery, AL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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