Cost of Living Comparison Between Ubud, Bali and Montgomery, AL Cost of Living Comparison Between Ubud, Bali and Montgomery, AL

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,925 in Montgomery, AL.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,671 in Montgomery, AL.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,417 in Montgomery, AL.

Living in Ubud, Bali costs roughly 27% less than in Montgomery, AL, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Montgomery, AL 44% above.

Currency
🍽 Eating Out
Ubud, Bali
Montgomery, AL
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$20.22 $20.22
-82.94%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$51.3 $51.3
-36.91%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$11.16 $11.16
-56.63%
Cappuccino
$2.75 Rp 49.4K
$5.37 $5.37
-48.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$2.48 $2.48
-44.35%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$2.00 $2.00
-62.50%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$4.17 $4.17
-28.30%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$3.93 $3.93
-2.04%
🛒 Groceries & Markets
Ubud, Bali
Montgomery, AL
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$0.88 $0.88
97.73%
White Bread (500g)
$2.46 Rp 44.2K
$1.55 $1.55
58.71%
Rice (white) (1kg)
$1.17 Rp 21.0K
$2.56 $2.56
-54.30%
Eggs
$2.43 Rp 43.7K
$3.72 $3.72
-34.68%
Local Cheese (1kg)
$14.50 Rp 260.6K
$7.26 $7.26
99.72%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$8.07 $8.07
-46.10%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$14.70 $14.70
-18.50%
Apples (1kg)
$3.72 Rp 66.8K
$5.35 $5.35
-30.47%
Banana (1kg)
$1.63 Rp 29.2K
$1.40 $1.40
16.43%
Oranges (1kg)
$2.74 Rp 49.3K
$2.23 $2.23
22.87%
Tomato (1kg)
$2.24 Rp 40.3K
$3.32 $3.32
-32.53%
Potato (1kg)
$1.92 Rp 34.5K
$2.06 $2.06
-6.80%
Onion (1kg)
$2.28 Rp 40.9K
$1.95 $1.95
16.92%
Lettuce (1 head)
$1.06 Rp 19.1K
$2.14 $2.14
-50.47%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.26 $1.26
-42.86%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$7.10 $7.10
-53.66%
Wine (Bottle)
$23.19 Rp 416.8K
$13.83 $13.83
67.68%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.70 $1.70
63.53%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.54 $1.54
77.27%
🚌 Getting Around
Ubud, Bali
Montgomery, AL
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$2.03 $2.03
-86.70%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$3.41 $3.41
-85.92%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.21 $1.21
-65.29%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$28.64 $28.64
-78.28%
Gasoline (1 liter)
$0.81 Rp 14.6K
$0.81 $0.81
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$29.0K $29.0K
-8.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$25.0K $25.0K
28.68%
🧾 Monthly Utilities & Internet
Ubud, Bali
Montgomery, AL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$296 $296
-73.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$50.7 $50.7
-91.97%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$65.3 $65.3
-62.72%
🎉 Sport & Entertainment
Ubud, Bali
Montgomery, AL
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$38.23 $38.23
157.94%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$9.52 $9.52
-58.09%
🧸 Childcare & Education
Ubud, Bali
Montgomery, AL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$1,343 $1,343
-77.29%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$9,965 $9,965
-33.34%
👕👟 Clothing & Footwear
Ubud, Bali
Montgomery, AL
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$55.2 $55.2
-1.92%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$24.93 $24.93
51.66%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$71.4 $71.4
21.68%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$142 $142
-46.24%
🏠 Accommodation & Living
Ubud, Bali
Montgomery, AL
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$1,249 $1,249
-20.60%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$748 $748
-10.01%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$1,556 $1,556
116.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$920 $920
122.94%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$1,401 $1,401
100.25%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$1,393 $1,393
59.90%
💵 Salaries & Financials
Ubud, Bali
Montgomery, AL
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$3,645 $3,645
-95.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.42
106.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Montgomery, AL: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,249 in Montgomery, AL. Housing cost is often the main lever when comparing two cities.

Montgomery, AL pays 2083% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $51.0 in Montgomery, AL. Groceries flip the comparison at $297 vs $289, with Montgomery, AL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Montgomery, AL: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Montgomery, AL?
Ubud, Bali and Montgomery, AL differ by about 37% in total monthly costs ($1,408 vs $1,925 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 2083% lower in Montgomery, AL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Montgomery, AL?
Rent for a central apartment: $992 in Ubud, Bali versus $1,249 in Montgomery, AL. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Montgomery, AL pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Ubud, Bali or Montgomery, AL?
All in, you'll spend $1,408 per month in Ubud, Bali versus $1,925 in Montgomery, AL – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,408 in Ubud, Bali versus $1,925 in Montgomery, AL, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Montgomery, AL. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Montgomery, AL?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Montgomery, AL safer for residents?
Safety-wise, Ubud, Bali and Montgomery, AL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Montgomery, AL?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 37% less than in Montgomery, AL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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