Last update: Oct 2026

Cost of Living Comparison Between Montgomery, AL and Toronto

For one person, living is cheaper in Montgomery, AL: $2,354 a month against $2,561 in Toronto, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Montgomery, AL
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Montgomery, AL Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Montgomery, AL

🇺🇸 United States

$2,354

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Montgomery, AL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montgomery, AL and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,354 in Montgomery, AL versus $2,561 in Toronto.

Montgomery, AL $2,354
Toronto $2,561

Estimated couple costs with rent: $3,197 in Montgomery, AL versus $3,694 in Toronto.

Montgomery, AL $3,197
Toronto $3,694

Monthly costs for a family of three with rent: $4,039 in Montgomery, AL versus $4,826 in Toronto.

Montgomery, AL $4,039
Toronto $4,826

Living in Montgomery, AL costs roughly 8% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Montgomery, AL 74% above, Toronto 90% above.

Meal at Budget Restaurant

$16.11 $16.11

$17.18 CA$24.29

-6.23%

Three-Course Dinner for Two, Mid-Range

$55.6 $55.6

$76.0 CA$107

-26.83%

Fast Food Meal (McDonalds, etc)

$10.30 $10.30

$10.54 CA$14.89

-2.28%

Cappuccino

$5.36 $5.36

$4.02 CA$5.68

33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$2.12 CA$3.00

23.58%

Water (0.33 liter bottle)

$2.07 $2.07

$1.75 CA$2.48

18.29%

Local Beer (0.5 liter draught)

$4.37 $4.37

$6.24 CA$8.83

-29.97%

Imported Beer (0.33 liter bottle)

$4.89 $4.89

$7.09 CA$10.02

-31.03%

Milk (1 liter)

$0.85 $0.85

$2.44 CA$3.45

-65.16%

White Bread (500g)

$3.59 $3.59

$2.68 CA$3.78

33.96%

Rice (white) (1kg)

$2.05 $2.05

$2.24 CA$3.17

-8.48%

Eggs

$3.14 $3.14

$3.56 CA$5.03

-11.80%

Local Cheese (1kg)

$7.96 $7.96

$9.09 CA$12.85

-12.43%

Chicken Fillets (1kg)

$7.39 $7.39

$11.33 CA$16.01

-34.77%

Beef Round Steak (1kg)

$14.27 $14.27

$14.53 CA$20.55

-1.79%

Apples (1kg)

$3.98 $3.98

$3.62 CA$5.12

9.94%

Banana (1kg)

$1.28 $1.28

$1.21 CA$1.72

5.79%

Oranges (1kg)

$1.96 $1.96

$3.60 CA$5.09

-45.56%

Tomato (1kg)

$4.16 $4.16

$4.21 CA$5.96

-1.19%

Potato (1kg)

$3.11 $3.11

$1.79 CA$2.53

73.74%

Onion (1kg)

$2.66 $2.66

$1.59 CA$2.25

67.30%

Lettuce (1 head)

$2.09 $2.09

$2.27 CA$3.21

-7.93%

Water (1.5 liter bottle)

$2.18 $2.18

$1.25 CA$1.77

74.40%

Cigarettes 20 Pack (Marlboro, Camel)

$8.89 $8.89

$13.82 CA$19.53

-35.67%

Wine (Bottle)

$15.07 $15.07

$14.27 CA$20.18

5.61%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$2.20 CA$3.10

-11.82%

Imported Beer (0.33 liter bottle)

$3.86 $3.86

$2.43 CA$3.44

58.85%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.39 CA$3.38

-14.64%

Public Transport Monthly Pass (Regular Price)

$45.02 $45.02

$111 CA$157

-59.42%

Taxi Start (Normal Tariff)

$2.53 $2.53

$2.91 CA$4.12

-13.06%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.20 CA$1.69

33.33%

Taxi 1hour Waiting (Normal Tariff)

$25.54 $25.54

$21.38 CA$30.23

19.46%

Gasoline (1 liter)

$0.90 $0.90

$1.21 CA$1.71

-25.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K $31.7K

$28.2K CA$39.8K

12.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$20.3K CA$28.6K

28.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$309 $309

$120 CA$170

156.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.7 $50.7

$32.26 CA$45.60

57.16%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$47.93 CA$67.8

51.32%

Gym Membership (Monthly)

$37.83 $37.83

$38.48 CA$54.4

-1.69%

Tennis Court (1 Hour on Weekend)

$28.52 $28.52

$22.96 CA$32.46

24.22%

Cinema Ticket

$9.81 $9.81

$12.38 CA$17.50

-20.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,380 $1,380

$830 CA$1,173

66.29%

International Primary School, 1 Child (Yearly)

$13.7K $13.7K

$23.1K CA$32.6K

-40.56%

Jeans (Levis 501 Or Similar)

$48.94 $48.94

$50.7 CA$71.7

-3.49%

Summer Dress (H&M, Zara, etc)

$35.52 $35.52

$40.02 CA$56.6

-11.24%

Sport Shoes (Adidas, Nike)

$86.2 $86.2

$98.0 CA$139

-11.97%

Men's Leather Business Shoes

$96.5 $96.5

$121 CA$171

-20.03%

1-bedroom Apartment, City Center (Monthly)

$1,287 $1,287

$1,592 CA$2,251

-19.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,084 $1,084

$1,410 CA$1,994

-23.12%

3-bedroom Apartment, City Center (Monthly)

$1,589 $1,589

$2,670 CA$3,775

-40.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,455 $1,455

$2,152 CA$3,042

-32.37%

Buy Apartment in City Center (m2)

$1,368 $1,368

$7,945 CA$11.2K

-82.78%

Buy Apartment Outside City Center (m2)

$1,309 $1,309

$6,542 CA$9,249

-79.99%

Average Monthly Net Salary (After Tax)

$3,632 $3,632

$3,727 CA$5,269

-2.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

4.47

46.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montgomery, AL: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montgomery, AL

$1.1K 46%

Toronto

$1.4K 55.1% 30.1% $326

Monthly Utilities & Internet

Montgomery, AL

$432 18.4%

Toronto

$201 7.8% 53.6% $232

Groceries & Markets

Montgomery, AL

$322 13.7%

Toronto

$340 13.3% 5.6% $18

Eating Out

Montgomery, AL

$274 11.7%

Toronto

$278 10.9% 1.4% $3.8

Clothing & Footwear

Montgomery, AL

$120 5.1%

Toronto

$139 5.4% 15.8% $19

Getting Around

Montgomery, AL

$64 2.7%

Toronto

$129 5.1% 103% $66

Sport & Entertainment

Montgomery, AL

$57 2.4%

Toronto

$63 2.5% 10.1% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,287 in Montgomery, AL and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Montgomery, AL vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $322 vs $340 per month, with Montgomery, AL cheaper across the board.

Good to know

🇺🇸 Montgomery, AL

🇨🇦 Toronto

🕒 Local time

02:57 2:57 AM

03:57 3:57 AM

1 h ahead of Montgomery, AL

🌤 Weather

👥 Population

200,603

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Montgomery, AL Toronto 1,390 km ≈ 2 h 15 min nonstop flight

From you

Montgomery, AL
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montgomery, AL vs Toronto: Cost of Living - Frequently Asked Questions

Montgomery, AL and Toronto differ by about 9% in total monthly costs ($2,354 vs $2,561 including rent). Montgomery, AL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,287 in Montgomery, AL versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Montgomery, AL – a meal for two runs $56.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,354 per month in Montgomery, AL versus $2,561 in Toronto – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,354 in Montgomery, AL versus $2,561 in Toronto, a $3,000 budget is realistic in Montgomery, AL but tight or insufficient in Toronto. The gap between the two cities makes Montgomery, AL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Montgomery, AL gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.