Last update: Oct 2026

Cost of Living Comparison Between Toronto and Montgomery, AL

For one person, living is cheaper in Montgomery, AL: $2,354 a month against $2,561 in Toronto, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
115

Cost of Living Index in Montgomery, AL
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Montgomery, AL Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Montgomery, AL

🇺🇸 United States

$2,354

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Montgomery, AL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Montgomery, AL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,354 in Montgomery, AL.

Toronto $2,561
Montgomery, AL $2,354

Estimated couple costs with rent: $3,694 in Toronto versus $3,197 in Montgomery, AL.

Toronto $3,694
Montgomery, AL $3,197

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,039 in Montgomery, AL.

Toronto $4,826
Montgomery, AL $4,039

Living in Toronto is roughly 9% more expensive than in Montgomery, AL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Montgomery, AL 74% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$16.11 $16.11

6.64%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$55.6 $55.6

36.66%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.30 $10.30

2.33%

Cappuccino

$4.02 CA$5.68

$5.36 $5.36

-25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.62 $2.62

-19.08%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.07 $2.07

-15.46%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.37 $4.37

42.79%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.89 $4.89

44.99%

Milk (1 liter)

$2.44 CA$3.45

$0.85 $0.85

187.06%

White Bread (500g)

$2.68 CA$3.78

$3.59 $3.59

-25.35%

Rice (white) (1kg)

$2.24 CA$3.17

$2.05 $2.05

9.27%

Eggs

$3.56 CA$5.03

$3.14 $3.14

13.38%

Local Cheese (1kg)

$9.09 CA$12.85

$7.96 $7.96

14.20%

Chicken Fillets (1kg)

$11.33 CA$16.01

$7.39 $7.39

53.32%

Beef Round Steak (1kg)

$14.53 CA$20.55

$14.27 $14.27

1.82%

Apples (1kg)

$3.62 CA$5.12

$3.98 $3.98

-9.05%

Banana (1kg)

$1.21 CA$1.72

$1.28 $1.28

-5.47%

Oranges (1kg)

$3.60 CA$5.09

$1.96 $1.96

83.67%

Tomato (1kg)

$4.21 CA$5.96

$4.16 $4.16

1.20%

Potato (1kg)

$1.79 CA$2.53

$3.11 $3.11

-42.44%

Onion (1kg)

$1.59 CA$2.25

$2.66 $2.66

-40.23%

Lettuce (1 head)

$2.27 CA$3.21

$2.09 $2.09

8.61%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.18 $2.18

-42.66%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.89 $8.89

55.46%

Wine (Bottle)

$14.27 CA$20.18

$15.07 $15.07

-5.31%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.94 $1.94

13.40%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.86 $3.86

-37.05%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.04 $2.04

17.16%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$45.02 $45.02

146.40%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.53 $2.53

15.02%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.60 $1.60

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$25.54 $25.54

-16.29%

Gasoline (1 liter)

$1.21 CA$1.71

$0.90 $0.90

34.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$31.7K $31.7K

-11.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$25.9K $25.9K

-21.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$309 $309

-61.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$50.7 $50.7

-36.37%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$72.5 $72.5

-33.92%

Gym Membership (Monthly)

$38.48 CA$54.4

$37.83 $37.83

1.72%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$28.52 $28.52

-19.50%

Cinema Ticket

$12.38 CA$17.50

$9.81 $9.81

26.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,380 $1,380

-39.86%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$13.7K $13.7K

68.23%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$48.94 $48.94

3.62%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$35.52 $35.52

12.67%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$86.2 $86.2

13.60%

Men's Leather Business Shoes

$121 CA$171

$96.5 $96.5

25.05%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,287 $1,287

23.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,084 $1,084

30.07%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,589 $1,589

68.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,455 $1,455

47.86%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,368 $1,368

480.61%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,309 $1,309

399.67%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,632 $3,632

2.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.54

-31.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Montgomery, AL: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Montgomery, AL

$1.1K 46% 23.1% $326

Groceries & Markets

Toronto

$340 13.3%

Montgomery, AL

$322 13.7% 5.3% $18

Eating Out

Toronto

$278 10.9%

Montgomery, AL

$274 11.7% 1.4% $3.8

Monthly Utilities & Internet

Toronto

$201 7.8%

Montgomery, AL

$432 18.4% 116% $232

Clothing & Footwear

Toronto

$139 5.4%

Montgomery, AL

$120 5.1% 13.6% $19

Getting Around

Toronto

$129 5.1%

Montgomery, AL

$64 2.7% 50.7% $66

Sport & Entertainment

Toronto

$63 2.5%

Montgomery, AL

$57 2.4% 9.2% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,287 in Montgomery, AL. Housing cost is often the main lever when comparing two cities.

Toronto pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $56.0 in Montgomery, AL for a mid-range dinner for two. Groceries echo the gap at $340 vs $322 per month, with Montgomery, AL cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Montgomery, AL

🕒 Local time

10:59 10:59 AM

09:59 9:59 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

200,603

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Montgomery, AL 1,390 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Montgomery, AL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Montgomery, AL: Cost of Living - Frequently Asked Questions

Toronto and Montgomery, AL differ by about 9% in total monthly costs ($2,561 vs $2,354 including rent). Montgomery, AL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $1,287 in Montgomery, AL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Montgomery, AL – a meal for two runs $56.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $2,354 in Montgomery, AL – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,354 in Montgomery, AL versus $2,561 in Toronto, a $3,000 budget is realistic in Montgomery, AL but tight or insufficient in Toronto. The gap between the two cities makes Montgomery, AL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Montgomery, AL gentler on the wallet – expenses run 9% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.