Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Saratoga Springs, NY

For one person, living is cheaper in Montevideo: $1,813 a month against $2,870 in Saratoga Springs, NY, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
140

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index

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Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Saratoga Springs, NY

🇺🇸 United States

$2,870

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Saratoga Springs, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Saratoga Springs, NY actually costs, broken down by who's living it.

A single person spends $1,813 per month in Montevideo vs $2,870 in Saratoga Springs, NY, rent included.

Montevideo $1,813
Saratoga Springs, NY $2,870

A couple spends around $2,782 per month in Montevideo vs $4,028 in Saratoga Springs, NY, rent included.

Montevideo $2,782
Saratoga Springs, NY $4,028

A family of three spends $3,750 per month in Montevideo vs $5,185 in Saratoga Springs, NY, rent included.

Montevideo $3,750
Saratoga Springs, NY $5,185

Montevideo is about 37% cheaper than Saratoga Springs, NY, and outside of rent the biggest gap is in groceries.

Both Montevideo and Saratoga Springs, NY sit above the global median – Montevideo by 35%, Saratoga Springs, NY by 114%.

Meal at Budget Restaurant

$15.26 UYU 613

$17.82 $17.82

-14.37%

Three-Course Dinner for Two, Mid-Range

$67.4 UYU 2,711

$77.8 $77.8

-13.32%

Fast Food Meal (McDonalds, etc)

$14.37 UYU 578

$8.23 $8.23

74.61%

Cappuccino

$4.64 UYU 187

$5.33 $5.33

-12.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 UYU 110

$2.65 $2.65

3.02%

Water (0.33 liter bottle)

$2.09 UYU 84.0

$1.93 $1.93

8.29%

Local Beer (0.5 liter draught)

$4.75 UYU 191

$6.68 $6.68

-28.89%

Imported Beer (0.33 liter bottle)

$3.67 UYU 147

$7.35 $7.35

-50.07%

Milk (1 liter)

$1.38 UYU 55.5

$0.88 $0.88

56.82%

White Bread (500g)

$2.77 UYU 112

$3.36 $3.36

-17.56%

Rice (white) (1kg)

$1.69 UYU 67.8

$4.50 $4.50

-62.44%

Eggs

$4.52 UYU 182

$3.92 $3.92

15.31%

Local Cheese (1kg)

$14.17 UYU 570

$10.86 $10.86

30.48%

Chicken Fillets (1kg)

$12.07 UYU 485

$13.76 $13.76

-12.28%

Beef Round Steak (1kg)

$12.16 UYU 489

$18.00 $18.00

-32.44%

Apples (1kg)

$2.87 UYU 116

$6.48 $6.48

-55.71%

Banana (1kg)

$2.75 UYU 110

$1.43 $1.43

92.31%

Oranges (1kg)

$1.73 UYU 69.5

$5.27 $5.27

-67.17%

Tomato (1kg)

$3.24 UYU 130

$6.97 $6.97

-53.52%

Potato (1kg)

$2.07 UYU 83.1

$3.00 $3.00

-31.00%

Onion (1kg)

$2.07 UYU 83.1

$3.36 $3.36

-38.39%

Lettuce (1 head)

$1.38 UYU 55.4

$2.42 $2.42

-42.98%

Water (1.5 liter bottle)

$1.85 UYU 74.5

$2.74 $2.74

-32.48%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 UYU 224

$12.86 $12.86

-56.69%

Wine (Bottle)

$8.89 UYU 357

$14.77 $14.77

-39.81%

Local Beer (0.5 liter bottle)

$2.29 UYU 92.2

$2.95 $2.95

-22.37%

Imported Beer (0.33 liter bottle)

$2.70 UYU 109

$4.79 $4.79

-43.63%

One-way Ticket (Public Transport)

$1.52 UYU 61.3

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,962

Taxi Start (Normal Tariff)

$1.82 UYU 73.4

$3.82 $3.82

-52.36%

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.05

$2.17 $2.17

-81.57%

Taxi 1hour Waiting (Normal Tariff)

$10.66 UYU 429

$29.63 $29.63

-64.02%

Gasoline (1 liter)

$2.22 UYU 89.2

$0.96 $0.96

131.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K UYU 1.1M

$33.9K $33.9K

-21.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K UYU 1.5M

$24.9K $24.9K

47.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 UYU 7,674

$236 $236

-19.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.40 UYU 820

$52.4 $52.4

-61.08%

Internet (50+ Mbps, Unlimited Data)

$44.14 UYU 1,775

$58.4 $58.4

-24.44%

Gym Membership (Monthly)

$54.1 UYU 2,177

$59.6 $59.6

-9.08%

Tennis Court (1 Hour on Weekend)

$19.68 UYU 791

$20.12 $20.12

-2.19%

Cinema Ticket

$12.33 UYU 496

$14.95 $14.95

-17.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$613 UYU 24.7K

$1,387 $1,387

-55.80%

International Primary School, 1 Child (Yearly)

$11.0K UYU 444.3K

$17.7K $17.7K

-37.60%

Jeans (Levis 501 Or Similar)

$103 UYU 4,134

$53.8 $53.8

91.20%

Summer Dress (H&M, Zara, etc)

$56.1 UYU 2,255

$48.61 $48.61

15.35%

Sport Shoes (Adidas, Nike)

$124 UYU 5,000

$93.2 $93.2

33.47%

Men's Leather Business Shoes

$130 UYU 5,214

$101 $101

27.83%

1-bedroom Apartment, City Center (Monthly)

$705 UYU 28.4K

$2,517 $2,517

-71.98%

1-bedroom Apartment, Outside City Center (Monthly)

$575 UYU 23.1K

$1,543 $1,543

-62.71%

3-bedroom Apartment, City Center (Monthly)

$1,139 UYU 45.8K

$3,051 $3,051

-62.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,016 UYU 40.8K

$2,169 $2,169

-53.17%

Buy Apartment in City Center (m2)

$3,349 UYU 134.6K

Buy Apartment Outside City Center (m2)

$1,942 UYU 78.1K

Average Monthly Net Salary (After Tax)

$1,229 UYU 49.4K

$4,942 $4,942

-75.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

6.66

-13.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 5, 2026

Last update for Saratoga Springs, NY: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$575 32.3%

Saratoga Springs, NY

$1.5K 53.9% 168% $968

Groceries & Markets

Montevideo

$332 18.7%

Saratoga Springs, NY

$441 15.4% 32.5% $108

Eating Out

Montevideo

$271 15.2%

Saratoga Springs, NY

$298 10.4% 9.8% $27

Monthly Utilities & Internet

Montevideo

$255 14.3%

Saratoga Springs, NY

$346 12.1% 35.7% $91

Clothing & Footwear

Montevideo

$186 10.4%

Saratoga Springs, NY

$134 4.7% 28.1% $52

Getting Around

Montevideo

$84 4.7%

Saratoga Springs, NY

$15 * 0.5% 82.4% $69

Sport & Entertainment

Montevideo

$79 4.4%

Saratoga Springs, NY

$89 3.1% 13.5% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $705 in Montevideo versus $2,517 in Saratoga Springs, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 302% higher in Saratoga Springs, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Montevideo versus $78.0 in Saratoga Springs, NY. Monthly groceries follow the same trend: $332 vs $441 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇺🇸 Saratoga Springs, NY

🕒 Local time

05:12 5:12 AM

04:12 4:12 AM

1 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

28,491

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 11, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo Saratoga Springs, NY 8,850 km ≈ 12 h nonstop flight

From you

Montevideo
Saratoga Springs, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Saratoga Springs, NY: Cost of Living - Frequently Asked Questions

Yes – Saratoga Springs, NY is pricier by about 58%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,720 per month in Montevideo and $4,306 in Saratoga Springs, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $67.0 in Montevideo and $78.0 in Saratoga Springs, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Saratoga Springs, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Saratoga Springs, NY at $2,870. In Montevideo it covers expenses comfortably, while in Saratoga Springs, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saratoga Springs, NY makes more sense. Both are solid long-term options with distinct trade-offs.