Last update: Oct 2026

Cost of Living Comparison Between Saratoga Springs, NY and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $2,870 in Saratoga Springs, NY, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Saratoga Springs, NY

🇺🇸 United States

$2,870

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Saratoga Springs, NY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saratoga Springs, NY and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,870 per month in Saratoga Springs, NY vs $1,813 in Montevideo, rent included.

Saratoga Springs, NY $2,870
Montevideo $1,813

A couple spends around $4,028 per month in Saratoga Springs, NY vs $2,782 in Montevideo, rent included.

Saratoga Springs, NY $4,028
Montevideo $2,782

A family of three spends $5,185 per month in Saratoga Springs, NY vs $3,750 in Montevideo, rent included.

Saratoga Springs, NY $5,185
Montevideo $3,750

Saratoga Springs, NY costs about 58% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Saratoga Springs, NY and Montevideo sit above the global median – Saratoga Springs, NY by 114%, Montevideo by 35%.

Meal at Budget Restaurant

$17.82 $17.82

$15.26 UYU 613

16.78%

Three-Course Dinner for Two, Mid-Range

$77.8 $77.8

$67.4 UYU 2,711

15.36%

Fast Food Meal (McDonalds, etc)

$8.23 $8.23

$14.37 UYU 578

-42.73%

Cappuccino

$5.33 $5.33

$4.64 UYU 187

14.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$2.73 UYU 110

-2.93%

Water (0.33 liter bottle)

$1.93 $1.93

$2.09 UYU 84.0

-7.66%

Local Beer (0.5 liter draught)

$6.68 $6.68

$4.75 UYU 191

40.63%

Imported Beer (0.33 liter bottle)

$7.35 $7.35

$3.67 UYU 147

100.27%

Milk (1 liter)

$0.88 $0.88

$1.38 UYU 55.5

-36.23%

White Bread (500g)

$3.36 $3.36

$2.77 UYU 112

21.30%

Rice (white) (1kg)

$4.50 $4.50

$1.69 UYU 67.8

166.27%

Eggs

$3.92 $3.92

$4.52 UYU 182

-13.27%

Local Cheese (1kg)

$10.86 $10.86

$14.17 UYU 570

-23.36%

Chicken Fillets (1kg)

$13.76 $13.76

$12.07 UYU 485

14.00%

Beef Round Steak (1kg)

$18.00 $18.00

$12.16 UYU 489

48.03%

Apples (1kg)

$6.48 $6.48

$2.87 UYU 116

125.78%

Banana (1kg)

$1.43 $1.43

$2.75 UYU 110

-48.00%

Oranges (1kg)

$5.27 $5.27

$1.73 UYU 69.5

204.62%

Tomato (1kg)

$6.97 $6.97

$3.24 UYU 130

115.12%

Potato (1kg)

$3.00 $3.00

$2.07 UYU 83.1

44.93%

Onion (1kg)

$3.36 $3.36

$2.07 UYU 83.1

62.32%

Lettuce (1 head)

$2.42 $2.42

$1.38 UYU 55.4

75.36%

Water (1.5 liter bottle)

$2.74 $2.74

$1.85 UYU 74.5

48.11%

Cigarettes 20 Pack (Marlboro, Camel)

$12.86 $12.86

$5.57 UYU 224

130.88%

Wine (Bottle)

$14.77 $14.77

$8.89 UYU 357

66.14%

Local Beer (0.5 liter bottle)

$2.95 $2.95

$2.29 UYU 92.2

28.82%

Imported Beer (0.33 liter bottle)

$4.79 $4.79

$2.70 UYU 109

77.41%

One-way Ticket (Public Transport)

$1.52 UYU 61.3

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,962

Taxi Start (Normal Tariff)

$3.82 $3.82

$1.82 UYU 73.4

109.89%

Taxi (Normal Tariff) (1km)

$2.17 $2.17

$0.40 UYU 16.05

442.50%

Taxi 1hour Waiting (Normal Tariff)

$29.63 $29.63

$10.66 UYU 429

177.95%

Gasoline (1 liter)

$0.96 $0.96

$2.22 UYU 89.2

-56.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K $33.9K

$26.7K UYU 1.1M

26.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$36.7K UYU 1.5M

-32.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$191 UYU 7,674

23.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 $52.4

$20.40 UYU 820

156.91%

Internet (50+ Mbps, Unlimited Data)

$58.4 $58.4

$44.14 UYU 1,775

32.35%

Gym Membership (Monthly)

$59.6 $59.6

$54.1 UYU 2,177

9.99%

Tennis Court (1 Hour on Weekend)

$20.12 $20.12

$19.68 UYU 791

2.24%

Cinema Ticket

$14.95 $14.95

$12.33 UYU 496

21.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,387 $1,387

$613 UYU 24.7K

126.25%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$11.0K UYU 444.3K

60.27%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$103 UYU 4,134

-47.70%

Summer Dress (H&M, Zara, etc)

$48.61 $48.61

$56.1 UYU 2,255

-13.30%

Sport Shoes (Adidas, Nike)

$93.2 $93.2

$124 UYU 5,000

-25.07%

Men's Leather Business Shoes

$101 $101

$130 UYU 5,214

-21.77%

1-bedroom Apartment, City Center (Monthly)

$2,517 $2,517

$705 UYU 28.4K

256.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,543 $1,543

$575 UYU 23.1K

168.15%

3-bedroom Apartment, City Center (Monthly)

$3,051 $3,051

$1,139 UYU 45.8K

168.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,169 $2,169

$1,016 UYU 40.8K

113.53%

Buy Apartment in City Center (m2)

$3,349 UYU 134.6K

Buy Apartment Outside City Center (m2)

$1,942 UYU 78.1K

Average Monthly Net Salary (After Tax)

$4,942 $4,942

$1,229 UYU 49.4K

302.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

5.74

16.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: October 6, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saratoga Springs, NY

$1.5K 53.9%

Montevideo

$575 32.3% 62.7% $968

Groceries & Markets

Saratoga Springs, NY

$441 15.4%

Montevideo

$332 18.7% 24.5% $108

Monthly Utilities & Internet

Saratoga Springs, NY

$346 12.1%

Montevideo

$255 14.3% 26.3% $91

Eating Out

Saratoga Springs, NY

$298 10.4%

Montevideo

$271 15.2% 8.9% $27

Clothing & Footwear

Saratoga Springs, NY

$134 4.7%

Montevideo

$186 10.4% 39% $52

Sport & Entertainment

Saratoga Springs, NY

$89 3.1%

Montevideo

$79 4.4% 11.9% $11

Getting Around

Saratoga Springs, NY

$15 * 0.5%

Montevideo

$84 4.7% 469% $69

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,517 in Saratoga Springs, NY versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 302% higher in Saratoga Springs, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Saratoga Springs, NY versus $67.0 in Montevideo. Monthly groceries follow the same trend: $441 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Saratoga Springs, NY

🇺🇾 Montevideo

🕒 Local time

03:29 3:29 AM

04:29 4:29 AM

1 h ahead of Saratoga Springs, NY

🌤 Weather

👥 Population

28,491

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.892 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 11, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Saratoga Springs, NY Montevideo 8,850 km ≈ 12 h nonstop flight

From you

Saratoga Springs, NY
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saratoga Springs, NY vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Saratoga Springs, NY is pricier by about 58%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,306 per month in Saratoga Springs, NY and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $78.0 in Saratoga Springs, NY and $67.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 33% more in Saratoga Springs, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Saratoga Springs, NY at $2,870. In Montevideo it covers expenses comfortably, while in Saratoga Springs, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saratoga Springs, NY makes more sense. Both are solid long-term options with distinct trade-offs.