Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Saint Ann's Bay

For one person, living is cheaper in Saint Ann’s Bay: $1,006 a month against $1,771 in Montevideo, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Montevideo
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Montevideo Living Index
48

Cost of Living Index in Saint Ann's Bay
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Saint Ann's Bay Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Saint Ann's Bay

🇯🇲 Jamaica

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Saint Ann's Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Saint Ann's Bay actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $1,006 in Saint Ann’s Bay, rent included.

Montevideo $1,771
Saint Ann's Bay $1,006

A couple spends around $2,784 per month in Montevideo vs $1,600 in Saint Ann’s Bay, rent included.

Montevideo $2,784
Saint Ann's Bay $1,600

A family of three spends $3,797 per month in Montevideo vs $2,195 in Saint Ann’s Bay, rent included.

Montevideo $3,797
Saint Ann's Bay $2,195

Montevideo costs about 76% more than Saint Ann’s Bay, and outside of rent the biggest gap is in clothing.

Montevideo sits 30% above the global median, while Saint Ann’s Bay is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.63 UYU 629

$13.35 JMD 2,105

17.08%

Three-Course Dinner for Two, Mid-Range

$69.9 UYU 2,812

$50.2 JMD 7,922

39.21%

Fast Food Meal (McDonalds, etc)

$14.51 UYU 584

$8.31 JMD 1,311

74.61%

Cappuccino

$4.43 UYU 178

$5.46 JMD 862

-18.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 UYU 100

$1.20 JMD 190

107.50%

Water (0.33 liter bottle)

$1.95 UYU 78.5

$0.70 JMD 110

178.57%

Local Beer (0.5 liter draught)

$4.78 UYU 192

$2.25 JMD 354

112.44%

Imported Beer (0.33 liter bottle)

$3.67 UYU 148

$3.12 JMD 492

17.63%

Milk (1 liter)

$1.26 UYU 50.6

$4.07 JMD 641

-69.04%

White Bread (500g)

$2.98 UYU 120

$3.74 JMD 589

-20.32%

Rice (white) (1kg)

$1.74 UYU 70.1

$1.63 JMD 258

6.75%

Eggs

$4.80 UYU 193

$3.47 JMD 547

38.33%

Local Cheese (1kg)

$14.06 UYU 565

$11.20 JMD 1,766

25.54%

Chicken Fillets (1kg)

$11.35 UYU 457

$6.20 JMD 978

83.06%

Beef Round Steak (1kg)

$12.16 UYU 489

$10.09 JMD 1,591

20.52%

Apples (1kg)

$2.74 UYU 110

$6.00 JMD 946

-54.33%

Banana (1kg)

$2.83 UYU 114

$3.99 JMD 629

-29.07%

Oranges (1kg)

$1.63 UYU 65.4

$7.53 JMD 1,187

-78.35%

Tomato (1kg)

$3.18 UYU 128

$2.98 JMD 469

6.71%

Potato (1kg)

$2.02 UYU 81.1

$3.28 JMD 518

-38.41%

Onion (1kg)

$2.13 UYU 85.5

$2.62 JMD 414

-18.70%

Lettuce (1 head)

$1.39 UYU 56.0

$3.15 JMD 497

-55.87%

Water (1.5 liter bottle)

$1.94 UYU 78.2

$1.44 JMD 226

34.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.34 UYU 215

$9.30 JMD 1,467

-42.58%

Wine (Bottle)

$8.31 UYU 334

$11.43 JMD 1,802

-27.30%

Local Beer (0.5 liter bottle)

$2.35 UYU 94.3

$2.95 JMD 464

-20.34%

Imported Beer (0.33 liter bottle)

$2.80 UYU 113

$4.03 JMD 636

-30.52%

One-way Ticket (Public Transport)

$1.55 UYU 62.4

Public Transport Monthly Pass (Regular Price)

$74.9 UYU 3,013

Taxi Start (Normal Tariff)

$1.91 UYU 76.9

$1.30 JMD 204

46.92%

Taxi (Normal Tariff) (1km)

$0.41 UYU 16.55

$3.17 JMD 501

-87.07%

Taxi 1hour Waiting (Normal Tariff)

$10.38 UYU 417

$6.44 JMD 1,016

61.18%

Gasoline (1 liter)

$2.23 UYU 89.5

$1.30 JMD 205

71.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K UYU 1.1M

$43.4K JMD 6.8M

-38.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K UYU 1.4M

$32.7K JMD 5.2M

9.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 UYU 7,392

$169 JMD 26.6K

8.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.15 UYU 810

$29.03 JMD 4,577

-30.59%

Internet (50+ Mbps, Unlimited Data)

$43.24 UYU 1,739

$52.9 JMD 8,346

-18.31%

Gym Membership (Monthly)

$48.47 UYU 1,949

Tennis Court (1 Hour on Weekend)

$19.71 UYU 792

Cinema Ticket

$12.11 UYU 487

$13.41 JMD 2,114

-9.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 UYU 25.6K

$366 JMD 57.7K

73.75%

International Primary School, 1 Child (Yearly)

$11.0K UYU 442.1K

$8,305 JMD 1.3M

32.38%

Jeans (Levis 501 Or Similar)

$101 UYU 4,050

$23.59 JMD 3,719

326.96%

Summer Dress (H&M, Zara, etc)

$56.9 UYU 2,289

$31.44 JMD 4,957

81.08%

Sport Shoes (Adidas, Nike)

$123 UYU 4,937

$78.3 JMD 12.4K

56.72%

Men's Leather Business Shoes

$130 UYU 5,241

$101 JMD 16.0K

28.57%

1-bedroom Apartment, City Center (Monthly)

$747 UYU 30.0K

1-bedroom Apartment, Outside City Center (Monthly)

$581 UYU 23.3K

3-bedroom Apartment, City Center (Monthly)

$1,284 UYU 51.6K

3-bedroom Apartment, Outside City Center (Monthly)

$1,125 UYU 45.2K

Buy Apartment in City Center (m2)

$3,653 UYU 146.9K

Buy Apartment Outside City Center (m2)

$2,029 UYU 81.6K

Average Monthly Net Salary (After Tax)

$1,284 UYU 51.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

9.45

-40.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 27, 2026

Last update for Saint Ann's Bay: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$581 32.8%

Saint Ann's Bay

- * 0% 100%

Groceries & Markets

Montevideo

$330 18.6%

Saint Ann's Bay

$383 38.1% 15.9% $53

Eating Out

Montevideo

$271 15.3%

Saint Ann's Bay

$222 22.1% 17.9% $48

Monthly Utilities & Internet

Montevideo

$247 14%

Saint Ann's Bay

$251 24.9% 1.4% $3.5

Clothing & Footwear

Montevideo

$185 10.4%

Saint Ann's Bay

$106 10.5% 42.9% $79

Getting Around

Montevideo

$85 4.8%

Saint Ann's Bay

$17 * 1.7% 79.8% $68

Sport & Entertainment

Montevideo

$73 4.1%

Saint Ann's Bay

$27 * 2.7% 63.1% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $70 in Montevideo versus $50 in Saint Ann’s Bay. Groceries tell a different story – $330 in Montevideo vs $383 in Saint Ann’s Bay – so Montevideo wins on supermarket bills even if dining out costs more.

Good to know

🇺🇾 Montevideo

🇯🇲 Saint Ann's Bay

🕒 Local time

17:23 5:23 PM

15:23 3:23 PM

2 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

13,671

💱 Currency

Uruguayan Peso UYU $U

Jamaican Dollar JMD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.23 EUR

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

Exchange rates and currency converter

JMD, USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 28, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 44.77 UYU (100 UYU = 2.23 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

USD to UYU in detail →

On the map

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Highest

Between locations

Montevideo Saint Ann's Bay 6,330 km ≈ 8 h nonstop flight

From you

Montevideo
Saint Ann's Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Saint Ann's Bay: Cost of Living - Frequently Asked Questions

Yes – Montevideo is pricier by about 76%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,657 per month in Montevideo and $1,508 in Saint Ann’s Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $70 in Montevideo and $50 in Saint Ann’s Bay. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 14% cheaper in Montevideo – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,771 in Montevideo and $1,006 in Saint Ann’s Bay. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montevideo has an edge in some lifestyle areas, with costs from $1,006 in Saint Ann’s Bay to $1,771 in Montevideo. Climate, culture, job market, and personal taste all factor in.