Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Charlotte Amalie

For one person, living is cheaper in Montevideo: $1,771 a month against $2,340 in Charlotte Amalie, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Charlotte Amalie
🇻🇮 U.S. Virgin Islands
$2,340
/mo nomad
Monthly Cost of Living

How much you'll spend in Montevideo and in Charlotte Amalie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Charlotte Amalie actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $2,340 in Charlotte Amalie, rent included.

  • Montevideo $1,771
  • Charlotte Amalie $2,340

A couple spends around $2,740 per month in Montevideo vs $4,152 in Charlotte Amalie, rent included.

  • Montevideo $2,740
  • Charlotte Amalie $4,152

A family of three spends $3,708 per month in Montevideo vs $5,964 in Charlotte Amalie, rent included.

  • Montevideo $3,708
  • Charlotte Amalie $5,964

Montevideo is about 24% cheaper than Charlotte Amalie, and outside of rent the biggest gap is in clothing.

Both Montevideo and Charlotte Amalie sit above the global median – Montevideo by 31%, Charlotte Amalie by 73%.

Currency
🍽 Eating Out
Montevideo
Charlotte Amalie
Difference
Meal at Budget Restaurant
$15.16 UYU 609
$25.03 $25.03
-39.43%
Three-Course Dinner for Two, Mid-Range
$69.2 UYU 2,776
$122 $122
-43.46%
Fast Food Meal (McDonalds, etc)
$14.65 UYU 588
$12.92 $12.92
13.39%
Cappuccino
$4.46 UYU 179
$7.37 $7.37
-39.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.67 UYU 107
$2.95 $2.95
-9.49%
Water (0.33 liter bottle)
$2.00 UYU 80.4
$2.55 $2.55
-21.57%
Local Beer (0.5 liter draught)
$4.83 UYU 194
$5.66 $5.66
-14.66%
Imported Beer (0.33 liter bottle)
$3.80 UYU 152
$7.14 $7.14
-46.78%
🛒 Groceries & Markets
Montevideo
Charlotte Amalie
Difference
Milk (1 liter)
$1.36 UYU 54.8
$2.72 $2.72
-50.00%
White Bread (500g)
$2.87 UYU 115
$8.91 $8.91
-67.79%
Rice (white) (1kg)
$1.75 UYU 70.2
-
-
Eggs
$4.68 UYU 188
$7.19 $7.19
-34.91%
Local Cheese (1kg)
$13.88 UYU 557
-
-
Chicken Fillets (1kg)
$11.98 UYU 481
-
-
Beef Round Steak (1kg)
$11.97 UYU 480
-
-
Apples (1kg)
$2.78 UYU 111
-
-
Banana (1kg)
$2.74 UYU 110
-
-
Oranges (1kg)
$1.77 UYU 71.2
-
-
Tomato (1kg)
$3.24 UYU 130
-
-
Potato (1kg)
$1.97 UYU 79.2
-
-
Onion (1kg)
$2.07 UYU 83.1
-
-
Lettuce (1 head)
$1.37 UYU 55.1
-
-
Water (1.5 liter bottle)
$1.88 UYU 75.3
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 UYU 224
$4.91 $4.91
13.85%
Wine (Bottle)
$8.78 UYU 352
$20.12 $20.12
-56.36%
Local Beer (0.5 liter bottle)
$2.26 UYU 90.9
-
-
Imported Beer (0.33 liter bottle)
$2.75 UYU 110
$7.19 $7.19
-61.75%
🚌 Getting Around
Montevideo
Charlotte Amalie
Difference
One-way Ticket (Public Transport)
$1.53 UYU 61.5
$6.09 $6.09
-74.88%
Public Transport Monthly Pass (Regular Price)
$74.3 UYU 2,980
-
-
Taxi Start (Normal Tariff)
$1.91 UYU 76.7
$19.69 $19.69
-90.30%
Taxi (Normal Tariff) (1km)
$0.40 UYU 16.18
-
-
Taxi 1hour Waiting (Normal Tariff)
$10.33 UYU 415
-
-
Gasoline (1 liter)
$2.13 UYU 85.6
$1.29 $1.29
65.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K UYU 1.1M
$45.6K $45.6K
-40.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.3K UYU 1.5M
$48.6K $48.6K
-25.35%
🧾 Monthly Utilities & Internet
Montevideo
Charlotte Amalie
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 UYU 7,557
$292 $292
-35.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.54 UYU 824
$59.0 $59.0
-65.20%
Internet (50+ Mbps, Unlimited Data)
$44.81 UYU 1,798
$98.9 $98.9
-54.67%
🎉 Sport & Entertainment
Montevideo
Charlotte Amalie
Difference
Gym Membership (Monthly)
$54.0 UYU 2,166
$197 $197
-72.61%
Tennis Court (1 Hour on Weekend)
$19.75 UYU 793
-
-
Cinema Ticket
$11.95 UYU 480
$12.12 $12.12
-1.40%
🧸 Childcare & Education
Montevideo
Charlotte Amalie
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$634 UYU 25.5K
-
-
International Primary School, 1 Child (Yearly)
$11.1K UYU 443.6K
-
-
👕👟 Clothing & Footwear
Montevideo
Charlotte Amalie
Difference
Jeans (Levis 501 Or Similar)
$102 UYU 4,099
-
-
Summer Dress (H&M, Zara, etc)
$57.5 UYU 2,309
-
-
Sport Shoes (Adidas, Nike)
$127 UYU 5,079
$88.6 $88.6
42.92%
Men's Leather Business Shoes
$128 UYU 5,131
-
-
🏠 Accommodation & Living
Montevideo
Charlotte Amalie
Difference
1-bedroom Apartment, City Center (Monthly)
$719 UYU 28.8K
$1,225 $1,225
-41.33%
1-bedroom Apartment, Outside City Center (Monthly)
$568 UYU 22.8K
$993 $993
-42.83%
3-bedroom Apartment, City Center (Monthly)
$1,145 UYU 46.0K
$3,538 $3,538
-67.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,023 UYU 41.1K
$2,975 $2,975
-65.60%
Buy Apartment in City Center (m2)
$3,392 UYU 136.1K
-
-
Buy Apartment Outside City Center (m2)
$1,949 UYU 78.2K
-
-
💵 Salaries & Financials
Montevideo
Charlotte Amalie
Difference
Average Monthly Net Salary (After Tax)
$1,245 UYU 50.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.74
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for Charlotte Amalie: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montevideo
$568
Charlotte Amalie
–
Groceries & Markets
Montevideo
$332
Charlotte Amalie
–
Eating Out
Montevideo
$269
Charlotte Amalie
–
Monthly Utilities & Internet
Montevideo
$254
Charlotte Amalie
–
Clothing & Footwear
Montevideo
$186
Charlotte Amalie
–
Getting Around
Montevideo
$84
Charlotte Amalie
–
Sport & Entertainment
Montevideo
$78
Charlotte Amalie
–

Cost Breakdown

A central one-bedroom costs $719 in Montevideo versus $1,225 in Charlotte Amalie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69.0 in Montevideo versus $122 in Charlotte Amalie. Groceries tell a different story – $332 in Montevideo vs $200 in Charlotte Amalie – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know
🇺🇾 Montevideo
🇻🇮 Charlotte Amalie
🕒 Local time
20:12 8:12 PM
19:12 7:12 PM
1 h behind Montevideo
🌤 Weather
👥 Population
1,319,108 Capital
14,477 Capital
💱 Currency
Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Montevideo Charlotte Amalie 5,990 km ≈ 8 h nonstop flight
From you
  • Montevideo
  • Charlotte Amalie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Charlotte Amalie: Cost of Living - Frequently Asked Questions
Is Charlotte Amalie cheaper than Montevideo?
Yes – Charlotte Amalie is pricier by about 32%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $2,656 per month in Montevideo and $3,510 in Charlotte Amalie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Montevideo and in Charlotte Amalie?
Interestingly, groceries are about 66% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is eating out cheaper in Montevideo or in Charlotte Amalie?
A mid-range dinner for two costs $69.0 in Montevideo and $122 in Charlotte Amalie. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,500 a realistic budget for living in Montevideo or in Charlotte Amalie?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Charlotte Amalie at $2,340. In Montevideo it covers expenses comfortably, while in Charlotte Amalie it requires careful planning or may not stretch far enough.
Is Montevideo or Charlotte Amalie more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Montevideo or Charlotte Amalie?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Charlotte Amalie makes more sense. Both are solid long-term options with distinct trade-offs.

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