Last update: Oct 2026

Cost of Living Comparison Between Charlotte Amalie and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,340 in Charlotte Amalie, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Montevideo
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Montevideo Living Index

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Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,340

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlotte Amalie and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlotte Amalie and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,340 per month in Charlotte Amalie vs $1,771 in Montevideo, rent included.

Charlotte Amalie $2,340
Montevideo $1,771

A couple spends around $4,152 per month in Charlotte Amalie vs $2,740 in Montevideo, rent included.

Charlotte Amalie $4,152
Montevideo $2,740

A family of three spends $5,964 per month in Charlotte Amalie vs $3,708 in Montevideo, rent included.

Charlotte Amalie $5,964
Montevideo $3,708

Charlotte Amalie costs about 32% more than Montevideo, and outside of rent the biggest gap is in clothing.

Both Charlotte Amalie and Montevideo sit above the global median – Charlotte Amalie by 73%, Montevideo by 31%.

Meal at Budget Restaurant

$25.03 $25.03

$15.16 UYU 609

65.11%

Three-Course Dinner for Two, Mid-Range

$122 $122

$69.2 UYU 2,776

76.86%

Fast Food Meal (McDonalds, etc)

$12.92 $12.92

$14.65 UYU 588

-11.81%

Cappuccino

$7.37 $7.37

$4.46 UYU 179

65.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 $2.95

$2.67 UYU 107

10.49%

Water (0.33 liter bottle)

$2.55 $2.55

$2.00 UYU 80.4

27.50%

Local Beer (0.5 liter draught)

$5.66 $5.66

$4.83 UYU 194

17.18%

Imported Beer (0.33 liter bottle)

$7.14 $7.14

$3.80 UYU 152

87.89%

Milk (1 liter)

$2.72 $2.72

$1.36 UYU 54.8

100.00%

White Bread (500g)

$8.91 $8.91

$2.87 UYU 115

210.45%

Rice (white) (1kg)

$1.75 UYU 70.2

Eggs

$7.19 $7.19

$4.68 UYU 188

53.63%

Local Cheese (1kg)

$13.88 UYU 557

Chicken Fillets (1kg)

$11.98 UYU 481

Beef Round Steak (1kg)

$11.97 UYU 480

Apples (1kg)

$2.78 UYU 111

Banana (1kg)

$2.74 UYU 110

Oranges (1kg)

$1.77 UYU 71.2

Tomato (1kg)

$3.24 UYU 130

Potato (1kg)

$1.97 UYU 79.2

Onion (1kg)

$2.07 UYU 83.1

Lettuce (1 head)

$1.37 UYU 55.1

Water (1.5 liter bottle)

$1.88 UYU 75.3

Cigarettes 20 Pack (Marlboro, Camel)

$4.91 $4.91

$5.59 UYU 224

-12.16%

Wine (Bottle)

$20.12 $20.12

$8.78 UYU 352

129.16%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.9

Imported Beer (0.33 liter bottle)

$7.19 $7.19

$2.75 UYU 110

161.45%

One-way Ticket (Public Transport)

$6.09 $6.09

$1.53 UYU 61.5

298.04%

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

Taxi Start (Normal Tariff)

$19.69 $19.69

$1.91 UYU 76.7

930.89%

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.18

Taxi 1hour Waiting (Normal Tariff)

$10.33 UYU 415

Gasoline (1 liter)

$1.29 $1.29

$2.13 UYU 85.6

-39.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.6K $45.6K

$27.1K UYU 1.1M

68.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$48.6K $48.6K

$36.3K UYU 1.5M

33.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 $292

$188 UYU 7,557

55.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.0 $59.0

$20.54 UYU 824

187.34%

Internet (50+ Mbps, Unlimited Data)

$98.9 $98.9

$44.81 UYU 1,798

120.62%

Gym Membership (Monthly)

$197 $197

$54.0 UYU 2,166

265.10%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$12.12 $12.12

$11.95 UYU 480

1.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$634 UYU 25.5K

International Primary School, 1 Child (Yearly)

$11.1K UYU 443.6K

Jeans (Levis 501 Or Similar)

$102 UYU 4,099

Summer Dress (H&M, Zara, etc)

$57.5 UYU 2,309

Sport Shoes (Adidas, Nike)

$88.6 $88.6

$127 UYU 5,079

-30.03%

Men's Leather Business Shoes

$128 UYU 5,131

1-bedroom Apartment, City Center (Monthly)

$1,225 $1,225

$719 UYU 28.8K

70.44%

1-bedroom Apartment, Outside City Center (Monthly)

$993 $993

$568 UYU 22.8K

74.91%

3-bedroom Apartment, City Center (Monthly)

$3,538 $3,538

$1,145 UYU 46.0K

208.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,975 $2,975

$1,023 UYU 41.1K

190.71%

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

Average Monthly Net Salary (After Tax)

$1,245 UYU 50.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte Amalie: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlotte Amalie

–

Montevideo

$568 32.1%

Groceries & Markets

Charlotte Amalie

–

Montevideo

$332 18.7%

Eating Out

Charlotte Amalie

–

Montevideo

$269 15.2%

Monthly Utilities & Internet

Charlotte Amalie

–

Montevideo

$254 14.3%

Clothing & Footwear

Charlotte Amalie

–

Montevideo

$186 10.5%

Getting Around

Charlotte Amalie

–

Montevideo

$84 4.8%

Sport & Entertainment

Charlotte Amalie

–

Montevideo

$78 4.4%

Cost Breakdown

A central one-bedroom costs $1,225 in Charlotte Amalie versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $122 in Charlotte Amalie versus $69.0 in Montevideo. Groceries tell a different story – $200 in Charlotte Amalie vs $332 in Montevideo – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇻🇮 Charlotte Amalie

🇺🇾 Montevideo

🕒 Local time

18:28 6:28 PM

19:28 7:28 PM

1 h ahead of Charlotte Amalie

🌤 Weather

👥 Population

14,477 Capital

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Highest

Between locations

Charlotte Amalie Montevideo 5,990 km ≈ 8 h nonstop flight

From you

Charlotte Amalie
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlotte Amalie vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Charlotte Amalie is pricier by about 32%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $3,510 per month in Charlotte Amalie and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 66% cheaper in Charlotte Amalie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $122 in Charlotte Amalie and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in Charlotte Amalie at $2,340. In Montevideo it covers expenses comfortably, while in Charlotte Amalie it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Charlotte Amalie makes more sense. Both are solid long-term options with distinct trade-offs.