Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Caldwell, TX

For one person, living is cheaper in Montevideo: $1,771 a month against $2,449 in Caldwell, TX, rent and utilities included – about $8,100 less a year. Higher rent and utilities in Caldwell, TX outweigh lower spending on other living expenses.

85

Cost of Living Index in Montevideo
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Montevideo Living Index
117

Cost of Living Index in Caldwell, TX
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Caldwell, TX Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Caldwell, TX

🇺🇸 United States

$2,449

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Caldwell, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Caldwell, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,771 in Montevideo versus $2,449 in Caldwell, TX.

Montevideo $1,771
Caldwell, TX $2,449

Estimated couple costs with rent: $2,784 in Montevideo versus $3,548 in Caldwell, TX.

Montevideo $2,784
Caldwell, TX $3,548

Monthly costs for a family of three with rent: $3,797 in Montevideo versus $4,647 in Caldwell, TX.

Montevideo $3,797
Caldwell, TX $4,647

Living in Montevideo costs roughly 28% less than in Caldwell, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Montevideo 30% above, Caldwell, TX 80% above.

Meal at Budget Restaurant

$15.63 UYU 629

$14.88 $14.88

5.04%

Three-Course Dinner for Two, Mid-Range

$69.9 UYU 2,812

$60.4 $60.4

15.79%

Fast Food Meal (McDonalds, etc)

$14.51 UYU 584

$9.88 $9.88

46.86%

Cappuccino

$4.43 UYU 178

$3.97 $3.97

11.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 UYU 100

$1.47 $1.47

69.39%

Water (0.33 liter bottle)

$1.95 UYU 78.5

$1.73 $1.73

12.72%

Local Beer (0.5 liter draught)

$4.78 UYU 192

$5.13 $5.13

-6.82%

Imported Beer (0.33 liter bottle)

$3.67 UYU 148

$6.05 $6.05

-39.34%

Milk (1 liter)

$1.26 UYU 50.6

$0.77 $0.77

63.64%

White Bread (500g)

$2.98 UYU 120

$2.71 $2.71

9.96%

Rice (white) (1kg)

$1.74 UYU 70.1

$3.96 $3.96

-56.06%

Eggs

$4.80 UYU 193

$2.92 $2.92

64.38%

Local Cheese (1kg)

$14.06 UYU 565

$10.95 $10.95

28.40%

Chicken Fillets (1kg)

$11.35 UYU 457

$15.64 $15.64

-27.43%

Beef Round Steak (1kg)

$12.16 UYU 489

$24.53 $24.53

-50.43%

Apples (1kg)

$2.74 UYU 110

$4.39 $4.39

-37.59%

Banana (1kg)

$2.83 UYU 114

$1.77 $1.77

59.89%

Oranges (1kg)

$1.63 UYU 65.4

$4.44 $4.44

-63.29%

Tomato (1kg)

$3.18 UYU 128

$2.66 $2.66

19.55%

Potato (1kg)

$2.02 UYU 81.1

$2.16 $2.16

-6.48%

Onion (1kg)

$2.13 UYU 85.5

$1.73 $1.73

23.12%

Lettuce (1 head)

$1.39 UYU 56.0

$2.05 $2.05

-32.20%

Water (1.5 liter bottle)

$1.94 UYU 78.2

$1.98 $1.98

-2.02%

Cigarettes 20 Pack (Marlboro, Camel)

$5.34 UYU 215

$9.61 $9.61

-44.43%

Wine (Bottle)

$8.31 UYU 334

$10.68 $10.68

-22.19%

Local Beer (0.5 liter bottle)

$2.35 UYU 94.3

$1.68 $1.68

39.88%

Imported Beer (0.33 liter bottle)

$2.80 UYU 113

$3.56 $3.56

-21.35%

One-way Ticket (Public Transport)

$1.55 UYU 62.4

$1.96 $1.96

-20.92%

Public Transport Monthly Pass (Regular Price)

$74.9 UYU 3,013

$51.0 $51.0

46.84%

Taxi Start (Normal Tariff)

$1.91 UYU 76.9

$3.33 $3.33

-42.64%

Taxi (Normal Tariff) (1km)

$0.41 UYU 16.55

$1.65 $1.65

-75.15%

Taxi 1hour Waiting (Normal Tariff)

$10.38 UYU 417

$26.34 $26.34

-60.59%

Gasoline (1 liter)

$2.23 UYU 89.5

$0.94 $0.94

137.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K UYU 1.1M

$26.5K $26.5K

0.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K UYU 1.4M

$25.4K $25.4K

40.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 UYU 7,392

$173 $173

6.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.15 UYU 810

$25.30 $25.30

-20.36%

Internet (50+ Mbps, Unlimited Data)

$43.24 UYU 1,739

$68.5 $68.5

-36.86%

Gym Membership (Monthly)

$48.47 UYU 1,949

$40.60 $40.60

19.38%

Tennis Court (1 Hour on Weekend)

$19.71 UYU 792

$9.85 $9.85

100.10%

Cinema Ticket

$12.11 UYU 487

$14.96 $14.96

-19.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 UYU 25.6K

$1,521 $1,521

-58.20%

International Primary School, 1 Child (Yearly)

$11.0K UYU 442.1K

$24.7K $24.7K

-55.41%

Jeans (Levis 501 Or Similar)

$101 UYU 4,050

$22.35 $22.35

350.65%

Summer Dress (H&M, Zara, etc)

$56.9 UYU 2,289

$56.1 $56.1

1.50%

Sport Shoes (Adidas, Nike)

$123 UYU 4,937

$64.9 $64.9

89.12%

Men's Leather Business Shoes

$130 UYU 5,241

$96.4 $96.4

35.28%

1-bedroom Apartment, City Center (Monthly)

$747 UYU 30.0K

$1,565 $1,565

-52.26%

1-bedroom Apartment, Outside City Center (Monthly)

$581 UYU 23.3K

$1,297 $1,297

-55.22%

3-bedroom Apartment, City Center (Monthly)

$1,284 UYU 51.6K

$2,531 $2,531

-49.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,125 UYU 45.2K

$2,115 $2,115

-46.81%

Buy Apartment in City Center (m2)

$3,653 UYU 146.9K

$2,784 $2,784

31.20%

Buy Apartment Outside City Center (m2)

$2,029 UYU 81.6K

$2,330 $2,330

-12.94%

Average Monthly Net Salary (After Tax)

$1,284 UYU 51.6K

$1,333 $1,333

-3.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

6.62

-14.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 27, 2026

Last update for Caldwell, TX: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$581 32.8%

Caldwell, TX

$1.3K 53% 123% $716

Groceries & Markets

Montevideo

$330 18.6%

Caldwell, TX

$389 15.9% 17.9% $59

Eating Out

Montevideo

$271 15.3%

Caldwell, TX

$247 10.1% 8.8% $24

Monthly Utilities & Internet

Montevideo

$247 14%

Caldwell, TX

$267 10.9% 8% $20

Clothing & Footwear

Montevideo

$185 10.4%

Caldwell, TX

$108 4.4% 41.6% $77

Getting Around

Montevideo

$85 4.8%

Caldwell, TX

$70 2.9% 17.2% $15

Sport & Entertainment

Montevideo

$73 4.1%

Caldwell, TX

$71 2.9% 3% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $747 in Montevideo and $1,565 in Caldwell, TX. Housing cost is often the main lever when comparing two cities.

Caldwell, TX pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70 in Montevideo vs $60 in Caldwell, TX. Groceries flip the comparison at $330 vs $389, with Montevideo cheaper for home cooking.

Good to know

🇺🇾 Montevideo

🇺🇸 Caldwell, TX

🕒 Local time

14:35 2:35 PM

12:35 12:35 PM

2 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

59,996

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.23 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 28, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 44.77 UYU (100 UYU = 2.23 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo Caldwell, TX 8,420 km ≈ 11 h nonstop flight

From you

Montevideo
Caldwell, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Caldwell, TX: Cost of Living - Frequently Asked Questions

Montevideo wins on cost – living expenses run 28% lower than in Caldwell, TX. Housing and daily spending are where you’ll feel the difference most, making Montevideo the obvious pick if budget is a priority.

On paper, salaries run 4% lower in Montevideo. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $747 in Montevideo versus $1,565 in Caldwell, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Caldwell, TX – a meal for two runs $60 versus $70 in Montevideo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,771 per month in Montevideo versus $2,449 in Caldwell, TX – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montevideo and Caldwell, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Montevideo wins on affordability, Caldwell, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.