Last update: Oct 2026

Cost of Living Comparison Between Caldwell, TX and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,449 in Caldwell, TX, rent and utilities included – about $8,100 less a year. Higher rent and utilities in Caldwell, TX outweigh lower spending on other living expenses.

117

Cost of Living Index in Caldwell, TX
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Caldwell, TX Living Index
85

Cost of Living Index in Montevideo
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Montevideo Living Index

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Caldwell, TX

🇺🇸 United States

$2,449

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Caldwell, TX and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caldwell, TX and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,449 in Caldwell, TX versus $1,771 in Montevideo.

Caldwell, TX $2,449
Montevideo $1,771

Estimated couple costs with rent: $3,548 in Caldwell, TX versus $2,784 in Montevideo.

Caldwell, TX $3,548
Montevideo $2,784

Monthly costs for a family of three with rent: $4,647 in Caldwell, TX versus $3,797 in Montevideo.

Caldwell, TX $4,647
Montevideo $3,797

Living in Caldwell, TX is roughly 38% more expensive than in Montevideo, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Caldwell, TX 80% above, Montevideo 30% above.

Meal at Budget Restaurant

$14.88 $14.88

$15.63 UYU 629

-4.80%

Three-Course Dinner for Two, Mid-Range

$60.4 $60.4

$69.9 UYU 2,812

-13.64%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$14.51 UYU 584

-31.91%

Cappuccino

$3.97 $3.97

$4.43 UYU 178

-10.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 $1.47

$2.49 UYU 100

-40.96%

Water (0.33 liter bottle)

$1.73 $1.73

$1.95 UYU 78.5

-11.28%

Local Beer (0.5 liter draught)

$5.13 $5.13

$4.78 UYU 192

7.32%

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$3.67 UYU 148

64.85%

Milk (1 liter)

$0.77 $0.77

$1.26 UYU 50.6

-38.89%

White Bread (500g)

$2.71 $2.71

$2.98 UYU 120

-9.06%

Rice (white) (1kg)

$3.96 $3.96

$1.74 UYU 70.1

127.59%

Eggs

$2.92 $2.92

$4.80 UYU 193

-39.17%

Local Cheese (1kg)

$10.95 $10.95

$14.06 UYU 565

-22.12%

Chicken Fillets (1kg)

$15.64 $15.64

$11.35 UYU 457

37.80%

Beef Round Steak (1kg)

$24.53 $24.53

$12.16 UYU 489

101.73%

Apples (1kg)

$4.39 $4.39

$2.74 UYU 110

60.22%

Banana (1kg)

$1.77 $1.77

$2.83 UYU 114

-37.46%

Oranges (1kg)

$4.44 $4.44

$1.63 UYU 65.4

172.39%

Tomato (1kg)

$2.66 $2.66

$3.18 UYU 128

-16.35%

Potato (1kg)

$2.16 $2.16

$2.02 UYU 81.1

6.93%

Onion (1kg)

$1.73 $1.73

$2.13 UYU 85.5

-18.78%

Lettuce (1 head)

$2.05 $2.05

$1.39 UYU 56.0

47.48%

Water (1.5 liter bottle)

$1.98 $1.98

$1.94 UYU 78.2

2.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.61 $9.61

$5.34 UYU 215

79.96%

Wine (Bottle)

$10.68 $10.68

$8.31 UYU 334

28.52%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.35 UYU 94.3

-28.51%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$2.80 UYU 113

27.14%

One-way Ticket (Public Transport)

$1.96 $1.96

$1.55 UYU 62.4

26.45%

Public Transport Monthly Pass (Regular Price)

$51.0 $51.0

$74.9 UYU 3,013

-31.90%

Taxi Start (Normal Tariff)

$3.33 $3.33

$1.91 UYU 76.9

74.35%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$0.41 UYU 16.55

302.44%

Taxi 1hour Waiting (Normal Tariff)

$26.34 $26.34

$10.38 UYU 417

153.76%

Gasoline (1 liter)

$0.94 $0.94

$2.23 UYU 89.5

-57.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K $26.5K

$26.5K UYU 1.1M

-0.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$35.9K UYU 1.4M

-29.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$184 UYU 7,392

-5.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.30 $25.30

$20.15 UYU 810

25.56%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$43.24 UYU 1,739

58.37%

Gym Membership (Monthly)

$40.60 $40.60

$48.47 UYU 1,949

-16.24%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

$19.71 UYU 792

-50.03%

Cinema Ticket

$14.96 $14.96

$12.11 UYU 487

23.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,521 $1,521

$636 UYU 25.6K

139.21%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$11.0K UYU 442.1K

124.26%

Jeans (Levis 501 Or Similar)

$22.35 $22.35

$101 UYU 4,050

-77.81%

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$56.9 UYU 2,289

-1.48%

Sport Shoes (Adidas, Nike)

$64.9 $64.9

$123 UYU 4,937

-47.12%

Men's Leather Business Shoes

$96.4 $96.4

$130 UYU 5,241

-26.08%

1-bedroom Apartment, City Center (Monthly)

$1,565 $1,565

$747 UYU 30.0K

109.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$581 UYU 23.3K

123.34%

3-bedroom Apartment, City Center (Monthly)

$2,531 $2,531

$1,284 UYU 51.6K

97.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,115 $2,115

$1,125 UYU 45.2K

87.99%

Buy Apartment in City Center (m2)

$2,784 $2,784

$3,653 UYU 146.9K

-23.78%

Buy Apartment Outside City Center (m2)

$2,330 $2,330

$2,029 UYU 81.6K

14.86%

Average Monthly Net Salary (After Tax)

$1,333 $1,333

$1,284 UYU 51.6K

3.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

5.65

17.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caldwell, TX: October 25, 2026

Last update for Montevideo: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caldwell, TX

$1.3K 53%

Montevideo

$581 32.8% 55.2% $716

Groceries & Markets

Caldwell, TX

$389 15.9%

Montevideo

$330 18.6% 15.2% $59

Monthly Utilities & Internet

Caldwell, TX

$267 10.9%

Montevideo

$247 14% 7.4% $20

Eating Out

Caldwell, TX

$247 10.1%

Montevideo

$271 15.3% 9.7% $24

Clothing & Footwear

Caldwell, TX

$108 4.4%

Montevideo

$185 10.4% 71.4% $77

Getting Around

Caldwell, TX

$70 2.9%

Montevideo

$85 4.8% 20.8% $15

Sport & Entertainment

Caldwell, TX

$71 2.9%

Montevideo

$73 4.1% 3.1% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,565 in Caldwell, TX and $747 in Montevideo. Housing cost is often the main lever when comparing two cities.

Caldwell, TX pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60 in Caldwell, TX vs $70 in Montevideo. Groceries flip the comparison at $389 vs $330, with Montevideo cheaper for home cooking.

Good to know

🇺🇸 Caldwell, TX

🇺🇾 Montevideo

🕒 Local time

09:45 9:45 AM

11:45 11:45 AM

2 h ahead of Caldwell, TX

🌤 Weather

👥 Population

59,996

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.899 EUR

100 UYU = 2.49 USD

100 UYU = 2.23 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Uruguayan Peso exchange rates as of October 28, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 44.76 UYU (100 UYU = 2.23 EUR).

UYU to USD in detail →

On the map

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Between locations

Caldwell, TX Montevideo 8,420 km ≈ 11 h nonstop flight

From you

Caldwell, TX
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caldwell, TX vs Montevideo: Cost of Living - Frequently Asked Questions

Montevideo wins on cost – living expenses run 28% lower than in Caldwell, TX. Housing and daily spending are where you’ll feel the difference most, making Montevideo the obvious pick if budget is a priority.

Average pay runs 4% higher in Caldwell, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,565 in Caldwell, TX versus $747 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Caldwell, TX – a meal for two runs $60 versus $70 in Montevideo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,449 per month in Caldwell, TX versus $1,771 in Montevideo – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Caldwell, TX and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Montevideo wins on affordability, Caldwell, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.