Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Aguadulce

For one person, living is cheaper in Aguadulce: $958 a month against $1,771 in Montevideo, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

Montevideo
🇺🇾 Uruguay
$1,771
/mo nomad
Aguadulce
🇵🇦 Panama
$958
/mo nomad
Monthly Cost of Living

How much you'll spend in Montevideo and in Aguadulce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Aguadulce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,771 in Montevideo versus $958 in Aguadulce.

  • Montevideo $1,771
  • Aguadulce $958

Estimated couple costs with rent: $2,740 in Montevideo versus $1,531 in Aguadulce.

  • Montevideo $2,740
  • Aguadulce $1,531

Monthly costs for a family of three with rent: $3,708 in Montevideo versus $2,104 in Aguadulce.

  • Montevideo $3,708
  • Aguadulce $2,104

Living in Montevideo is roughly 85% more expensive than in Aguadulce, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Montevideo is 31% above, Aguadulce is 29% below.

Currency
🍽 Eating Out
Montevideo
Aguadulce
Difference
Meal at Budget Restaurant
$15.16 UYU 609
$11.33 PAB 11.33
33.80%
Three-Course Dinner for Two, Mid-Range
$69.2 UYU 2,776
$47.63 PAB 47.63
45.18%
Fast Food Meal (McDonalds, etc)
$14.65 UYU 588
$7.86 PAB 7.86
86.39%
Cappuccino
$4.46 UYU 179
$4.07 PAB 4.07
9.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.67 UYU 107
$1.95 PAB 1.95
36.92%
Water (0.33 liter bottle)
$2.00 UYU 80.4
$1.57 PAB 1.57
27.39%
Local Beer (0.5 liter draught)
$4.83 UYU 194
$3.27 PAB 3.27
47.71%
Imported Beer (0.33 liter bottle)
$3.80 UYU 152
$3.93 PAB 3.93
-3.31%
🛒 Groceries & Markets
Montevideo
Aguadulce
Difference
Milk (1 liter)
$1.36 UYU 54.8
$1.92 PAB 1.92
-29.17%
White Bread (500g)
$2.87 UYU 115
$2.56 PAB 2.56
12.11%
Rice (white) (1kg)
$1.75 UYU 70.2
$3.37 PAB 3.37
-48.07%
Eggs
$4.68 UYU 188
$2.67 PAB 2.67
75.28%
Local Cheese (1kg)
$13.88 UYU 557
$12.25 PAB 12.25
13.31%
Chicken Fillets (1kg)
$11.98 UYU 481
$6.64 PAB 6.64
80.42%
Beef Round Steak (1kg)
$11.97 UYU 480
$10.34 PAB 10.34
15.76%
Apples (1kg)
$2.78 UYU 111
$4.13 PAB 4.13
-32.69%
Banana (1kg)
$2.74 UYU 110
$1.86 PAB 1.86
47.31%
Oranges (1kg)
$1.77 UYU 71.2
$4.26 PAB 4.26
-58.45%
Tomato (1kg)
$3.24 UYU 130
$4.14 PAB 4.14
-21.74%
Potato (1kg)
$1.97 UYU 79.2
$3.39 PAB 3.39
-41.89%
Onion (1kg)
$2.07 UYU 83.1
$4.22 PAB 4.22
-50.95%
Lettuce (1 head)
$1.37 UYU 55.1
$2.43 PAB 2.43
-43.62%
Water (1.5 liter bottle)
$1.88 UYU 75.3
$1.76 PAB 1.76
6.82%
Cigarettes 20 Pack (Marlboro, Camel)
$5.59 UYU 224
$6.18 PAB 6.18
-9.55%
Wine (Bottle)
$8.78 UYU 352
$11.73 PAB 11.73
-25.15%
Local Beer (0.5 liter bottle)
$2.26 UYU 90.9
$1.37 PAB 1.37
64.96%
Imported Beer (0.33 liter bottle)
$2.75 UYU 110
$2.85 PAB 2.85
-3.51%
🚌 Getting Around
Montevideo
Aguadulce
Difference
One-way Ticket (Public Transport)
$1.53 UYU 61.5
$0.24 PAB 0.24
537.50%
Public Transport Monthly Pass (Regular Price)
$74.3 UYU 2,980
-
-
Taxi Start (Normal Tariff)
$1.91 UYU 76.7
$2.47 PAB 2.47
-22.67%
Taxi (Normal Tariff) (1km)
$0.40 UYU 16.18
$1.86 PAB 1.86
-78.49%
Taxi 1hour Waiting (Normal Tariff)
$10.33 UYU 415
$22.33 PAB 22.33
-53.74%
Gasoline (1 liter)
$2.13 UYU 85.6
$1.18 PAB 1.18
80.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K UYU 1.1M
$21.3K PAB 21.3K
27.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.3K UYU 1.5M
$21.2K PAB 21.2K
70.88%
🧾 Monthly Utilities & Internet
Montevideo
Aguadulce
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 UYU 7,557
$132 PAB 132
43.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.54 UYU 824
$28.25 PAB 28.25
-27.29%
Internet (50+ Mbps, Unlimited Data)
$44.81 UYU 1,798
$49.31 PAB 49.31
-9.13%
🎉 Sport & Entertainment
Montevideo
Aguadulce
Difference
Gym Membership (Monthly)
$54.0 UYU 2,166
$46.58 PAB 46.58
15.84%
Tennis Court (1 Hour on Weekend)
$19.75 UYU 793
-
-
Cinema Ticket
$11.95 UYU 480
$8.75 PAB 8.75
36.57%
🧸 Childcare & Education
Montevideo
Aguadulce
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$634 UYU 25.5K
$544 PAB 544
16.68%
International Primary School, 1 Child (Yearly)
$11.1K UYU 443.6K
$9,457 PAB 9,457
16.87%
👕👟 Clothing & Footwear
Montevideo
Aguadulce
Difference
Jeans (Levis 501 Or Similar)
$102 UYU 4,099
$66.9 PAB 66.9
52.75%
Summer Dress (H&M, Zara, etc)
$57.5 UYU 2,309
$48.41 PAB 48.41
18.84%
Sport Shoes (Adidas, Nike)
$127 UYU 5,079
$96.3 PAB 96.3
31.44%
Men's Leather Business Shoes
$128 UYU 5,131
$111 PAB 111
14.72%
🏠 Accommodation & Living
Montevideo
Aguadulce
Difference
1-bedroom Apartment, City Center (Monthly)
$719 UYU 28.8K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$568 UYU 22.8K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,145 UYU 46.0K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,023 UYU 41.1K
-
-
Buy Apartment in City Center (m2)
$3,392 UYU 136.1K
-
-
Buy Apartment Outside City Center (m2)
$1,949 UYU 78.2K
-
-
💵 Salaries & Financials
Montevideo
Aguadulce
Difference
Average Monthly Net Salary (After Tax)
$1,245 UYU 50.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.74
6.39
-10.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 12, 2026

Last update for Aguadulce: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montevideo
$568
Aguadulce
- * 100%
Groceries & Markets
Montevideo
$332
Aguadulce
$325 2% $6.7
Eating Out
Montevideo
$269
Aguadulce
$201 25.2% $68
Monthly Utilities & Internet
Montevideo
$254
Aguadulce
$209 17.6% $45
Clothing & Footwear
Montevideo
$186
Aguadulce
$145 22% $41
Getting Around
Montevideo
$84
Aguadulce
$13 * 84.9% $72
Sport & Entertainment
Montevideo
$78
Aguadulce
$64 17.7% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $69.0 in Montevideo vs $48.00 in Aguadulce for a mid-range dinner for two. Groceries echo the gap at $332 vs $325 per month, with Aguadulce cheaper across the board.

Good to know
🇺🇾 Montevideo
🇵🇦 Aguadulce
🕒 Local time
11:56 11:56 AM
09:56 9:56 AM
2 h behind Montevideo
🌤 Weather
👥 Population
1,319,108 Capital
8,501
💱 Currency
Exchange rates and currency converter

PAB, USD, EUR to UYU – Uruguayan Peso Converter

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

Panamanian Balboa exchange rates as of October 18, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

On the map
Between locations
  • Montevideo Aguadulce 5,440 km ≈ 7 h nonstop flight
From you
  • Montevideo
  • Aguadulce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montevideo vs Aguadulce: Cost of Living - Frequently Asked Questions
Which city is more expensive, Montevideo or Aguadulce?
Aguadulce wins on cost – living expenses run 85% lower than in Montevideo. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Montevideo and in Aguadulce?
You'd need roughly $2,656 in Montevideo and $1,436 in Aguadulce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Montevideo or in Aguadulce?
Supermarket bills run roughly 2% higher in Montevideo. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Montevideo compared to Aguadulce?
All in, you'll spend $1,771 per month in Montevideo versus $958 in Aguadulce – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Montevideo or in Aguadulce?
At $958 in Aguadulce versus $1,771 in Montevideo, a $1,000 budget is realistic in Aguadulce but tight or insufficient in Montevideo. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.
Which city is better for digital nomads, Montevideo or Aguadulce?
Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $958 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.
How safe is Montevideo compared to Aguadulce?
Safety-wise, Montevideo and Aguadulce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Aguadulce gentler on the wallet – expenses run 85% less than in Montevideo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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