🙂A single person spends $1,965 per month in Moncton vs $2,085 in Montreal, rent included.
🙂A couple spends around $2,944 per month in Moncton vs $3,174 in Montreal, rent included.
🙂A family of three spends $3,923 per month in Moncton vs $4,262 in Montreal, rent included.
🙂Moncton is about 6% cheaper than Montreal, driven mainly by Getting Around.
📊Both Moncton and Montreal sit above the global median – Moncton by 47%, Montreal by 56%.
Currency
🍽 Eating Out
Moncton
Montreal
Difference
Meal at Budget Restaurant
$18.23CA$25.56
$16.52CA$23.16
10.35%
Three-Course Dinner for Two, Mid-Range
$66.9CA$93.8
$74.0CA$104
-9.60%
Fast Food Meal(McDonalds, etc)
$10.93CA$15.32
$10.94CA$15.34
-0.09%
Cappuccino
$3.31CA$4.63
$3.84CA$5.39
-13.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.93CA$2.70
$2.14CA$2.99
-9.81%
Water(0.33 liter bottle)
$1.77CA$2.49
$1.45CA$2.03
22.07%
Local Beer(0.5 liter draught)
$3.63CA$5.09
$6.13CA$8.60
-40.78%
Imported Beer(0.33 liter bottle)
$4.35CA$6.10
$6.73CA$9.44
-35.36%
🛒 Groceries & Markets
Moncton
Montreal
Difference
Milk(1 liter)
$2.65CA$3.72
$2.35CA$3.30
12.77%
White Bread(500g)
$3.10CA$4.34
$3.34CA$4.68
-7.19%
Rice(white)(1kg)
$3.52CA$4.94
$3.74CA$5.25
-5.88%
Eggs
$3.71CA$5.20
$3.39CA$4.76
9.44%
Local Cheese(1kg)
$12.60CA$17.66
$16.30CA$22.85
-22.70%
Chicken Fillets(1kg)
$11.38CA$15.96
$11.81CA$16.56
-3.64%
Beef Round Steak(1kg)
$10.55CA$14.80
$15.64CA$21.93
-32.54%
Apples(1kg)
$5.31CA$7.44
$3.69CA$5.18
43.90%
Banana(1kg)
$1.48CA$2.07
$1.70CA$2.39
-12.94%
Oranges(1kg)
$3.93CA$5.50
$4.11CA$5.76
-4.38%
Tomato(1kg)
$4.15CA$5.81
$4.41CA$6.18
-5.90%
Potato(1kg)
$2.32CA$3.26
$2.79CA$3.91
-16.85%
Onion(1kg)
$2.56CA$3.59
$2.64CA$3.70
-3.03%
Lettuce(1 head)
$2.41CA$3.38
$2.29CA$3.21
5.24%
Water(1.5 liter bottle)
$2.18CA$3.06
$1.78CA$2.50
22.47%
Cigarettes 20 Pack(Marlboro, Camel)
$13.35CA$18.71
$13.17CA$18.47
1.37%
Wine(Bottle)
$14.23CA$19.95
$10.64CA$14.92
33.74%
Local Beer(0.5 liter bottle)
$2.66CA$3.73
$2.99CA$4.19
-11.04%
Imported Beer(0.33 liter bottle)
$4.23CA$5.93
$3.44CA$4.82
22.97%
🚌 Getting Around
Moncton
Montreal
Difference
One-way Ticket(Public Transport)
$2.27CA$3.18
$2.81CA$3.94
-19.22%
Public Transport Monthly Pass(Regular Price)
$52.5CA$73.6
$72.8CA$102
-27.88%
Taxi Start(Normal Tariff)
$2.99CA$4.20
$3.52CA$4.93
-15.06%
Taxi(Normal Tariff)(1km)
$1.30CA$1.83
$1.45CA$2.04
-10.34%
Taxi 1hour Waiting(Normal Tariff)
$22.00CA$30.84
$34.29CA$48.08
-35.84%
Gasoline(1 liter)
$1.19CA$1.67
$1.22CA$1.72
-2.46%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1KCA$35.1K
$25.3KCA$35.4K
-0.72%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1KCA$28.2K
$22.1KCA$31.0K
-9.17%
🧾 Monthly Utilities & Internet
Moncton
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$126CA$176
$76.5CA$107
64.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.39CA$53.8
$35.60CA$49.91
7.84%
Internet(50+ Mbps, Unlimited Data)
$61.9CA$86.8
$42.96CA$60.2
44.11%
🎉 Sport & Entertainment
Moncton
Montreal
Difference
Gym Membership(Monthly)
$37.19CA$52.1
$43.39CA$60.8
-14.29%
Tennis Court(1 Hour on Weekend)
$6.62CA$9.28
$16.83CA$23.60
-60.67%
Cinema Ticket
$12.12CA$17.00
$11.09CA$15.55
9.29%
🧸 Childcare & Education
Moncton
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$393CA$551
$625CA$876
-37.11%
International Primary School, 1 Child(Yearly)
$7,283CA$10.2K
$5,896CA$8,266
23.54%
👕👟 Clothing & Footwear
Moncton
Montreal
Difference
Jeans(Levis 501 Or Similar)
$52.4CA$73.5
$63.1CA$88.5
-16.94%
Summer Dress(H&M, Zara, etc)
$39.19CA$55.0
$44.50CA$62.4
-11.93%
Sport Shoes(Adidas, Nike)
$105CA$148
$103CA$144
2.58%
Men's Leather Business Shoes
$149CA$209
$118CA$166
26.37%
🏠 Accommodation & Living
Moncton
Montreal
Difference
1-bedroom Apartment, City Center(Monthly)
$1,049CA$1,471
$1,207CA$1,692
-13.06%
1-bedroom Apartment, Outside City Center(Monthly)
$827CA$1,159
$965CA$1,353
-14.33%
3-bedroom Apartment, City Center(Monthly)
$1,650CA$2,313
$2,031CA$2,848
-18.78%
3-bedroom Apartment, Outside City Center(Monthly)
$1,292CA$1,811
$1,577CA$2,211
-18.06%
Buy Apartment in City Center(m2)
$2,241CA$3,142
$5,085CA$7,129
-55.93%
Buy Apartment Outside City Center(m2)
$2,099CA$2,942
$3,783CA$5,304
-44.53%
💵 Salaries & Financials
Moncton
Montreal
Difference
Average Monthly Net Salary(After Tax)
$2,430CA$3,407
$2,890CA$4,051
-15.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.57
5.01
31.14%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Moncton: July 11, 2026
Last update for Montreal: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,049 in Moncton versus $1,207 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 19% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $67.0 in Moncton versus $74.0 in Montreal. Monthly groceries follow the same trend: $383 vs $395 – making Moncton the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moncton vs Montreal: Cost of Living - Frequently Asked Questions
How do living costs in Moncton and in Montreal compare overall?
Monthly costs with rent: $1,965 in Moncton, $2,085 in Montreal – roughly 6% apart. Montreal costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Moncton compared to Montreal?
For a comfortable life, plan on about $2,947 per month in Moncton and $3,127 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Moncton and Montreal?
Rent is clearly cheaper in Moncton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $67.0 in Moncton and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Moncton or Montreal?
Monthly expenses with rent come to $1,965 in Moncton and $2,085 in Montreal. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Moncton, where all-in costs run around $1,965, than in Montreal at $2,085. In Moncton it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.
How does quality of life compare between Moncton and Montreal?
It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,965 in Moncton to $2,085 in Montreal. Climate, culture, job market, and personal taste all factor in.
Is Moncton or Montreal safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Moncton and Montreal?
If budget matters most, go with Moncton. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.