Last update: Oct 2026

Cost of Living Comparison Between Monaco and the United States

Name: United States
Address: US

For one person, living is cheaper in the United States: $2,727 a month against $9,222 in Monaco, rent and utilities included – about $77,900 less a year. Rent and utilities account for most of the difference.

441

Cost of Living Index in Monaco
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Monaco Living Index
132

Cost of Living Index in the United States
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United States Living Index

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🇲🇨 Monaco

$9,222

/mo nomad

🇺🇸 United States

$2,727

/mo nomad

Monthly Cost of Living

How much you'll spend in Monaco and in the United States

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monaco and in the United States actually costs, broken down by who's living it.

Monthly costs for one person with rent: $9,222 in Monaco versus $2,727 in the United States.

Monaco $9,222
United States $2,727

Estimated couple costs with rent: $11.9K in Monaco versus $4,009 in the United States.

Monaco $11.9K
United States $4,009

Monthly costs for a family of three with rent: $14.6K in Monaco versus $5,291 in the United States.

Monaco $14.6K
United States $5,291

Internal cost variation is higher in Monaco: monthly costs span $8,169 to $14.3K, compared to $977–$5,215 in the United States. City choice carries more weight in Monaco.

Living in Monaco is roughly 238% more expensive than in the United States on average.

Both countries sit above the global median: Monaco 581% above, the United States 101% above.

Meal at Budget Restaurant

$28.33 €25.20

$19.73 $19.73

43.59%

Three-Course Dinner for Two, Mid-Range

$158 €140

$81.0 $81.0

94.95%

Fast Food Meal (McDonalds, etc)

$12.51 €11.13

$11.98 $11.98

4.42%

Cappuccino

$4.36 €3.88

$5.59 $5.59

-22.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.73 €5.10

$2.78 $2.78

106.12%

Water (0.33 liter bottle)

$7.77 €6.91

$2.10 $2.10

270.00%

Local Beer (0.5 liter draught)

$9.92 €8.83

$5.98 $5.98

65.89%

Imported Beer (0.33 liter bottle)

$9.98 €8.87

$7.92 $7.92

26.01%

Milk (1 liter)

$1.91 €1.69

$1.03 $1.03

85.44%

White Bread (500g)

$4.49 €4.00

$3.75 $3.75

19.73%

Rice (white) (1kg)

$3.71 €3.30

$4.46 $4.46

-16.82%

Eggs

$5.06 €4.50

$4.34 $4.34

16.59%

Local Cheese (1kg)

$18.51 €16.47

$12.75 $12.75

45.18%

Chicken Fillets (1kg)

$18.76 €16.69

$12.27 $12.27

52.89%

Beef Round Steak (1kg)

$21.88 €19.47

$17.29 $17.29

26.55%

Apples (1kg)

$3.71 €3.30

$5.31 $5.31

-30.13%

Banana (1kg)

$5.83 €5.19

$1.67 $1.67

249.10%

Oranges (1kg)

$3.63 €3.23

$4.32 $4.32

-15.97%

Tomato (1kg)

$6.01 €5.34

$5.03 $5.03

19.48%

Potato (1kg)

$4.75 €4.22

$2.81 $2.81

69.04%

Onion (1kg)

$4.92 €4.38

$3.05 $3.05

61.31%

Lettuce (1 head)

$3.68 €3.27

$2.22 $2.22

65.77%

Water (1.5 liter bottle)

$6.60 €5.87

$2.35 $2.35

180.85%

Cigarettes 20 Pack (Marlboro, Camel)

$15.36 €13.67

$10.92 $10.92

40.66%

Wine (Bottle)

$7.92 €7.05

$14.87 $14.87

-46.74%

Local Beer (0.5 liter bottle)

$1.95 €1.73

$2.10 $2.10

-7.14%

Imported Beer (0.33 liter bottle)

$4.48 €3.99

$3.62 $3.62

23.76%

One-way Ticket (Public Transport)

$2.19 €1.95

$2.46 $2.46

-10.98%

Public Transport Monthly Pass (Regular Price)

$24.55 €21.84

$65.7 $65.7

-62.64%

Taxi Start (Normal Tariff)

$5.70 €5.07

$3.58 $3.58

59.22%

Taxi (Normal Tariff) (1km)

$1.94 €1.72

$1.90 $1.90

2.11%

Taxi 1hour Waiting (Normal Tariff)

$99.9 €88.9

$29.51 $29.51

238.53%

Gasoline (1 liter)

$2.36 €2.10

$1.02 $1.02

131.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.9K €48.8K

$28.3K $28.3K

93.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$51.5K €45.8K

$26.0K $26.0K

98.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$403 €359

$221 $221

82.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.8 €46.04

$61.3 $61.3

-15.54%

Internet (50+ Mbps, Unlimited Data)

$68.9 €61.3

$73.3 $73.3

-5.95%

Gym Membership (Monthly)

$280 €249

$44.89 $44.89

524.13%

Tennis Court (1 Hour on Weekend)

$51.0 €45.35

$22.65 $22.65

125.08%

Cinema Ticket

$14.85 €13.21

$15.16 $15.16

-2.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,631 €2,341

$1,471 $1,471

78.84%

International Primary School, 1 Child (Yearly)

$35.2K €31.3K

$25.0K $25.0K

40.84%

Jeans (Levis 501 Or Similar)

$200 €178

$53.5 $53.5

272.97%

Summer Dress (H&M, Zara, etc)

$81.5 €72.5

$43.76 $43.76

86.29%

Sport Shoes (Adidas, Nike)

$194 €172

$92.0 $92.0

110.35%

Men's Leather Business Shoes

$570 €507

$114 $114

399.19%

1-bedroom Apartment, City Center (Monthly)

$8,989 €7,996

$1,654 $1,654

443.53%

1-bedroom Apartment, Outside City Center (Monthly)

$6,864 €6,105

$1,332 $1,332

415.26%

3-bedroom Apartment, City Center (Monthly)

$14.0K €12.5K

$2,669 $2,669

424.57%

3-bedroom Apartment, Outside City Center (Monthly)

$9,257 €8,234

$2,207 $2,207

319.41%

Buy Apartment in City Center (m2)

$72.7K €64.6K

$3,054 $3,054

2279.69%

Buy Apartment Outside City Center (m2)

$66.9K €59.5K

$2,522 $2,522

2553.44%

Average Monthly Net Salary (After Tax)

$9,088 €8,084

$4,391 $4,391

106.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.83

6.55

-56.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaco: October 18, 2026

Last update for the United States: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monaco

$6.9K 74.4%

United States

$1.3K 48.9% 80.6% $5.5K

Groceries & Markets

Monaco

$565 6.1%

United States

$413 15.1% 26.9% $152

Monthly Utilities & Internet

Monaco

$524 5.7%

United States

$355 13% 32.2% $169

Clothing & Footwear

Monaco

$470 5.1%

United States

$137 5% 70.9% $334

Eating Out

Monaco

$440 4.8%

United States

$326 12% 25.9% $114

Sport & Entertainment

Monaco

$310 3.4%

United States

$75 2.8% 75.7% $235

Getting Around

Monaco

$49 0.5%

United States

$89 3.3% 82% $40

Cost Breakdown

National rent averages: $4,034 in Monaco, $1,612 in the United States. Capital cities: $9,333 in Monaco vs $2,743 in Washington, DC.

National salary averages: $9,284 in Monaco, $4,548 in the United States. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 150% higher in Monaco.

Dining out costs 101% more in Monaco.

Salaries are 104% higher in Monaco, and purchasing power comes out stronger in the United States.

Good to know

🇲🇨 Monaco

🇺🇸 United States

🕒 Local time

18:00 6:00 PM

12:00 12:00 PM

6 h behind Monaco

🌤 Weather

👥 Population

38,350

340,110,988

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Monaco United States 7,680 km ≈ 10 h nonstop flight

From you

Monaco
United States

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaco vs United States: Cost of Living - Frequently Asked Questions

At $9,222 per month in Monaco and $2,727 in the United States, there's a 238% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in the United States: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $4,034 in Monaco and $1,612 in the United States. Rents vary a lot between cities, so the gap depends on where you settle.

In the United States, $4,000 covers most cities easily; in Monaco it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: the United States wins on affordability; Monaco may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.