For one person, living is cheaper in the United Kingdom: $2,478 a month against $9,222 in Monaco, rent and utilities included – about $80,900 less a year. Rent and utilities account for most of the difference.
How much you'll spend in Monaco and in the United Kingdom
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monaco and in the United Kingdom actually costs, broken down by who's living it.
Monthly costs for one person with rent: $9,222 in Monaco versus $2,478 in the United Kingdom.
Monaco $9,222
United Kingdom $2,478
Estimated couple costs with rent: $11.9K in Monaco versus $3,608 in the United Kingdom.
Monaco $11.9K
United Kingdom $3,608
Monthly costs for a family of three with rent: $14.6K in Monaco versus $4,739 in the United Kingdom.
Monaco $14.6K
United Kingdom $4,739
📏
Internal cost variation is higher in Monaco: monthly costs span $8,169 to $14.3K, compared to $1,143–$4,049 in the United Kingdom. City choice carries more weight in Monaco.
🌍
Living in Monaco is roughly 272% more expensive than in the United Kingdom on average.
📊
Both countries sit above the global median: Monaco 581% above, the United Kingdom 83% above.
Currency
No currencies found
🍽 Eating Out
Monaco
United Kingdom
Difference
Meal at Budget Restaurant
$28.33€25.20
$21.61£16.21
31.10%
Three-Course Dinner for Two, Mid-Range
$158€140
$87.7£65.8
80.05%
Fast Food Meal(McDonalds, etc)
$12.51€11.13
$10.82£8.12
15.62%
Cappuccino
$4.36€3.88
$4.77£3.58
-8.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.73€5.10
$2.64£1.98
117.05%
Water(0.33 liter bottle)
$7.77€6.91
$1.88£1.41
313.30%
Local Beer(0.5 liter draught)
$9.92€8.83
$6.59£4.94
50.53%
Imported Beer(0.33 liter bottle)
$9.98€8.87
$6.56£4.92
52.13%
🛒 Groceries & Markets
Monaco
United Kingdom
Difference
Milk(1 liter)
$1.91€1.69
$1.64£1.23
16.46%
White Bread(500g)
$4.49€4.00
$1.65£1.23
172.12%
Rice(white)(1kg)
$3.71€3.30
$2.23£1.68
66.37%
Eggs
$5.06€4.50
$4.06£3.05
24.63%
Local Cheese(1kg)
$18.51€16.47
$9.64£7.23
92.01%
Chicken Fillets(1kg)
$18.76€16.69
$9.14£6.86
105.25%
Beef Round Steak(1kg)
$21.88€19.47
$14.77£11.08
48.14%
Apples(1kg)
$3.71€3.30
$2.92£2.19
27.05%
Banana(1kg)
$5.83€5.19
$1.65£1.24
253.33%
Oranges(1kg)
$3.63€3.23
$2.80£2.10
29.64%
Tomato(1kg)
$6.01€5.34
$3.32£2.49
81.02%
Potato(1kg)
$4.75€4.22
$1.81£1.36
162.43%
Onion(1kg)
$4.92€4.38
$1.56£1.17
215.38%
Lettuce(1 head)
$3.68€3.27
$1.24£0.93
196.77%
Water(1.5 liter bottle)
$6.60€5.87
$1.66£1.25
297.59%
Cigarettes 20 Pack(Marlboro, Camel)
$15.36€13.67
$23.79£17.85
-35.44%
Wine(Bottle)
$7.92€7.05
$10.46£7.85
-24.28%
Local Beer(0.5 liter bottle)
$1.95€1.73
$2.94£2.21
-33.67%
Imported Beer(0.33 liter bottle)
$4.48€3.99
$3.39£2.54
32.15%
🚌 Getting Around
Monaco
United Kingdom
Difference
One-way Ticket(Public Transport)
$2.19€1.95
$3.51£2.63
-37.61%
Public Transport Monthly Pass(Regular Price)
$24.55€21.84
$104£78.3
-76.47%
Taxi Start(Normal Tariff)
$5.70€5.07
$5.42£4.06
5.17%
Taxi(Normal Tariff)(1km)
$1.94€1.72
$2.40£1.80
-19.17%
Taxi 1hour Waiting(Normal Tariff)
$99.9€88.9
$27.06£20.30
269.18%
Gasoline(1 liter)
$2.36€2.10
$1.96£1.47
20.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.9K€48.8K
$38.7K£29.0K
41.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$51.5K€45.8K
$41.2K£30.9K
24.86%
🧾 Monthly Utilities & Internet
Monaco
United Kingdom
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$403€359
$323£242
24.92%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$51.8€46.04
$18.55£13.92
179.03%
Internet(50+ Mbps, Unlimited Data)
$68.9€61.3
$42.14£31.61
63.50%
🎉 Sport & Entertainment
Monaco
United Kingdom
Difference
Gym Membership(Monthly)
$280€249
$46.76£35.08
499.17%
Tennis Court(1 Hour on Weekend)
$51.0€45.35
$17.95£13.47
184.01%
Cinema Ticket
$14.85€13.21
$13.85£10.39
7.22%
🧸 Childcare & Education
Monaco
United Kingdom
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,631€2,341
$1,725£1,294
52.53%
International Primary School, 1 Child(Yearly)
$35.2K€31.3K
$22.6K£16.9K
55.94%
👕👟 Clothing & Footwear
Monaco
United Kingdom
Difference
Jeans(Levis 501 Or Similar)
$200€178
$92.8£69.6
115.25%
Summer Dress(H&M, Zara, etc)
$81.5€72.5
$46.58£34.94
75.01%
Sport Shoes(Adidas, Nike)
$194€172
$102£76.5
89.85%
Men's Leather Business Shoes
$570€507
$102£76.6
458.62%
🏠 Accommodation & Living
Monaco
United Kingdom
Difference
1-bedroom Apartment, City Center(Monthly)
$8,989€7,996
$1,348£1,011
567.07%
1-bedroom Apartment, Outside City Center(Monthly)
$6,864€6,105
$1,098£824
525.25%
3-bedroom Apartment, City Center(Monthly)
$14.0K€12.5K
$2,160£1,620
548.31%
3-bedroom Apartment, Outside City Center(Monthly)
$9,257€8,234
$1,745£1,309
430.46%
Buy Apartment in City Center(m2)
$72.7K€64.6K
$5,578£4,184
1202.98%
Buy Apartment Outside City Center(m2)
$66.9K€59.5K
$4,418£3,315
1414.74%
💵 Salaries & Financials
Monaco
United Kingdom
Difference
Average Monthly Net Salary(After Tax)
$9,088€8,084
$3,358£2,519
170.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.83
5.32
-46.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Monaco: October 18, 2026
Last update for the United Kingdom: October 20, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Monaco
$6.9K 74.4%
United Kingdom
$1.1K 44.3% ↓ 84%$5.8K
🛒Groceries & Markets
Monaco
$565 6.1%
United Kingdom
$305 12.3% ↓ 45.9%$259
🧾Monthly Utilities & Internet
Monaco
$524 5.7%
United Kingdom
$384 15.5% ↓ 26.8%$140
👕👟Clothing & Footwear
Monaco
$470 5.1%
United Kingdom
$155 6.2% ↓ 67.1%$316
🍽Eating Out
Monaco
$440 4.8%
United Kingdom
$327 13.2% ↓ 25.8%$113
🎉Sport & Entertainment
Monaco
$310 3.4%
United Kingdom
$74 3% ↓ 76%$235
🚌Getting Around
Monaco
$49 0.5%
United Kingdom
$136 5.5% ↑ 179%$87
🏠Accommodation & Living
Monaco
$9.3K 63.3%
United Kingdom
$1.7K 36.8% ↓ 81.1%$7.5K
🛒Groceries & Markets
Monaco
$1.3K 8.9%
United Kingdom
$701 14.8% ↓ 46.3%$604
🧾Monthly Utilities & Internet
Monaco
$576 3.9%
United Kingdom
$402 8.5% ↓ 30.2%$174
👕👟Clothing & Footwear
Monaco
$1K 7.2%
United Kingdom
$343 7.3% ↓ 67.1%$701
🍽Eating Out
Monaco
$1.7K 11.4%
United Kingdom
$1.1K 23.3% ↓ 33.9%$565
🎉Sport & Entertainment
Monaco
$671 4.6%
United Kingdom
$167 3.5% ↓ 75.1%$504
🚌Getting Around
Monaco
$102 0.7%
United Kingdom
$279 5.9% ↑ 174%$177
Cost Breakdown
🏠National rent averages: $4,034 in Monaco, $1,265 in the United Kingdom. Capital cities: $9,333 in Monaco vs $2,852 in London.
💰National salary averages: $9,284 in Monaco, $3,250 in the United Kingdom. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 219% higher in Monaco.
⭐Dining out costs 82% more in Monaco.
⭐Public transport is 203% more expensive in the United Kingdom.
⭐Salaries are 186% higher in Monaco, and purchasing power comes out stronger in the United Kingdom.
Monaco→United Kingdom1,030 km≈ 1 h 45 min nonstop flight
From you
Monaco
United Kingdom
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monaco vs United Kingdom: Cost of Living - Frequently Asked Questions
How does the cost of living in Monaco compare to the cost in the United Kingdom?
At $9,222 per month in Monaco and $2,478 in the United Kingdom, there's a 272% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Is rent more expensive in Monaco or in the United Kingdom?
Rent for a central one-bedroom averages $4,034 in Monaco and $1,265 in the United Kingdom. Rents vary a lot between cities, so the gap depends on where you settle.
Can you live in both Monaco and the United Kingdom on $4,000 per month?
In the United Kingdom, $4,000 covers most cities easily; in Monaco it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: Monaco or the United Kingdom?
It depends on what you're after: the United Kingdom wins on affordability; Monaco may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
