Last update: Oct 2026

Cost of Living Comparison Between the United States and Monaco

Name: Monaco
Address: MC

For one person, living is cheaper in the United States: $2,727 a month against $9,222 in Monaco, rent and utilities included – about $77,900 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in the United States
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United States Living Index
441

Cost of Living Index in Monaco
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Monaco Living Index

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🇺🇸 United States

$2,727

/mo nomad

🇲🇨 Monaco

$9,222

/mo nomad

Monthly Cost of Living

How much you'll spend in the United States and in Monaco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United States and in Monaco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,727 in the United States versus $9,222 in Monaco.

United States $2,727
Monaco $9,222

Estimated couple costs with rent: $4,009 in the United States versus $11.9K in Monaco.

United States $4,009
Monaco $11.9K

Monthly costs for a family of three with rent: $5,291 in the United States versus $14.6K in Monaco.

United States $5,291
Monaco $14.6K

Internal cost variation is higher in Monaco: monthly costs span $8,169 to $14.3K, compared to $977–$5,215 in the United States. City choice carries more weight in Monaco.

Living in the United States costs about 70% less than in Monaco on average.

Both countries sit above the global median: the United States 101% above, Monaco 581% above.

Meal at Budget Restaurant

$19.73 $19.73

$28.33 €25.20

-30.36%

Three-Course Dinner for Two, Mid-Range

$81.0 $81.0

$158 €140

-48.70%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$12.51 €11.13

-4.24%

Cappuccino

$5.59 $5.59

$4.36 €3.88

28.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 $2.78

$5.73 €5.10

-51.48%

Water (0.33 liter bottle)

$2.10 $2.10

$7.77 €6.91

-72.97%

Local Beer (0.5 liter draught)

$5.98 $5.98

$9.92 €8.83

-39.72%

Imported Beer (0.33 liter bottle)

$7.92 $7.92

$9.98 €8.87

-20.64%

Milk (1 liter)

$1.03 $1.03

$1.91 €1.69

-46.07%

White Bread (500g)

$3.75 $3.75

$4.49 €4.00

-16.48%

Rice (white) (1kg)

$4.46 $4.46

$3.71 €3.30

20.22%

Eggs

$4.34 $4.34

$5.06 €4.50

-14.23%

Local Cheese (1kg)

$12.75 $12.75

$18.51 €16.47

-31.12%

Chicken Fillets (1kg)

$12.27 $12.27

$18.76 €16.69

-34.59%

Beef Round Steak (1kg)

$17.29 $17.29

$21.88 €19.47

-20.98%

Apples (1kg)

$5.31 $5.31

$3.71 €3.30

43.13%

Banana (1kg)

$1.67 $1.67

$5.83 €5.19

-71.36%

Oranges (1kg)

$4.32 $4.32

$3.63 €3.23

19.01%

Tomato (1kg)

$5.03 $5.03

$6.01 €5.34

-16.31%

Potato (1kg)

$2.81 $2.81

$4.75 €4.22

-40.84%

Onion (1kg)

$3.05 $3.05

$4.92 €4.38

-38.01%

Lettuce (1 head)

$2.22 $2.22

$3.68 €3.27

-39.67%

Water (1.5 liter bottle)

$2.35 $2.35

$6.60 €5.87

-64.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 $10.92

$15.36 €13.67

-28.91%

Wine (Bottle)

$14.87 $14.87

$7.92 €7.05

87.75%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$1.95 €1.73

7.69%

Imported Beer (0.33 liter bottle)

$3.62 $3.62

$4.48 €3.99

-19.20%

One-way Ticket (Public Transport)

$2.46 $2.46

$2.19 €1.95

12.33%

Public Transport Monthly Pass (Regular Price)

$65.7 $65.7

$24.55 €21.84

167.66%

Taxi Start (Normal Tariff)

$3.58 $3.58

$5.70 €5.07

-37.19%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$1.94 €1.72

-2.06%

Taxi 1hour Waiting (Normal Tariff)

$29.51 $29.51

$99.9 €88.9

-70.46%

Gasoline (1 liter)

$1.02 $1.02

$2.36 €2.10

-56.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$54.9K €48.8K

-48.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$51.5K €45.8K

-49.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$403 €359

-45.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.3 $61.3

$51.8 €46.04

18.39%

Internet (50+ Mbps, Unlimited Data)

$73.3 $73.3

$68.9 €61.3

6.33%

Gym Membership (Monthly)

$44.89 $44.89

$280 €249

-83.98%

Tennis Court (1 Hour on Weekend)

$22.65 $22.65

$51.0 €45.35

-55.57%

Cinema Ticket

$15.16 $15.16

$14.85 €13.21

2.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,471 $1,471

$2,631 €2,341

-44.08%

International Primary School, 1 Child (Yearly)

$25.0K $25.0K

$35.2K €31.3K

-29.00%

Jeans (Levis 501 Or Similar)

$53.5 $53.5

$200 €178

-73.19%

Summer Dress (H&M, Zara, etc)

$43.76 $43.76

$81.5 €72.5

-46.32%

Sport Shoes (Adidas, Nike)

$92.0 $92.0

$194 €172

-52.46%

Men's Leather Business Shoes

$114 $114

$570 €507

-79.97%

1-bedroom Apartment, City Center (Monthly)

$1,654 $1,654

$8,989 €7,996

-81.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,332 $1,332

$6,864 €6,105

-80.59%

3-bedroom Apartment, City Center (Monthly)

$2,669 $2,669

$14.0K €12.5K

-80.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,207 $2,207

$9,257 €8,234

-76.16%

Buy Apartment in City Center (m2)

$3,054 $3,054

$72.7K €64.6K

-95.80%

Buy Apartment Outside City Center (m2)

$2,522 $2,522

$66.9K €59.5K

-96.23%

Average Monthly Net Salary (After Tax)

$4,391 $4,391

$9,088 €8,084

-51.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

2.83

131.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United States: October 18, 2026

Last update for Monaco: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United States

$1.3K 48.9%

Monaco

$6.9K 74.4% 415% $5.5K

Groceries & Markets

United States

$413 15.1%

Monaco

$565 6.1% 36.8% $152

Monthly Utilities & Internet

United States

$355 13%

Monaco

$524 5.7% 47.5% $169

Eating Out

United States

$326 12%

Monaco

$440 4.8% 34.9% $114

Clothing & Footwear

United States

$137 5%

Monaco

$470 5.1% 244% $334

Getting Around

United States

$89 3.3%

Monaco

$49 0.5% 45.1% $40

Sport & Entertainment

United States

$75 2.8%

Monaco

$310 3.4% 312% $235

Cost Breakdown

National rent averages: $1,612 in the United States, $4,034 in Monaco. Capital cities: $2,743 in Washington, DC vs $9,333 in Monaco.

National salary averages: $4,548 in the United States, $9,284 in Monaco. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 150% higher in Monaco.

Dining out costs 101% more in Monaco.

Salaries are 104% higher in Monaco, and purchasing power comes out stronger in the United States.

Good to know

🇺🇸 United States

🇲🇨 Monaco

🕒 Local time

18:28 6:28 PM

00:28 12:28 AM

6 h ahead of the United States

🌤 Weather

👥 Population

340,110,988

38,350

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

United States Monaco 7,680 km ≈ 10 h nonstop flight

From you

United States
Monaco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United States vs Monaco: Cost of Living - Frequently Asked Questions

At $9,222 per month in Monaco and $2,727 in the United States, there's a 238% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in the United States: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $4,034 in Monaco and $1,612 in the United States. Rents vary a lot between cities, so the gap depends on where you settle.

In the United States, $4,000 covers most cities easily; in Monaco it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: the United States wins on affordability; Monaco may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.