Last update: Oct 2026
Cost of Living Comparison Between Monaco and Cebu
For one person, living is cheaper in Cebu: $934 a month against $9,142 in Monaco, rent and utilities included – about $98,500 less a year. Rent and utilities account for most of the difference.
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😐 Solo nomad: Monaco is 295.2% more expensive than Cebu without rent, and 878.9% more expensive with rent.
😐 Family of 3: Monaco is 322.6% more expensive than Cebu without rent, and 686.3% more expensive with rent.
🍽 Eating Out
Monaco
Cebu
Difference
Meal at Budget Restaurant
$28.01 €25.00
$3.03 ₱190
824.42%
Three-Course Dinner for Two, Mid-Range
$161 €144
$23.48 ₱1,473
586.24%
Fast Food Meal (McDonalds, etc)
$12.67 €11.31
$4.09 ₱256
209.78%
Cappuccino
$4.24 €3.78
$2.52 ₱158
68.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.88 €5.25
$1.54 ₱96.9
281.82%
Water (0.33 liter bottle)
$7.57 €6.75
$0.49 ₱30.98
1444.90%
Local Beer (0.5 liter draught)
$10.24 €9.13
$1.79 ₱112
472.07%
Imported Beer (0.33 liter bottle)
$9.77 €8.72
$2.26 ₱142
332.30%
🛒 Groceries & Markets
Monaco
Cebu
Difference
Milk (1 liter)
$1.85 €1.65
$1.95 ₱122
-5.13%
White Bread (500g)
$4.50 €4.02
$1.43 ₱89.7
214.69%
Rice (white) (1kg)
$3.69 €3.30
$1.02 ₱63.8
261.76%
Eggs
$5.12 €4.57
$2.06 ₱129
148.54%
Local Cheese (1kg)
$17.98 €16.05
$9.81 ₱615
83.28%
Chicken Fillets (1kg)
$18.99 €16.95
$4.61 ₱289
311.93%
Beef Round Steak (1kg)
$22.45 €20.03
$7.70 ₱483
191.56%
Apples (1kg)
$3.80 €3.39
$3.31 ₱207
14.80%
Banana (1kg)
$6.01 €5.37
$1.45 ₱90.9
314.48%
Oranges (1kg)
$3.72 €3.32
$2.36 ₱148
57.63%
Tomato (1kg)
$6.13 €5.47
$1.54 ₱96.4
298.05%
Potato (1kg)
$4.74 €4.23
$2.36 ₱148
100.85%
Onion (1kg)
$4.95 €4.41
$1.99 ₱125
148.74%
Lettuce (1 head)
$3.63 €3.24
$1.15 ₱72.1
215.65%
Water (1.5 liter bottle)
$6.75 €6.03
$0.67 ₱42.15
907.46%
Cigarettes 20 Pack (Marlboro, Camel)
$15.54 €13.86
$3.00 ₱188
418.00%
Wine (Bottle)
$7.70 €6.87
$6.35 ₱398
21.26%
Local Beer (0.5 liter bottle)
$1.97 €1.76
$1.31 ₱81.9
50.38%
Imported Beer (0.33 liter bottle)
$4.40 €3.92
$1.73 ₱108
154.34%
🚌 Getting Around
Monaco
Cebu
Difference
One-way Ticket (Public Transport)
$2.26 €2.02
$0.25 ₱15.78
804.00%
Public Transport Monthly Pass (Regular Price)
$24.42 €21.80
$12.65 ₱793
93.04%
Taxi Start (Normal Tariff)
$5.44 €4.86
$0.74 ₱46.32
635.14%
Taxi (Normal Tariff) (1km)
$1.97 €1.75
$0.21 ₱13.11
838.10%
Taxi 1hour Waiting (Normal Tariff)
$99.3 €88.7
$4.33 ₱271
2194.23%
Gasoline (1 liter)
$2.32 €2.07
$1.33 ₱83.5
74.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.2K €48.4K
$21.8K ₱1.4M
149.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$50.7K €45.2K
$19.4K ₱1.2M
161.28%
🧾 Monthly Utilities & Internet
Monaco
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$403 €360
$121 ₱7,563
234.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.7 €47.88
$14.45 ₱907
271.35%
Internet (50+ Mbps, Unlimited Data)
$68.9 €61.4
$28.29 ₱1,774
143.37%
🎉 Sport & Entertainment
Monaco
Cebu
Difference
Gym Membership (Monthly)
$283 €252
$32.68 ₱2,050
765.51%
Tennis Court (1 Hour on Weekend)
$52.3 €46.70
$6.39 ₱401
719.09%
Cinema Ticket
$13.50 €12.05
$5.46 ₱342
147.25%
🧸 Childcare & Education
Monaco
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,637 €2,353
$273 ₱17.1K
864.42%
International Primary School, 1 Child (Yearly)
$35.0K €31.2K
$8,156 ₱511.5K
328.84%
👕👟 Clothing & Footwear
Monaco
Cebu
Difference
Jeans (Levis 501 Or Similar)
$195 €174
$49.57 ₱3,109
294.07%
Summer Dress (H&M, Zara, etc)
$81.3 €72.6
$24.87 ₱1,560
227.02%
Sport Shoes (Adidas, Nike)
$193 €173
$76.6 ₱4,804
152.40%
Men's Leather Business Shoes
$586 €523
$59.3 ₱3,717
888.54%
🏠 Accommodation & Living
Monaco
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$9,331 €8,327
$506 ₱31.7K
1745.07%
1-bedroom Apartment, Outside City Center (Monthly)
$6,752 €6,026
$309 ₱19.4K
2082.27%
3-bedroom Apartment, City Center (Monthly)
$13.7K €12.2K
$1,052 ₱66.0K
1204.14%
3-bedroom Apartment, Outside City Center (Monthly)
$9,294 €8,294
$619 ₱38.8K
1401.39%
Buy Apartment in City Center (m2)
$72.4K €64.7K
$2,915 ₱182.9K
2384.97%
Buy Apartment Outside City Center (m2)
$69.4K €61.9K
$1,867 ₱117.1K
3616.88%
💵 Salaries & Financials
Monaco
Cebu
Difference
Average Monthly Net Salary (After Tax)
$9,270 €8,272
$341 ₱21.4K
2617.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.83
7.2
-60.69%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Monaco: October 4, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Monaco $6.8K 74.1%
Cebu $309 33.5% 95.4% $6.4K
Groceries & Markets
Monaco $569 6.2%
Cebu $210 22.7% 63% $359
Monthly Utilities & Internet
Monaco $526 5.8%
Cebu $163 17.7% 68.9% $362
Clothing & Footwear
Monaco $475 5.2%
Cebu $95 10.2% 80.1% $380
Eating Out
Monaco $437 4.8%
Cebu $88 9.6% 79.8% $349
Sport & Entertainment
Monaco $310 3.4%
Cebu $44 4.7% 85.9% $266
Getting Around
Monaco $49 0.5%
Cebu $15 1.7% 68.3% $33
Accommodation & Living
Monaco $9.3K 63.3%
Cebu $619 32.4% 93.3% $8.7K
Groceries & Markets
Monaco $1.3K 9%
Cebu $493 25.8% 62.6% $824
Monthly Utilities & Internet
Monaco $579 3.9%
Cebu $178 9.3% 69.3% $402
Clothing & Footwear
Monaco $1.1K 7.2%
Cebu $210 11% 80.1% $845
Eating Out
Monaco $1.7K 11.4%
Cebu $288 15.1% 82.8% $1.4K
Sport & Entertainment
Monaco $672 4.6%
Cebu $94 4.9% 86.1% $578
Getting Around
Monaco $102 0.7%
Cebu $31 1.6% 69.2% $71
Good to know
🇲🇨 Monaco
🇵🇭 Cebu
Weather
Population
38,350
964,169
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Monaco Cebu 11,250 km ≈ 15 h nonstop flight
From you
- Monaco
- Cebu
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monaco vs other spots: cost of living compared
